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Side-by-side financial comparison of Comstock Holding Companies, Inc. (CHCI) and FVCBankcorp, Inc. (FVCB). Click either name above to swap in a different company.

Comstock Holding Companies, Inc. is the larger business by last-quarter revenue ($23.9M vs $16.9M, roughly 1.4× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 41.5%). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 50.0%).

The Comstock Lode is a lode of silver ore located under the eastern slope of Mount Davidson, a peak in the Virginia Range in Virginia City, Nevada, which was the first major discovery of silver ore in the United States and named after Canadian miner Henry Comstock.

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

CHCI vs FVCB — Head-to-Head

Bigger by revenue
CHCI
CHCI
1.4× larger
CHCI
$23.9M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+4336.0% gap
FVCB
4377.5%
41.5%
CHCI
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
50.0%
CHCI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CHCI
CHCI
FVCB
FVCB
Revenue
$23.9M
$16.9M
Net Profit
$13.5M
Gross Margin
35.5%
Operating Margin
32.4%
43.7%
Net Margin
56.3%
Revenue YoY
41.5%
4377.5%
Net Profit YoY
30.5%
EPS (diluted)
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHCI
CHCI
FVCB
FVCB
Q4 25
$23.9M
$16.9M
Q3 25
$13.3M
$416.0K
Q2 25
$13.0M
$15.8M
Q1 25
$12.6M
$382.0K
Q4 24
$16.9M
$378.0K
Q3 24
$13.0M
$412.0K
Q2 24
$10.8M
$415.0K
Q1 24
$10.6M
$359.0K
Net Profit
CHCI
CHCI
FVCB
FVCB
Q4 25
$13.5M
Q3 25
$541.0K
$5.6M
Q2 25
$1.4M
$5.7M
Q1 25
$1.6M
$5.2M
Q4 24
$10.3M
Q3 24
$2.4M
$4.7M
Q2 24
$946.0K
$4.2M
Q1 24
$910.0K
$1.3M
Gross Margin
CHCI
CHCI
FVCB
FVCB
Q4 25
35.5%
Q3 25
11.0%
Q2 25
19.0%
Q1 25
18.6%
Q4 24
33.4%
Q3 24
26.3%
Q2 24
17.2%
Q1 24
16.5%
Operating Margin
CHCI
CHCI
FVCB
FVCB
Q4 25
32.4%
43.7%
Q3 25
5.0%
Q2 25
13.7%
45.9%
Q1 25
13.7%
Q4 24
30.1%
Q3 24
21.8%
Q2 24
11.4%
Q1 24
10.8%
Net Margin
CHCI
CHCI
FVCB
FVCB
Q4 25
56.3%
Q3 25
4.1%
1341.1%
Q2 25
11.1%
36.0%
Q1 25
12.6%
1352.1%
Q4 24
61.1%
Q3 24
18.3%
1133.3%
Q2 24
8.8%
1001.2%
Q1 24
8.6%
373.3%
EPS (diluted)
CHCI
CHCI
FVCB
FVCB
Q4 25
$0.31
Q3 25
$0.31
Q2 25
$0.31
Q1 25
$0.28
Q4 24
$0.27
Q3 24
$0.25
Q2 24
$0.23
Q1 24
$0.09
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHCI
CHCI
FVCB
FVCB
Cash + ST InvestmentsLiquidity on hand
$31.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$70.0M
$253.6M
Total Assets
$85.0M
$2.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHCI
CHCI
FVCB
FVCB
Q4 25
$31.3M
Q3 25
$26.2M
Q2 25
$30.5M
Q1 25
$28.3M
Q4 24
$28.8M
Q3 24
$21.1M
Q2 24
$17.4M
Q1 24
$16.2M
Stockholders' Equity
CHCI
CHCI
FVCB
FVCB
Q4 25
$70.0M
$253.6M
Q3 25
$56.3M
$249.8M
Q2 25
$55.5M
$243.2M
Q1 25
$53.7M
$242.3M
Q4 24
$52.4M
$235.4M
Q3 24
$41.7M
$230.8M
Q2 24
$39.2M
$226.5M
Q1 24
$37.9M
$220.7M
Total Assets
CHCI
CHCI
FVCB
FVCB
Q4 25
$85.0M
$2.3B
Q3 25
$67.6M
$2.3B
Q2 25
$65.2M
$2.2B
Q1 25
$62.8M
$2.2B
Q4 24
$64.9M
$2.2B
Q3 24
$52.2M
$2.3B
Q2 24
$48.6M
$2.3B
Q1 24
$46.8M
$2.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHCI
CHCI
FVCB
FVCB
Operating Cash FlowLast quarter
$4.8M
$23.9M
Free Cash FlowOCF − Capex
$23.8M
FCF MarginFCF / Revenue
140.7%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
0.36×
TTM Free Cash FlowTrailing 4 quarters
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHCI
CHCI
FVCB
FVCB
Q4 25
$4.8M
$23.9M
Q3 25
$-3.2M
$7.6M
Q2 25
$2.2M
$3.3M
Q1 25
$582.0K
$5.4M
Q4 24
$10.7M
$18.2M
Q3 24
$3.9M
$4.7M
Q2 24
$1.3M
$1.6M
Q1 24
$-2.2M
$7.2M
Free Cash Flow
CHCI
CHCI
FVCB
FVCB
Q4 25
$23.8M
Q3 25
$7.6M
Q2 25
$3.3M
Q1 25
$5.4M
Q4 24
$18.1M
Q3 24
$4.6M
Q2 24
$1.5M
Q1 24
$7.1M
FCF Margin
CHCI
CHCI
FVCB
FVCB
Q4 25
140.7%
Q3 25
1818.0%
Q2 25
20.8%
Q1 25
1413.6%
Q4 24
4786.0%
Q3 24
1121.8%
Q2 24
361.2%
Q1 24
1988.3%
Capex Intensity
CHCI
CHCI
FVCB
FVCB
Q4 25
0.3%
Q3 25
0.2%
Q2 25
0.1%
Q1 25
4.2%
Q4 24
37.3%
Q3 24
14.1%
Q2 24
12.8%
Q1 24
3.9%
Cash Conversion
CHCI
CHCI
FVCB
FVCB
Q4 25
0.36×
Q3 25
-5.96×
1.36×
Q2 25
1.51×
0.58×
Q1 25
0.37×
1.05×
Q4 24
1.03×
Q3 24
1.63×
1.00×
Q2 24
1.35×
0.37×
Q1 24
-2.46×
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHCI
CHCI

Related Party$22.1M92%
Nonrelated Party$1.9M8%

FVCB
FVCB

Segment breakdown not available.

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