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Side-by-side financial comparison of CHECK POINT SOFTWARE TECHNOLOGIES LTD (CHKP) and KEMPER Corp (KMPR). Click either name above to swap in a different company.

CHECK POINT SOFTWARE TECHNOLOGIES LTD is the larger business by last-quarter revenue ($2.0B vs $1.1B, roughly 1.8× KEMPER Corp). CHECK POINT SOFTWARE TECHNOLOGIES LTD runs the higher net margin — 38.0% vs -0.7%, a 38.7% gap on every dollar of revenue. CHECK POINT SOFTWARE TECHNOLOGIES LTD produced more free cash flow last quarter ($895.5M vs $166.2M).

Check Point Software Technologies is an Israeli cybersecurity company with operations in over 60 countries. Its headquarters are located in Tel Aviv, Israel, and the company maintains a significant presence in Redwood City, California, United States. The company protects over 100,000 organizations globally and is home to the Check Point Research team. It is a partner organization of the World Economic Forum.

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

CHKP vs KMPR — Head-to-Head

Bigger by revenue
CHKP
CHKP
1.8× larger
CHKP
$2.0B
$1.1B
KMPR
Higher net margin
CHKP
CHKP
38.7% more per $
CHKP
38.0%
-0.7%
KMPR
More free cash flow
CHKP
CHKP
$729.3M more FCF
CHKP
$895.5M
$166.2M
KMPR

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
CHKP
CHKP
KMPR
KMPR
Revenue
$2.0B
$1.1B
Net Profit
$752.4M
$-8.0M
Gross Margin
86.7%
Operating Margin
30.2%
Net Margin
38.0%
-0.7%
Revenue YoY
-4.7%
Net Profit YoY
-108.2%
EPS (diluted)
$6.81
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHKP
CHKP
KMPR
KMPR
Q4 25
$1.1B
Q3 25
$2.0B
$1.2B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.2B
Q2 24
$1.1B
Q1 24
$1.1B
Net Profit
CHKP
CHKP
KMPR
KMPR
Q4 25
$-8.0M
Q3 25
$752.4M
$-21.0M
Q2 25
$72.6M
Q1 25
$99.7M
Q4 24
$97.4M
Q3 24
$73.7M
Q2 24
$75.4M
Q1 24
$71.3M
Gross Margin
CHKP
CHKP
KMPR
KMPR
Q4 25
Q3 25
86.7%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
CHKP
CHKP
KMPR
KMPR
Q4 25
Q3 25
30.2%
Q2 25
Q1 25
Q4 24
Q3 24
11.2%
Q2 24
10.1%
Q1 24
7.6%
Net Margin
CHKP
CHKP
KMPR
KMPR
Q4 25
-0.7%
Q3 25
38.0%
-1.7%
Q2 25
5.9%
Q1 25
8.4%
Q4 24
8.2%
Q3 24
6.3%
Q2 24
6.7%
Q1 24
6.2%
EPS (diluted)
CHKP
CHKP
KMPR
KMPR
Q4 25
$-0.03
Q3 25
$6.81
$-0.34
Q2 25
$1.12
Q1 25
$1.54
Q4 24
$1.51
Q3 24
$1.14
Q2 24
$1.16
Q1 24
$1.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHKP
CHKP
KMPR
KMPR
Cash + ST InvestmentsLiquidity on hand
$619.9M
Total DebtLower is stronger
$943.5M
Stockholders' EquityBook value
$3.1B
$2.7B
Total Assets
$5.7B
$12.5B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHKP
CHKP
KMPR
KMPR
Q4 25
Q3 25
$619.9M
$371.2M
Q2 25
$407.6M
Q1 25
$545.3M
Q4 24
$1.0B
Q3 24
$696.9M
Q2 24
$539.1M
Q1 24
$520.7M
Total Debt
CHKP
CHKP
KMPR
KMPR
Q4 25
$943.5M
Q3 25
$943.1M
Q2 25
$942.6M
Q1 25
$942.1M
Q4 24
$1.4B
Q3 24
$1.4B
Q2 24
$1.4B
Q1 24
$1.4B
Stockholders' Equity
CHKP
CHKP
KMPR
KMPR
Q4 25
$2.7B
Q3 25
$3.1B
$2.7B
Q2 25
$370.0M
Q1 25
$366.0M
Q4 24
$2.8B
Q3 24
$2.8B
Q2 24
$358.0M
Q1 24
$2.6B
Total Assets
CHKP
CHKP
KMPR
KMPR
Q4 25
$12.5B
Q3 25
$5.7B
$12.4B
Q2 25
$12.6B
Q1 25
$12.5B
Q4 24
$12.6B
Q3 24
$12.6B
Q2 24
$12.6B
Q1 24
$12.6B
Debt / Equity
CHKP
CHKP
KMPR
KMPR
Q4 25
0.35×
Q3 25
0.35×
Q2 25
2.55×
Q1 25
2.57×
Q4 24
0.50×
Q3 24
0.50×
Q2 24
3.88×
Q1 24
0.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHKP
CHKP
KMPR
KMPR
Operating Cash FlowLast quarter
$914.9M
$175.0M
Free Cash FlowOCF − Capex
$895.5M
$166.2M
FCF MarginFCF / Revenue
45.2%
14.7%
Capex IntensityCapex / Revenue
1.0%
0.8%
Cash ConversionOCF / Net Profit
1.22×
TTM Free Cash FlowTrailing 4 quarters
$553.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHKP
CHKP
KMPR
KMPR
Q4 25
$175.0M
Q3 25
$914.9M
$139.9M
Q2 25
$89.6M
Q1 25
$180.0M
Q4 24
$175.1M
Q3 24
$141.9M
Q2 24
$22.9M
Q1 24
$43.0M
Free Cash Flow
CHKP
CHKP
KMPR
KMPR
Q4 25
$166.2M
Q3 25
$895.5M
$133.4M
Q2 25
$82.0M
Q1 25
$172.3M
Q4 24
$165.4M
Q3 24
$131.4M
Q2 24
$5.2M
Q1 24
$27.7M
FCF Margin
CHKP
CHKP
KMPR
KMPR
Q4 25
14.7%
Q3 25
45.2%
10.8%
Q2 25
6.7%
Q1 25
14.4%
Q4 24
13.9%
Q3 24
11.1%
Q2 24
0.5%
Q1 24
2.4%
Capex Intensity
CHKP
CHKP
KMPR
KMPR
Q4 25
0.8%
Q3 25
1.0%
0.5%
Q2 25
0.6%
Q1 25
0.6%
Q4 24
0.8%
Q3 24
0.9%
Q2 24
1.6%
Q1 24
1.3%
Cash Conversion
CHKP
CHKP
KMPR
KMPR
Q4 25
Q3 25
1.22×
Q2 25
1.23×
Q1 25
1.81×
Q4 24
1.80×
Q3 24
1.93×
Q2 24
0.30×
Q1 24
0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHKP
CHKP

Security subscriptions$812.0M41%
Software updates and maintenance$712.0M36%
Products and licenses$337.3M17%
Other$119.2M6%

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

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