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Side-by-side financial comparison of Core AI Holdings, Inc. (CHAI) and Fifth District Bancorp, Inc. (FDSB). Click either name above to swap in a different company.

Core AI Holdings, Inc. is the larger business by last-quarter revenue ($3.7M vs $3.6M, roughly 1.0× Fifth District Bancorp, Inc.). Fifth District Bancorp, Inc. runs the higher net margin — 14.9% vs -145.7%, a 160.6% gap on every dollar of revenue.

Inflection AI, Inc. is an American technology company which has developed machine learning and generative artificial intelligence hardware and apps, founded in 2022. The company is structured as a public benefit corporation and is headquartered in Palo Alto, California.

Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...

CHAI vs FDSB — Head-to-Head

Bigger by revenue
CHAI
CHAI
1.0× larger
CHAI
$3.7M
$3.6M
FDSB
Higher net margin
FDSB
FDSB
160.6% more per $
FDSB
14.9%
-145.7%
CHAI

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
CHAI
CHAI
FDSB
FDSB
Revenue
$3.7M
$3.6M
Net Profit
$-5.4M
$541.0K
Gross Margin
20.1%
Operating Margin
-135.2%
17.0%
Net Margin
-145.7%
14.9%
Revenue YoY
19.9%
Net Profit YoY
240.3%
EPS (diluted)
$-1.74
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHAI
CHAI
FDSB
FDSB
Q4 25
$3.6M
Q3 25
$3.7M
$3.6M
Q2 25
$6.9M
Q1 25
$3.2M
Q3 24
$3.1M
Q2 24
$2.7M
Q1 24
$1.2M
Q3 23
$1.8M
Net Profit
CHAI
CHAI
FDSB
FDSB
Q4 25
$541.0K
Q3 25
$-5.4M
$343.0K
Q2 25
$3.1M
Q1 25
$78.0K
Q3 24
$-788.0K
Q2 24
$683.0K
Q1 24
$-1.1M
Q3 23
$-1.9M
Gross Margin
CHAI
CHAI
FDSB
FDSB
Q4 25
Q3 25
20.1%
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
26.6%
Operating Margin
CHAI
CHAI
FDSB
FDSB
Q4 25
17.0%
Q3 25
-135.2%
12.1%
Q2 25
44.2%
Q1 25
3.1%
Q3 24
-31.8%
Q2 24
32.3%
Q1 24
-124.5%
Q3 23
-120.8%
Net Margin
CHAI
CHAI
FDSB
FDSB
Q4 25
14.9%
Q3 25
-145.7%
9.6%
Q2 25
45.5%
Q1 25
2.4%
Q3 24
-25.1%
Q2 24
25.5%
Q1 24
-98.3%
Q3 23
-100.7%
EPS (diluted)
CHAI
CHAI
FDSB
FDSB
Q4 25
$0.10
Q3 25
$-1.74
$0.07
Q2 25
$0.61
Q1 25
$0.02
Q3 24
$-0.15
Q2 24
Q1 24
Q3 23
$-1.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHAI
CHAI
FDSB
FDSB
Cash + ST InvestmentsLiquidity on hand
$3.5M
$33.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$15.4M
$129.8M
Total Assets
$20.2M
$534.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHAI
CHAI
FDSB
FDSB
Q4 25
$33.9M
Q3 25
$3.5M
$34.4M
Q2 25
$27.7M
Q1 25
$30.1M
Q3 24
$34.1M
Q2 24
$46.2M
Q1 24
$36.6M
Q3 23
$366.2K
Stockholders' Equity
CHAI
CHAI
FDSB
FDSB
Q4 25
$129.8M
Q3 25
$15.4M
$131.3M
Q2 25
$130.9M
Q1 25
$127.3M
Q3 24
$127.9M
Q2 24
$78.0M
Q1 24
$77.0M
Q3 23
$12.3M
Total Assets
CHAI
CHAI
FDSB
FDSB
Q4 25
$534.4M
Q3 25
$20.2M
$539.5M
Q2 25
$539.8M
Q1 25
$531.1M
Q3 24
$523.8M
Q2 24
$516.0M
Q1 24
$485.7M
Q3 23
$16.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHAI
CHAI
FDSB
FDSB
Operating Cash FlowLast quarter
$1.3M
Free Cash FlowOCF − Capex
$942.0K
FCF MarginFCF / Revenue
25.9%
Capex IntensityCapex / Revenue
10.6%
Cash ConversionOCF / Net Profit
2.45×
TTM Free Cash FlowTrailing 4 quarters
$2.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHAI
CHAI
FDSB
FDSB
Q4 25
$1.3M
Q3 25
$117.0K
Q2 25
$430.0K
Q1 25
$823.0K
Q3 24
$734.0K
Q2 24
$-385.0K
Q1 24
$-770.0K
Q3 23
$-2.7M
Free Cash Flow
CHAI
CHAI
FDSB
FDSB
Q4 25
$942.0K
Q3 25
$54.0K
Q2 25
$249.0K
Q1 25
$765.0K
Q3 24
$710.0K
Q2 24
$-501.0K
Q1 24
$-1.1M
Q3 23
FCF Margin
CHAI
CHAI
FDSB
FDSB
Q4 25
25.9%
Q3 25
1.5%
Q2 25
3.6%
Q1 25
23.9%
Q3 24
22.6%
Q2 24
-18.7%
Q1 24
-96.8%
Q3 23
Capex Intensity
CHAI
CHAI
FDSB
FDSB
Q4 25
10.6%
Q3 25
1.8%
Q2 25
2.6%
Q1 25
1.8%
Q3 24
0.8%
Q2 24
4.3%
Q1 24
29.9%
Q3 23
Cash Conversion
CHAI
CHAI
FDSB
FDSB
Q4 25
2.45×
Q3 25
0.34×
Q2 25
0.14×
Q1 25
10.55×
Q3 24
Q2 24
-0.56×
Q1 24
Q3 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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