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Side-by-side financial comparison of Capitol Federal Financial, Inc. (CFFN) and Zhihu Inc. (ZH). Click either name above to swap in a different company.
Zhihu Inc. is the larger business by last-quarter revenue ($92.0M vs $57.7M, roughly 1.6× Capitol Federal Financial, Inc.). Capitol Federal Financial, Inc. runs the higher net margin — 34.9% vs 32.7%, a 2.2% gap on every dollar of revenue. Over the past eight quarters, Capitol Federal Financial, Inc.'s revenue compounded faster (12.1% CAGR vs -19.0%).
Capitol Federal Savings Bank (CapFed) is a federally chartered and insured savings bank founded in 1893 and headquartered in Topeka, Kansas. Capitol Federal has 51 locations serving both the Kansas and Missouri sides of the Kansas City metropolitan area with personal and business financial services. It is owned by holding company Capitol Federal Financial Inc. for trading on the Nasdaq.
Zhihu is a Chinese social question and answer site and news aggregator. Originally based in Chengdu and with creators from Sichuan, China, the website launched on January 26, 2011. The number of registered users on Zhihu exceeded 10 million by the end of 2013, and reached 17 million as of May 2015, with 250 million monthly page views.
CFFN vs ZH — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $57.7M | $92.0M |
| Net Profit | $20.1M | $30.1M |
| Gross Margin | — | 53.6% |
| Operating Margin | — | — |
| Net Margin | 34.9% | 32.7% |
| Revenue YoY | — | — |
| Net Profit YoY | — | — |
| EPS (diluted) | — | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $57.7M | $92.0M | ||
| Q4 25 | $56.8M | — | ||
| Q3 25 | $54.6M | $92.6M | ||
| Q2 25 | $50.7M | $100.1M | ||
| Q1 25 | $48.8M | $100.6M | ||
| Q4 24 | $46.9M | — | ||
| Q3 24 | — | $120.4M | ||
| Q2 24 | $45.0M | $128.5M |
| Q1 26 | $20.1M | $30.1M | ||
| Q4 25 | $20.3M | — | ||
| Q3 25 | $18.8M | — | ||
| Q2 25 | $18.4M | — | ||
| Q1 25 | $15.4M | — | ||
| Q4 24 | $15.4M | — | ||
| Q3 24 | — | $-1.3M | ||
| Q2 24 | $9.6M | $-11.1M |
| Q1 26 | — | 53.6% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 61.3% | ||
| Q2 25 | — | 62.5% | ||
| Q1 25 | — | 61.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 63.9% | ||
| Q2 24 | — | 59.6% |
| Q1 26 | — | — | ||
| Q4 25 | 44.4% | — | ||
| Q3 25 | 42.2% | -15.1% | ||
| Q2 25 | 42.6% | -12.7% | ||
| Q1 25 | 39.5% | — | ||
| Q4 24 | 40.7% | — | ||
| Q3 24 | — | -10.0% | ||
| Q2 24 | 34.7% | -19.7% |
| Q1 26 | 34.9% | 32.7% | ||
| Q4 25 | 35.7% | — | ||
| Q3 25 | 34.5% | — | ||
| Q2 25 | 36.2% | — | ||
| Q1 25 | 31.6% | — | ||
| Q4 24 | 32.9% | — | ||
| Q3 24 | — | -1.1% | ||
| Q2 24 | 21.4% | -8.6% |
| Q1 26 | — | — | ||
| Q4 25 | $0.16 | — | ||
| Q3 25 | $0.14 | — | ||
| Q2 25 | $0.14 | — | ||
| Q1 25 | $0.12 | — | ||
| Q4 24 | $0.12 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $0.07 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.5M | $481.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $554.1M |
| Total Assets | $9.8B | $742.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $2.5M | $481.8M | ||
| Q4 25 | $232.6M | — | ||
| Q3 25 | $252.4M | $383.5M | ||
| Q2 25 | $175.0M | $446.5M | ||
| Q1 25 | $340.4M | $446.5M | ||
| Q4 24 | $170.3M | — | ||
| Q3 24 | — | $458.0M | ||
| Q2 24 | $317.8M | $434.7M |
| Q1 26 | $1.0B | $554.1M | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $1.0B | $578.9M | ||
| Q2 25 | $1.0B | $587.4M | ||
| Q1 25 | $1.0B | $573.2M | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | — | $619.2M | ||
| Q2 24 | $1.0B | $605.5M |
| Q1 26 | $9.8B | $742.3M | ||
| Q4 25 | $9.8B | — | ||
| Q3 25 | $9.8B | $772.8M | ||
| Q2 25 | $9.7B | $802.2M | ||
| Q1 25 | $9.7B | $783.1M | ||
| Q4 24 | $9.5B | — | ||
| Q3 24 | — | $856.2M | ||
| Q2 24 | $9.6B | $840.5M |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFFN
| Net Interest Income | $52.3M | 91% |
| Noninterest Income | $5.5M | 9% |
ZH
Segment breakdown not available.
