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Side-by-side financial comparison of CITY HOLDING CO (CHCO) and CANTALOUPE, INC. (CTLP). Click either name above to swap in a different company.

CITY HOLDING CO is the larger business by last-quarter revenue ($80.2M vs $78.7M, roughly 1.0× CANTALOUPE, INC.). CITY HOLDING CO runs the higher net margin — 39.4% vs -0.1%, a 39.5% gap on every dollar of revenue. On growth, CITY HOLDING CO posted the faster year-over-year revenue change (11.8% vs 6.8%). CITY HOLDING CO produced more free cash flow last quarter ($128.4M vs $-614.0K). Over the past eight quarters, CANTALOUPE, INC.'s revenue compounded faster (7.7% CAGR vs 5.3%).

Jam City, Inc. is an American video game developer and publisher based in Culver City, California. The company was founded in 2010 by Chris DeWolfe, Colin Digiaro, Aber Whitcomb, and Josh Yguado. Jam City has nine studios located in the United States, Canada, South America, and Europe. As of 2021, it employs 825 people. Netmarble is the largest shareholder in Jam City. As of 2021, Jam City's games have 31 million monthly active users and 1.3 billion total downloads.

Cantaloupe, Inc., previously known as USA Technologies Inc., is an American company known for its work with ePort cashless acceptance technology running on its patented ePort Connect service, a PCI compliant services. ePort Connect wirelessly facilitates electronic payment options to consumers with credit, debit, or NFC enabled electronic wallets like Apple Pay and Google Pay while providing operators with both telemetry and machine-to-machine (M2M) services. ePort technology is primarily fou...

CHCO vs CTLP — Head-to-Head

Bigger by revenue
CHCO
CHCO
1.0× larger
CHCO
$80.2M
$78.7M
CTLP
Growing faster (revenue YoY)
CHCO
CHCO
+5.1% gap
CHCO
11.8%
6.8%
CTLP
Higher net margin
CHCO
CHCO
39.5% more per $
CHCO
39.4%
-0.1%
CTLP
More free cash flow
CHCO
CHCO
$129.1M more FCF
CHCO
$128.4M
$-614.0K
CTLP
Faster 2-yr revenue CAGR
CTLP
CTLP
Annualised
CTLP
7.7%
5.3%
CHCO

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CHCO
CHCO
CTLP
CTLP
Revenue
$80.2M
$78.7M
Net Profit
$31.6M
$-70.0K
Gross Margin
Operating Margin
49.3%
2.0%
Net Margin
39.4%
-0.1%
Revenue YoY
11.8%
6.8%
Net Profit YoY
10.2%
-101.4%
EPS (diluted)
$2.17
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHCO
CHCO
CTLP
CTLP
Q4 25
$80.2M
$78.7M
Q3 25
$81.3M
$80.9M
Q2 25
$78.2M
$82.6M
Q1 25
$74.6M
$75.4M
Q4 24
$71.7M
$73.7M
Q3 24
$76.0M
$70.8M
Q2 24
$73.5M
$72.7M
Q1 24
$72.4M
$67.9M
Net Profit
CHCO
CHCO
CTLP
CTLP
Q4 25
$31.6M
$-70.0K
Q3 25
$35.2M
$-919.0K
Q2 25
$33.4M
$6.8M
Q1 25
$30.3M
$49.2M
Q4 24
$28.7M
$5.0M
Q3 24
$29.8M
$3.6M
Q2 24
$29.1M
$2.2M
Q1 24
$29.5M
$4.7M
Gross Margin
CHCO
CHCO
CTLP
CTLP
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
39.6%
Operating Margin
CHCO
CHCO
CTLP
CTLP
Q4 25
49.3%
2.0%
Q3 25
54.0%
2.0%
Q2 25
52.7%
6.3%
Q1 25
49.5%
9.1%
Q4 24
48.1%
8.4%
Q3 24
48.9%
5.8%
Q2 24
49.3%
4.9%
Q1 24
50.6%
6.3%
Net Margin
CHCO
CHCO
CTLP
CTLP
Q4 25
39.4%
-0.1%
Q3 25
43.3%
-1.1%
Q2 25
42.7%
8.3%
Q1 25
40.7%
65.2%
Q4 24
40.0%
6.7%
Q3 24
39.2%
5.0%
Q2 24
39.6%
3.0%
Q1 24
40.8%
6.9%
EPS (diluted)
CHCO
CHCO
CTLP
CTLP
Q4 25
$2.17
$0.00
Q3 25
$2.41
$-0.02
Q2 25
$2.29
$0.10
Q1 25
$2.06
$0.65
Q4 24
$1.94
$0.07
Q3 24
$2.02
$0.04
Q2 24
$1.96
$0.03
Q1 24
$1.97
$0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHCO
CHCO
CTLP
CTLP
Cash + ST InvestmentsLiquidity on hand
$191.9M
$53.0M
Total DebtLower is stronger
$150.0M
$37.7M
Stockholders' EquityBook value
$809.7M
$252.5M
Total Assets
$6.7B
$381.9M
Debt / EquityLower = less leverage
0.19×
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHCO
CHCO
CTLP
CTLP
Q4 25
$191.9M
$53.0M
Q3 25
$225.6M
$55.0M
Q2 25
$172.1M
$51.1M
Q1 25
$384.7M
$46.3M
Q4 24
$225.4M
$27.7M
Q3 24
$293.9M
$33.1M
Q2 24
$218.0M
$58.9M
Q1 24
$318.7M
$50.2M
Total Debt
CHCO
CHCO
CTLP
CTLP
Q4 25
$150.0M
$37.7M
Q3 25
$150.0M
$38.3M
Q2 25
$150.0M
$38.7M
Q1 25
$150.0M
$39.2M
Q4 24
$150.0M
$37.0M
Q3 24
$150.0M
$37.3M
Q2 24
$150.0M
$37.5M
Q1 24
$150.0M
$38.1M
Stockholders' Equity
CHCO
CHCO
CTLP
CTLP
Q4 25
$809.7M
$252.5M
Q3 25
$798.9M
$251.8M
Q2 25
$764.2M
$251.0M
Q1 25
$756.3M
$240.7M
Q4 24
$730.7M
$190.1M
Q3 24
$741.3M
$186.2M
Q2 24
$686.7M
$181.7M
Q1 24
$682.2M
$178.8M
Total Assets
CHCO
CHCO
CTLP
CTLP
Q4 25
$6.7B
$381.9M
Q3 25
$6.7B
$389.5M
Q2 25
$6.6B
$381.9M
Q1 25
$6.6B
$370.5M
Q4 24
$6.5B
$303.0M
Q3 24
$6.4B
$312.1M
Q2 24
$6.3B
$335.6M
Q1 24
$6.3B
$319.9M
Debt / Equity
CHCO
CHCO
CTLP
CTLP
Q4 25
0.19×
0.15×
Q3 25
0.19×
0.15×
Q2 25
0.20×
0.15×
Q1 25
0.20×
0.16×
Q4 24
0.21×
0.19×
Q3 24
0.20×
0.20×
Q2 24
0.22×
0.21×
Q1 24
0.22×
0.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHCO
CHCO
CTLP
CTLP
Operating Cash FlowLast quarter
$131.4M
$3.1M
Free Cash FlowOCF − Capex
$128.4M
$-614.0K
FCF MarginFCF / Revenue
160.2%
-0.8%
Capex IntensityCapex / Revenue
3.6%
4.8%
Cash ConversionOCF / Net Profit
4.16×
TTM Free Cash FlowTrailing 4 quarters
$223.3M
$25.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHCO
CHCO
CTLP
CTLP
Q4 25
$131.4M
$3.1M
Q3 25
$37.3M
$7.0M
Q2 25
$28.2M
$9.4M
Q1 25
$31.5M
$22.4M
Q4 24
$131.9M
$522.0K
Q3 24
$37.6M
$-12.0M
Q2 24
$28.3M
$14.3M
Q1 24
$32.2M
$14.7M
Free Cash Flow
CHCO
CHCO
CTLP
CTLP
Q4 25
$128.4M
$-614.0K
Q3 25
$35.8M
$3.5M
Q2 25
$27.8M
$4.3M
Q1 25
$31.3M
$18.6M
Q4 24
$129.2M
$-3.8M
Q3 24
$37.0M
$-15.8M
Q2 24
$27.8M
$8.5M
Q1 24
$31.6M
$11.4M
FCF Margin
CHCO
CHCO
CTLP
CTLP
Q4 25
160.2%
-0.8%
Q3 25
44.0%
4.4%
Q2 25
35.6%
5.3%
Q1 25
41.9%
24.6%
Q4 24
180.2%
-5.1%
Q3 24
48.7%
-22.3%
Q2 24
37.8%
11.7%
Q1 24
43.6%
16.9%
Capex Intensity
CHCO
CHCO
CTLP
CTLP
Q4 25
3.6%
4.8%
Q3 25
1.9%
4.2%
Q2 25
0.5%
6.2%
Q1 25
0.3%
5.1%
Q4 24
3.8%
5.8%
Q3 24
0.9%
5.4%
Q2 24
0.7%
7.9%
Q1 24
0.8%
4.8%
Cash Conversion
CHCO
CHCO
CTLP
CTLP
Q4 25
4.16×
Q3 25
1.06×
Q2 25
0.85×
1.38×
Q1 25
1.04×
0.46×
Q4 24
4.60×
0.10×
Q3 24
1.26×
-3.36×
Q2 24
0.97×
6.47×
Q1 24
1.09×
3.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHCO
CHCO

Segment breakdown not available.

CTLP
CTLP

Transaction Processing$47.9M61%
Subscription Revenue$21.8M28%
Products$9.0M11%

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