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Side-by-side financial comparison of CHEGG, INC (CHGG) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.

CHEGG, INC is the larger business by last-quarter revenue ($72.7M vs $70.5M, roughly 1.0× FIRST FINANCIAL CORP). On growth, FIRST FINANCIAL CORP posted the faster year-over-year revenue change (14.1% vs -49.4%). FIRST FINANCIAL CORP produced more free cash flow last quarter ($86.4M vs $-15.5M). Over the past eight quarters, FIRST FINANCIAL CORP's revenue compounded faster (20.8% CAGR vs -35.4%).

Chegg, Inc., is an American educational technology company based in Santa Clara, California. It provides homework help, digital and physical textbook rentals, textbooks, online tutoring, and other student services, powered by artificial intelligence. The company has 6.6 million subscribers. Chegg has been widely criticized for facilitating cheating and academic dishonesty among students.

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

CHGG vs THFF — Head-to-Head

Bigger by revenue
CHGG
CHGG
1.0× larger
CHGG
$72.7M
$70.5M
THFF
Growing faster (revenue YoY)
THFF
THFF
+63.5% gap
THFF
14.1%
-49.4%
CHGG
More free cash flow
THFF
THFF
$101.9M more FCF
THFF
$86.4M
$-15.5M
CHGG
Faster 2-yr revenue CAGR
THFF
THFF
Annualised
THFF
20.8%
-35.4%
CHGG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CHGG
CHGG
THFF
THFF
Revenue
$72.7M
$70.5M
Net Profit
$21.5M
Gross Margin
57.3%
Operating Margin
-47.2%
37.4%
Net Margin
30.4%
Revenue YoY
-49.4%
14.1%
Net Profit YoY
32.1%
EPS (diluted)
$-0.30
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHGG
CHGG
THFF
THFF
Q4 25
$72.7M
$70.5M
Q3 25
$77.7M
$65.8M
Q2 25
$105.1M
$63.1M
Q1 25
$121.4M
$62.5M
Q4 24
$143.5M
$61.8M
Q3 24
$136.6M
$58.4M
Q2 24
$163.1M
$49.2M
Q1 24
$174.3M
$48.4M
Net Profit
CHGG
CHGG
THFF
THFF
Q4 25
$21.5M
Q3 25
$-17.5M
$20.8M
Q2 25
$-35.7M
$18.6M
Q1 25
$-17.5M
$18.4M
Q4 24
$16.2M
Q3 24
$-212.6M
$8.7M
Q2 24
$-616.9M
$11.4M
Q1 24
$-1.4M
$10.9M
Gross Margin
CHGG
CHGG
THFF
THFF
Q4 25
57.3%
Q3 25
59.2%
Q2 25
66.3%
Q1 25
55.5%
Q4 24
68.2%
Q3 24
68.2%
Q2 24
72.2%
Q1 24
73.3%
Operating Margin
CHGG
CHGG
THFF
THFF
Q4 25
-47.2%
37.4%
Q3 25
-22.0%
39.2%
Q2 25
-34.7%
36.2%
Q1 25
-23.9%
38.1%
Q4 24
-19.0%
32.4%
Q3 24
-162.7%
17.9%
Q2 24
-297.3%
27.6%
Q1 24
-1.4%
27.2%
Net Margin
CHGG
CHGG
THFF
THFF
Q4 25
30.4%
Q3 25
-22.5%
31.6%
Q2 25
-33.9%
29.5%
Q1 25
-14.4%
29.5%
Q4 24
26.3%
Q3 24
-155.7%
15.0%
Q2 24
-378.1%
23.1%
Q1 24
-0.8%
22.6%
EPS (diluted)
CHGG
CHGG
THFF
THFF
Q4 25
$-0.30
$1.81
Q3 25
$-0.16
$1.75
Q2 25
$-0.33
$1.57
Q1 25
$-0.17
$1.55
Q4 24
$-0.03
$1.37
Q3 24
$-2.05
$0.74
Q2 24
$-6.01
$0.96
Q1 24
$-0.01
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHGG
CHGG
THFF
THFF
Cash + ST InvestmentsLiquidity on hand
$72.8M
Total DebtLower is stronger
$188.2M
Stockholders' EquityBook value
$119.6M
$650.9M
Total Assets
$278.0M
$5.8B
Debt / EquityLower = less leverage
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHGG
CHGG
THFF
THFF
Q4 25
$72.8M
Q3 25
$96.4M
Q2 25
$85.6M
Q1 25
$88.3M
Q4 24
$315.7M
Q3 24
$361.1M
Q2 24
$345.5M
Q1 24
$390.8M
Total Debt
CHGG
CHGG
THFF
THFF
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
CHGG
CHGG
THFF
THFF
Q4 25
$119.6M
$650.9M
Q3 25
$146.1M
$622.2M
Q2 25
$157.9M
$587.7M
Q1 25
$185.7M
$571.9M
Q4 24
$193.0M
$549.0M
Q3 24
$185.0M
$566.0M
Q2 24
$365.5M
$530.7M
Q1 24
$963.5M
$520.8M
Total Assets
CHGG
CHGG
THFF
THFF
Q4 25
$278.0M
$5.8B
Q3 25
$378.3M
$5.7B
Q2 25
$404.5M
$5.6B
Q1 25
$438.8M
$5.5B
Q4 24
$869.0M
$5.6B
Q3 24
$1.0B
$5.5B
Q2 24
$1.1B
$4.9B
Q1 24
$1.7B
$4.9B
Debt / Equity
CHGG
CHGG
THFF
THFF
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHGG
CHGG
THFF
THFF
Operating Cash FlowLast quarter
$-9.0M
$90.4M
Free Cash FlowOCF − Capex
$-15.5M
$86.4M
FCF MarginFCF / Revenue
-21.3%
122.5%
Capex IntensityCapex / Revenue
8.9%
5.6%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$-12.6M
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHGG
CHGG
THFF
THFF
Q4 25
$-9.0M
$90.4M
Q3 25
$4.8M
$26.9M
Q2 25
$-4.8M
$12.7M
Q1 25
$24.5M
$21.1M
Q4 24
$18.1M
$60.4M
Q3 24
$39.5M
$23.3M
Q2 24
$14.2M
$8.8M
Q1 24
$53.3M
$12.4M
Free Cash Flow
CHGG
CHGG
THFF
THFF
Q4 25
$-15.5M
$86.4M
Q3 25
$-943.0K
$25.8M
Q2 25
$-12.1M
$11.6M
Q1 25
$15.9M
$20.5M
Q4 24
$4.8M
$54.3M
Q3 24
$23.7M
$19.5M
Q2 24
$-3.6M
$8.4M
Q1 24
$25.3M
$11.5M
FCF Margin
CHGG
CHGG
THFF
THFF
Q4 25
-21.3%
122.5%
Q3 25
-1.2%
39.2%
Q2 25
-11.5%
18.4%
Q1 25
13.1%
32.8%
Q4 24
3.4%
87.8%
Q3 24
17.3%
33.5%
Q2 24
-2.2%
17.2%
Q1 24
14.5%
23.7%
Capex Intensity
CHGG
CHGG
THFF
THFF
Q4 25
8.9%
5.6%
Q3 25
7.4%
1.7%
Q2 25
6.9%
1.8%
Q1 25
7.1%
0.9%
Q4 24
9.3%
9.9%
Q3 24
11.6%
6.5%
Q2 24
10.9%
0.7%
Q1 24
16.1%
2.0%
Cash Conversion
CHGG
CHGG
THFF
THFF
Q4 25
4.21×
Q3 25
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
0.77×
Q1 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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