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Side-by-side financial comparison of CITY HOLDING CO (CHCO) and i3 Verticals, Inc. (IIIV). Click either name above to swap in a different company.

CITY HOLDING CO is the larger business by last-quarter revenue ($80.2M vs $52.7M, roughly 1.5× i3 Verticals, Inc.). CITY HOLDING CO runs the higher net margin — 39.4% vs 0.9%, a 38.4% gap on every dollar of revenue. On growth, CITY HOLDING CO posted the faster year-over-year revenue change (11.8% vs -14.6%). CITY HOLDING CO produced more free cash flow last quarter ($128.4M vs $13.8M). Over the past eight quarters, CITY HOLDING CO's revenue compounded faster (5.3% CAGR vs -4.7%).

Jam City, Inc. is an American video game developer and publisher based in Culver City, California. The company was founded in 2010 by Chris DeWolfe, Colin Digiaro, Aber Whitcomb, and Josh Yguado. Jam City has nine studios located in the United States, Canada, South America, and Europe. As of 2021, it employs 825 people. Netmarble is the largest shareholder in Jam City. As of 2021, Jam City's games have 31 million monthly active users and 1.3 billion total downloads.

The Prusa i3 is a family of fused filament fabrication 3D printers, manufactured by Czech company Prusa Research under the trademarked name Original Prusa i3. Part of the RepRap project, Prusa i3 printers were called the most used 3D printer in the world in 2016. The first Prusa i3 was designed by Josef Průša in 2012, and was released as a commercial kit product in 2015. The latest model is available in both kit and factory assembled versions. The Prusa i3's comparable low cost and ease of co...

CHCO vs IIIV — Head-to-Head

Bigger by revenue
CHCO
CHCO
1.5× larger
CHCO
$80.2M
$52.7M
IIIV
Growing faster (revenue YoY)
CHCO
CHCO
+26.5% gap
CHCO
11.8%
-14.6%
IIIV
Higher net margin
CHCO
CHCO
38.4% more per $
CHCO
39.4%
0.9%
IIIV
More free cash flow
CHCO
CHCO
$114.6M more FCF
CHCO
$128.4M
$13.8M
IIIV
Faster 2-yr revenue CAGR
CHCO
CHCO
Annualised
CHCO
5.3%
-4.7%
IIIV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CHCO
CHCO
IIIV
IIIV
Revenue
$80.2M
$52.7M
Net Profit
$31.6M
$484.0K
Gross Margin
Operating Margin
49.3%
3.1%
Net Margin
39.4%
0.9%
Revenue YoY
11.8%
-14.6%
Net Profit YoY
10.2%
-76.5%
EPS (diluted)
$2.17
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHCO
CHCO
IIIV
IIIV
Q4 25
$80.2M
$52.7M
Q3 25
$81.3M
$46.0M
Q2 25
$78.2M
$51.9M
Q1 25
$74.6M
$63.1M
Q4 24
$71.7M
$52.2M
Q3 24
$76.0M
$32.0M
Q2 24
$73.5M
$46.2M
Q1 24
$72.4M
$58.0M
Net Profit
CHCO
CHCO
IIIV
IIIV
Q4 25
$31.6M
$484.0K
Q3 25
$35.2M
$3.1M
Q2 25
$33.4M
$12.9M
Q1 25
$30.3M
$-154.0K
Q4 24
$28.7M
$2.1M
Q3 24
$29.8M
$117.9M
Q2 24
$29.1M
$-7.5M
Q1 24
$29.5M
$1.9M
Operating Margin
CHCO
CHCO
IIIV
IIIV
Q4 25
49.3%
3.1%
Q3 25
54.0%
3.2%
Q2 25
52.7%
-9.3%
Q1 25
49.5%
8.0%
Q4 24
48.1%
3.9%
Q3 24
48.9%
10.6%
Q2 24
49.3%
-2.8%
Q1 24
50.6%
3.4%
Net Margin
CHCO
CHCO
IIIV
IIIV
Q4 25
39.4%
0.9%
Q3 25
43.3%
6.7%
Q2 25
42.7%
24.8%
Q1 25
40.7%
-0.2%
Q4 24
40.0%
3.9%
Q3 24
39.2%
368.2%
Q2 24
39.6%
-16.3%
Q1 24
40.8%
3.2%
EPS (diluted)
CHCO
CHCO
IIIV
IIIV
Q4 25
$2.17
$0.02
Q3 25
$2.41
$0.14
Q2 25
$2.29
$0.50
Q1 25
$2.06
$0.00
Q4 24
$1.94
$0.08
Q3 24
$2.02
$4.93
Q2 24
$1.96
$-0.32
Q1 24
$1.97
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHCO
CHCO
IIIV
IIIV
Cash + ST InvestmentsLiquidity on hand
$191.9M
$37.5M
Total DebtLower is stronger
$150.0M
Stockholders' EquityBook value
$809.7M
$358.5M
Total Assets
$6.7B
$595.9M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHCO
CHCO
IIIV
IIIV
Q4 25
$191.9M
$37.5M
Q3 25
$225.6M
$66.7M
Q2 25
$172.1M
$55.5M
Q1 25
$384.7M
$7.7M
Q4 24
$225.4M
$85.6M
Q3 24
$293.9M
$86.5M
Q2 24
$218.0M
$9.7M
Q1 24
$318.7M
$3.1M
Total Debt
CHCO
CHCO
IIIV
IIIV
Q4 25
$150.0M
Q3 25
$150.0M
$0
Q2 25
$150.0M
$0
Q1 25
$150.0M
$12.0M
Q4 24
$150.0M
$26.2M
Q3 24
$150.0M
$26.2M
Q2 24
$150.0M
$374.1M
Q1 24
$150.0M
$369.6M
Stockholders' Equity
CHCO
CHCO
IIIV
IIIV
Q4 25
$809.7M
$358.5M
Q3 25
$798.9M
$389.6M
Q2 25
$764.2M
$383.3M
Q1 25
$756.3M
$385.2M
Q4 24
$730.7M
$375.0M
Q3 24
$741.3M
$379.7M
Q2 24
$686.7M
$249.7M
Q1 24
$682.2M
$249.3M
Total Assets
CHCO
CHCO
IIIV
IIIV
Q4 25
$6.7B
$595.9M
Q3 25
$6.7B
$638.4M
Q2 25
$6.6B
$623.3M
Q1 25
$6.6B
$646.4M
Q4 24
$6.5B
$726.2M
Q3 24
$6.4B
$730.7M
Q2 24
$6.3B
$861.7M
Q1 24
$6.3B
$625.8M
Debt / Equity
CHCO
CHCO
IIIV
IIIV
Q4 25
0.19×
Q3 25
0.19×
0.00×
Q2 25
0.20×
0.00×
Q1 25
0.20×
0.03×
Q4 24
0.21×
0.07×
Q3 24
0.20×
0.07×
Q2 24
0.22×
1.50×
Q1 24
0.22×
1.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHCO
CHCO
IIIV
IIIV
Operating Cash FlowLast quarter
$131.4M
$14.1M
Free Cash FlowOCF − Capex
$128.4M
$13.8M
FCF MarginFCF / Revenue
160.2%
26.2%
Capex IntensityCapex / Revenue
3.6%
0.6%
Cash ConversionOCF / Net Profit
4.16×
29.18×
TTM Free Cash FlowTrailing 4 quarters
$223.3M
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHCO
CHCO
IIIV
IIIV
Q4 25
$131.4M
$14.1M
Q3 25
$37.3M
$14.0M
Q2 25
$28.2M
$7.4M
Q1 25
$31.5M
$-27.1M
Q4 24
$131.9M
$11.5M
Q3 24
$37.6M
$15.1M
Q2 24
$28.3M
$8.1M
Q1 24
$32.2M
$10.7M
Free Cash Flow
CHCO
CHCO
IIIV
IIIV
Q4 25
$128.4M
$13.8M
Q3 25
$35.8M
$13.5M
Q2 25
$27.8M
$6.8M
Q1 25
$31.3M
$-27.6M
Q4 24
$129.2M
$11.0M
Q3 24
$37.0M
$14.6M
Q2 24
$27.8M
$7.2M
Q1 24
$31.6M
$9.9M
FCF Margin
CHCO
CHCO
IIIV
IIIV
Q4 25
160.2%
26.2%
Q3 25
44.0%
29.5%
Q2 25
35.6%
13.1%
Q1 25
41.9%
-43.8%
Q4 24
180.2%
21.1%
Q3 24
48.7%
45.6%
Q2 24
37.8%
15.6%
Q1 24
43.6%
17.1%
Capex Intensity
CHCO
CHCO
IIIV
IIIV
Q4 25
3.6%
0.6%
Q3 25
1.9%
0.9%
Q2 25
0.5%
1.0%
Q1 25
0.3%
0.8%
Q4 24
3.8%
0.9%
Q3 24
0.9%
1.7%
Q2 24
0.7%
1.9%
Q1 24
0.8%
1.4%
Cash Conversion
CHCO
CHCO
IIIV
IIIV
Q4 25
4.16×
29.18×
Q3 25
1.06×
4.52×
Q2 25
0.85×
0.57×
Q1 25
1.04×
Q4 24
4.60×
5.59×
Q3 24
1.26×
0.13×
Q2 24
0.97×
Q1 24
1.09×
5.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHCO
CHCO

Segment breakdown not available.

IIIV
IIIV

License And Service$35.7M68%
Proprietary Payments Revenue$14.5M27%
Other Revenue$2.5M5%

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