10q10k10q10k.net

vs

Side-by-side financial comparison of CITY HOLDING CO (CHCO) and Unity Software Inc. (U), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.

Unity Software Inc. is the larger business by last-quarter revenue ($503.1M vs $60.6M, roughly 8.3× CITY HOLDING CO). CITY HOLDING CO runs the higher net margin — 52.1% vs -17.9%, a 70.0% gap on every dollar of revenue. On growth, Unity Software Inc. posted the faster year-over-year revenue change (10.1% vs 9.0%). Unity Software Inc. produced more free cash flow last quarter ($118.7M vs $33.6M). Over the past eight quarters, CITY HOLDING CO's revenue compounded faster (5.5% CAGR vs 4.5%).

Jam City, Inc. is an American video game developer and publisher based in Culver City, California. The company was founded in 2010 by Chris DeWolfe, Colin Digiaro, Aber Whitcomb, and Josh Yguado. Jam City has nine studios located in the United States, Canada, South America, and Europe. As of 2021, it employs 825 people. Netmarble is the largest shareholder in Jam City. As of 2021, Jam City's games have 31 million monthly active users and 1.3 billion total downloads.

Unity Software Inc. is an American video game software development company based in San Francisco. It was founded in Denmark in 2004 as Over the Edge Entertainment and changed its name in 2007. Unity Technologies is best known for the development of Unity, a licensed game engine used to create video games and other applications.

CHCO vs U — Head-to-Head

Bigger by revenue
U
U
8.3× larger
U
$503.1M
$60.6M
CHCO
Growing faster (revenue YoY)
U
U
+1.1% gap
U
10.1%
9.0%
CHCO
Higher net margin
CHCO
CHCO
70.0% more per $
CHCO
52.1%
-17.9%
U
More free cash flow
U
U
$85.1M more FCF
U
$118.7M
$33.6M
CHCO
Faster 2-yr revenue CAGR
CHCO
CHCO
Annualised
CHCO
5.5%
4.5%
U

Income Statement — Q4 2025 vs Q4 2025

Metric
CHCO
CHCO
U
U
Revenue
$60.6M
$503.1M
Net Profit
$31.6M
$-90.0M
Gross Margin
74.3%
Operating Margin
65.3%
-21.2%
Net Margin
52.1%
-17.9%
Revenue YoY
9.0%
10.1%
Net Profit YoY
10.2%
26.7%
EPS (diluted)
$2.17
$-0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.

Revenue
CHCO
CHCO
U
U
Q4 25
$60.6M
$503.1M
Q3 25
$61.1M
$470.6M
Q2 25
$58.9M
$440.9M
Q1 25
$55.8M
$435.0M
Q4 24
$55.6M
$457.1M
Q3 24
$55.6M
$446.5M
Q2 24
$54.6M
$449.3M
Q1 24
$54.4M
$460.4M
Net Profit
CHCO
CHCO
U
U
Q4 25
$31.6M
$-90.0M
Q3 25
$35.2M
$-126.4M
Q2 25
$33.4M
$-108.8M
Q1 25
$30.3M
$-77.6M
Q4 24
$28.7M
$-122.7M
Q3 24
$29.8M
$-124.7M
Q2 24
$29.1M
$-125.6M
Q1 24
$29.5M
$-291.1M
Gross Margin
CHCO
CHCO
U
U
Q4 25
74.3%
Q3 25
74.4%
Q2 25
74.1%
Q1 25
73.8%
Q4 24
74.7%
Q3 24
74.9%
Q2 24
75.8%
Q1 24
68.6%
Operating Margin
CHCO
CHCO
U
U
Q4 25
65.3%
-21.2%
Q3 25
71.8%
-26.7%
Q2 25
69.9%
-26.9%
Q1 25
66.1%
-29.4%
Q4 24
62.0%
-27.1%
Q3 24
66.7%
-28.5%
Q2 24
66.4%
-28.8%
Q1 24
67.3%
-81.4%
Net Margin
CHCO
CHCO
U
U
Q4 25
52.1%
-17.9%
Q3 25
57.6%
-26.9%
Q2 25
56.7%
-24.7%
Q1 25
54.4%
-17.8%
Q4 24
51.6%
-26.8%
Q3 24
53.6%
-27.9%
Q2 24
53.3%
-28.0%
Q1 24
54.2%
-63.2%
EPS (diluted)
CHCO
CHCO
U
U
Q4 25
$2.17
$-0.21
Q3 25
$2.41
$-0.30
Q2 25
$2.29
$-0.26
Q1 25
$2.06
$-0.19
Q4 24
$1.94
$-0.30
Q3 24
$2.02
$-0.31
Q2 24
$1.96
$-0.32
Q1 24
$1.97
$-0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.

Metric
CHCO
CHCO
U
U
Cash + ST InvestmentsLiquidity on hand
$191.9M
$2.1B
Total DebtLower is stronger
$150.0M
Stockholders' EquityBook value
$809.7M
$3.2B
Total Assets
$6.7B
$6.8B
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Cash + ST Investments
CHCO
CHCO
U
U
Q4 25
$191.9M
$2.1B
Q3 25
$225.6M
$1.9B
Q2 25
$172.1M
$1.7B
Q1 25
$384.7M
$1.5B
Q4 24
$225.4M
$1.5B
Q3 24
$293.9M
$1.4B
Q2 24
$218.0M
$1.3B
Q1 24
$318.7M
$1.2B
Total Debt
CHCO
CHCO
U
U
Q4 25
$150.0M
Q3 25
$150.0M
Q2 25
$150.0M
Q1 25
$150.0M
Q4 24
$150.0M
Q3 24
$150.0M
Q2 24
$150.0M
Q1 24
$150.0M
Stockholders' Equity
CHCO
CHCO
U
U
Q4 25
$809.7M
$3.2B
Q3 25
$798.9M
$3.2B
Q2 25
$764.2M
$3.2B
Q1 25
$756.3M
$3.2B
Q4 24
$730.7M
$3.2B
Q3 24
$741.3M
$3.2B
Q2 24
$686.7M
$3.2B
Q1 24
$682.2M
$3.2B
Total Assets
CHCO
CHCO
U
U
Q4 25
$6.7B
$6.8B
Q3 25
$6.7B
$6.8B
Q2 25
$6.6B
$6.7B
Q1 25
$6.6B
$6.6B
Q4 24
$6.5B
$6.7B
Q3 24
$6.4B
$6.7B
Q2 24
$6.3B
$6.7B
Q1 24
$6.3B
$6.8B
Debt / Equity
CHCO
CHCO
U
U
Q4 25
0.19×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.20×
Q4 24
0.21×
Q3 24
0.20×
Q2 24
0.22×
Q1 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.

Metric
CHCO
CHCO
U
U
Operating Cash FlowLast quarter
$34.3M
$121.4M
Free Cash FlowOCF − Capex
$33.6M
$118.7M
FCF MarginFCF / Revenue
55.5%
23.6%
Capex IntensityCapex / Revenue; lower = less reinvestment burden
1.2%
0.5%
Cash ConversionOCF / Net Profit; >1× = earnings back up with cash
1.09×
TTM Free Cash FlowTrailing 4 quarters
$128.4M
$403.9M

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Operating Cash Flow
CHCO
CHCO
U
U
Q4 25
$34.3M
$121.4M
Q3 25
$37.3M
$155.4M
Q2 25
$28.2M
$133.1M
Q1 25
$31.5M
$13.0M
Q4 24
$33.8M
$112.2M
Q3 24
$37.6M
$122.4M
Q2 24
$28.3M
$88.4M
Q1 24
$32.2M
$-7.4M
Free Cash Flow
CHCO
CHCO
U
U
Q4 25
$33.6M
$118.7M
Q3 25
$35.8M
$151.3M
Q2 25
$27.8M
$126.7M
Q1 25
$31.3M
$7.3M
Q4 24
$32.8M
$105.8M
Q3 24
$37.0M
$115.2M
Q2 24
$27.8M
$79.6M
Q1 24
$31.6M
$-14.6M
FCF Margin
CHCO
CHCO
U
U
Q4 25
55.5%
23.6%
Q3 25
58.5%
32.1%
Q2 25
47.2%
28.7%
Q1 25
56.0%
1.7%
Q4 24
59.0%
23.1%
Q3 24
66.5%
25.8%
Q2 24
50.9%
17.7%
Q1 24
58.0%
-3.2%
Capex Intensity
CHCO
CHCO
U
U
Q4 25
1.2%
0.5%
Q3 25
2.5%
0.9%
Q2 25
0.7%
1.5%
Q1 25
0.5%
1.3%
Q4 24
1.7%
1.4%
Q3 24
1.2%
1.6%
Q2 24
0.9%
2.0%
Q1 24
1.1%
1.6%
Cash Conversion
CHCO
CHCO
U
U
Q4 25
1.09×
Q3 25
1.06×
Q2 25
0.85×
Q1 25
1.04×
Q4 24
1.18×
Q3 24
1.26×
Q2 24
0.97×
Q1 24
1.09×

Financial Flow Comparison

Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.

Revenue Breakdown by Segment

CHCO
CHCO

Segment breakdown not available.

U
U

Grow Solutions$338.2M67%
Create Solutions$164.9M33%

Related Comparisons