vs

Side-by-side financial comparison of CHEGG, INC (CHGG) and GREAT SOUTHERN BANCORP, INC. (GSBC). Click either name above to swap in a different company.

CHEGG, INC is the larger business by last-quarter revenue ($72.7M vs $56.4M, roughly 1.3× GREAT SOUTHERN BANCORP, INC.). On growth, GREAT SOUTHERN BANCORP, INC. posted the faster year-over-year revenue change (-0.2% vs -49.4%). GREAT SOUTHERN BANCORP, INC. produced more free cash flow last quarter ($70.1M vs $-15.5M). Over the past eight quarters, GREAT SOUTHERN BANCORP, INC.'s revenue compounded faster (4.5% CAGR vs -35.4%).

Chegg, Inc., is an American educational technology company based in Santa Clara, California. It provides homework help, digital and physical textbook rentals, textbooks, online tutoring, and other student services, powered by artificial intelligence. The company has 6.6 million subscribers. Chegg has been widely criticized for facilitating cheating and academic dishonesty among students.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CHGG vs GSBC — Head-to-Head

Bigger by revenue
CHGG
CHGG
1.3× larger
CHGG
$72.7M
$56.4M
GSBC
Growing faster (revenue YoY)
GSBC
GSBC
+49.2% gap
GSBC
-0.2%
-49.4%
CHGG
More free cash flow
GSBC
GSBC
$85.5M more FCF
GSBC
$70.1M
$-15.5M
CHGG
Faster 2-yr revenue CAGR
GSBC
GSBC
Annualised
GSBC
4.5%
-35.4%
CHGG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CHGG
CHGG
GSBC
GSBC
Revenue
$72.7M
$56.4M
Net Profit
$16.3M
Gross Margin
57.3%
Operating Margin
-47.2%
34.5%
Net Margin
28.9%
Revenue YoY
-49.4%
-0.2%
Net Profit YoY
9.1%
EPS (diluted)
$-0.30
$1.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHGG
CHGG
GSBC
GSBC
Q4 25
$72.7M
$56.4M
Q3 25
$77.7M
$57.8M
Q2 25
$105.1M
$59.2M
Q1 25
$121.4M
$55.9M
Q4 24
$143.5M
$56.5M
Q3 24
$136.6M
$55.0M
Q2 24
$163.1M
$56.7M
Q1 24
$174.3M
$51.6M
Net Profit
CHGG
CHGG
GSBC
GSBC
Q4 25
$16.3M
Q3 25
$-17.5M
$17.8M
Q2 25
$-35.7M
$19.8M
Q1 25
$-17.5M
$17.2M
Q4 24
$14.9M
Q3 24
$-212.6M
$16.5M
Q2 24
$-616.9M
$17.0M
Q1 24
$-1.4M
$13.4M
Gross Margin
CHGG
CHGG
GSBC
GSBC
Q4 25
57.3%
Q3 25
59.2%
Q2 25
66.3%
Q1 25
55.5%
Q4 24
68.2%
Q3 24
68.2%
Q2 24
72.2%
Q1 24
73.3%
Operating Margin
CHGG
CHGG
GSBC
GSBC
Q4 25
-47.2%
34.5%
Q3 25
-22.0%
38.2%
Q2 25
-34.7%
41.0%
Q1 25
-23.9%
38.4%
Q4 24
-19.0%
31.8%
Q3 24
-162.7%
36.6%
Q2 24
-297.3%
36.8%
Q1 24
-1.4%
32.1%
Net Margin
CHGG
CHGG
GSBC
GSBC
Q4 25
28.9%
Q3 25
-22.5%
30.7%
Q2 25
-33.9%
33.4%
Q1 25
-14.4%
30.7%
Q4 24
26.4%
Q3 24
-155.7%
30.0%
Q2 24
-378.1%
30.0%
Q1 24
-0.8%
26.0%
EPS (diluted)
CHGG
CHGG
GSBC
GSBC
Q4 25
$-0.30
$1.44
Q3 25
$-0.16
$1.56
Q2 25
$-0.33
$1.72
Q1 25
$-0.17
$1.47
Q4 24
$-0.03
$1.27
Q3 24
$-2.05
$1.41
Q2 24
$-6.01
$1.45
Q1 24
$-0.01
$1.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHGG
CHGG
GSBC
GSBC
Cash + ST InvestmentsLiquidity on hand
$72.8M
$189.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$119.6M
$636.1M
Total Assets
$278.0M
$5.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHGG
CHGG
GSBC
GSBC
Q4 25
$72.8M
$189.6M
Q3 25
$96.4M
$196.2M
Q2 25
$85.6M
$245.9M
Q1 25
$88.3M
$217.2M
Q4 24
$315.7M
$195.8M
Q3 24
$361.1M
$208.4M
Q2 24
$345.5M
$186.5M
Q1 24
$390.8M
$171.4M
Stockholders' Equity
CHGG
CHGG
GSBC
GSBC
Q4 25
$119.6M
$636.1M
Q3 25
$146.1M
$632.9M
Q2 25
$157.9M
$622.4M
Q1 25
$185.7M
$613.3M
Q4 24
$193.0M
$599.6M
Q3 24
$185.0M
$612.1M
Q2 24
$365.5M
$568.8M
Q1 24
$963.5M
$565.2M
Total Assets
CHGG
CHGG
GSBC
GSBC
Q4 25
$278.0M
$5.6B
Q3 25
$378.3M
$5.7B
Q2 25
$404.5M
$5.9B
Q1 25
$438.8M
$6.0B
Q4 24
$869.0M
$6.0B
Q3 24
$1.0B
$6.0B
Q2 24
$1.1B
$6.0B
Q1 24
$1.7B
$5.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHGG
CHGG
GSBC
GSBC
Operating Cash FlowLast quarter
$-9.0M
$81.5M
Free Cash FlowOCF − Capex
$-15.5M
$70.1M
FCF MarginFCF / Revenue
-21.3%
124.3%
Capex IntensityCapex / Revenue
8.9%
20.3%
Cash ConversionOCF / Net Profit
5.01×
TTM Free Cash FlowTrailing 4 quarters
$-12.6M
$121.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHGG
CHGG
GSBC
GSBC
Q4 25
$-9.0M
$81.5M
Q3 25
$4.8M
$5.6M
Q2 25
$-4.8M
$39.3M
Q1 25
$24.5M
$15.0M
Q4 24
$18.1M
$44.1M
Q3 24
$39.5M
$17.7M
Q2 24
$14.2M
$43.5M
Q1 24
$53.3M
$-26.9M
Free Cash Flow
CHGG
CHGG
GSBC
GSBC
Q4 25
$-15.5M
$70.1M
Q3 25
$-943.0K
$3.9M
Q2 25
$-12.1M
$34.9M
Q1 25
$15.9M
$13.1M
Q4 24
$4.8M
$39.1M
Q3 24
$23.7M
$16.5M
Q2 24
$-3.6M
$42.0M
Q1 24
$25.3M
$-27.7M
FCF Margin
CHGG
CHGG
GSBC
GSBC
Q4 25
-21.3%
124.3%
Q3 25
-1.2%
6.7%
Q2 25
-11.5%
59.0%
Q1 25
13.1%
23.4%
Q4 24
3.4%
69.3%
Q3 24
17.3%
30.1%
Q2 24
-2.2%
74.1%
Q1 24
14.5%
-53.7%
Capex Intensity
CHGG
CHGG
GSBC
GSBC
Q4 25
8.9%
20.3%
Q3 25
7.4%
3.0%
Q2 25
6.9%
7.4%
Q1 25
7.1%
3.5%
Q4 24
9.3%
8.7%
Q3 24
11.6%
2.1%
Q2 24
10.9%
2.7%
Q1 24
16.1%
1.6%
Cash Conversion
CHGG
CHGG
GSBC
GSBC
Q4 25
5.01×
Q3 25
0.31×
Q2 25
1.99×
Q1 25
0.87×
Q4 24
2.95×
Q3 24
1.07×
Q2 24
2.56×
Q1 24
-2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons