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Side-by-side financial comparison of CHEMUNG FINANCIAL CORP (CHMG) and STANDARD BIOTOOLS INC. (LAB). Click either name above to swap in a different company.

CHEMUNG FINANCIAL CORP is the larger business by last-quarter revenue ($23.8M vs $19.6M, roughly 1.2× STANDARD BIOTOOLS INC.). CHEMUNG FINANCIAL CORP runs the higher net margin — 32.5% vs -177.4%, a 209.9% gap on every dollar of revenue. On growth, CHEMUNG FINANCIAL CORP posted the faster year-over-year revenue change (20.3% vs -11.5%). CHEMUNG FINANCIAL CORP produced more free cash flow last quarter ($43.8M vs $-23.1M). Over the past eight quarters, CHEMUNG FINANCIAL CORP's revenue compounded faster (0.2% CAGR vs -12.2%).

Chemung Canal Trust Company is a New York State chartered trust company based in Elmira, New York. It was founded as a publicly traded bank in 1833.

Standard BioTools Inc., previously known as Fluidigm Corp., is an American life science tools company that offers analytical mass cytometry systems for flow cytometry and tissue imaging, along with associated assays and reagents, as well as an automated genomic analysis instrument and a variety of microfluidic arrays, or integrated fluidic circuits (IFCs), and consumables with fully kitted reagents. Custom assays and services are available with all systems and applications.

CHMG vs LAB — Head-to-Head

Bigger by revenue
CHMG
CHMG
1.2× larger
CHMG
$23.8M
$19.6M
LAB
Growing faster (revenue YoY)
CHMG
CHMG
+31.8% gap
CHMG
20.3%
-11.5%
LAB
Higher net margin
CHMG
CHMG
209.9% more per $
CHMG
32.5%
-177.4%
LAB
More free cash flow
CHMG
CHMG
$66.9M more FCF
CHMG
$43.8M
$-23.1M
LAB
Faster 2-yr revenue CAGR
CHMG
CHMG
Annualised
CHMG
0.2%
-12.2%
LAB

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CHMG
CHMG
LAB
LAB
Revenue
$23.8M
$19.6M
Net Profit
$7.7M
$-34.7M
Gross Margin
48.5%
Operating Margin
46.1%
-168.5%
Net Margin
32.5%
-177.4%
Revenue YoY
20.3%
-11.5%
Net Profit YoY
30.9%
-28.8%
EPS (diluted)
$1.61
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHMG
CHMG
LAB
LAB
Q4 25
$23.8M
Q3 25
$28.8M
$19.6M
Q2 25
$10.1M
$21.8M
Q1 25
$25.7M
$40.8M
Q4 24
$25.9M
Q3 24
$24.3M
$22.1M
Q2 24
$23.4M
$22.5M
Q1 24
$23.7M
$45.5M
Net Profit
CHMG
CHMG
LAB
LAB
Q4 25
$7.7M
Q3 25
$7.8M
$-34.7M
Q2 25
$-6.5M
$-33.5M
Q1 25
$6.0M
$-26.0M
Q4 24
$5.9M
Q3 24
$5.7M
$-26.9M
Q2 24
$5.0M
$-45.7M
Q1 24
$7.0M
$-32.2M
Gross Margin
CHMG
CHMG
LAB
LAB
Q4 25
Q3 25
48.5%
Q2 25
48.8%
Q1 25
48.4%
Q4 24
Q3 24
54.9%
Q2 24
46.1%
Q1 24
53.1%
Operating Margin
CHMG
CHMG
LAB
LAB
Q4 25
46.1%
Q3 25
35.0%
-168.5%
Q2 25
-87.2%
-118.1%
Q1 25
29.9%
-80.8%
Q4 24
29.0%
Q3 24
29.8%
-120.9%
Q2 24
26.8%
-134.5%
Q1 24
38.3%
-132.2%
Net Margin
CHMG
CHMG
LAB
LAB
Q4 25
32.5%
Q3 25
27.1%
-177.4%
Q2 25
-63.9%
-153.7%
Q1 25
23.4%
-63.8%
Q4 24
29.8%
Q3 24
23.5%
-122.0%
Q2 24
21.3%
-203.3%
Q1 24
29.7%
-70.6%
EPS (diluted)
CHMG
CHMG
LAB
LAB
Q4 25
$1.61
Q3 25
$1.62
$-0.09
Q2 25
$-1.35
$-0.09
Q1 25
$1.26
$-0.07
Q4 24
$1.24
Q3 24
$1.19
$-0.07
Q2 24
$1.05
$-0.12
Q1 24
$1.48
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHMG
CHMG
LAB
LAB
Cash + ST InvestmentsLiquidity on hand
$50.1M
$129.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$254.7M
$399.7M
Total Assets
$2.7B
$539.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHMG
CHMG
LAB
LAB
Q4 25
$50.1M
Q3 25
$107.6M
$129.4M
Q2 25
$320.1M
$158.6M
Q1 25
$53.4M
$150.9M
Q4 24
$47.0M
Q3 24
$80.4M
$210.6M
Q2 24
$70.2M
$269.8M
Q1 24
$94.9M
$287.1M
Total Debt
CHMG
CHMG
LAB
LAB
Q4 25
Q3 25
Q2 25
$99.1M
Q1 25
Q4 24
Q3 24
$55.2M
Q2 24
$55.1M
Q1 24
$55.0M
Stockholders' Equity
CHMG
CHMG
LAB
LAB
Q4 25
$254.7M
Q3 25
$245.3M
$399.7M
Q2 25
$235.0M
$424.5M
Q1 25
$228.3M
$454.6M
Q4 24
$215.3M
Q3 24
$220.7M
$489.3M
Q2 24
$201.2M
$510.3M
Q1 24
$197.1M
$577.3M
Total Assets
CHMG
CHMG
LAB
LAB
Q4 25
$2.7B
Q3 25
$2.7B
$539.6M
Q2 25
$2.9B
$557.0M
Q1 25
$2.8B
$579.6M
Q4 24
$2.8B
Q3 24
$2.8B
$681.5M
Q2 24
$2.8B
$708.7M
Q1 24
$2.8B
$777.7M
Debt / Equity
CHMG
CHMG
LAB
LAB
Q4 25
Q3 25
Q2 25
0.42×
Q1 25
Q4 24
Q3 24
0.11×
Q2 24
0.11×
Q1 24
0.10×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHMG
CHMG
LAB
LAB
Operating Cash FlowLast quarter
$45.5M
$-22.2M
Free Cash FlowOCF − Capex
$43.8M
$-23.1M
FCF MarginFCF / Revenue
183.7%
-118.1%
Capex IntensityCapex / Revenue
7.1%
4.5%
Cash ConversionOCF / Net Profit
5.88×
TTM Free Cash FlowTrailing 4 quarters
$71.9M
$-111.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHMG
CHMG
LAB
LAB
Q4 25
$45.5M
Q3 25
$12.2M
$-22.2M
Q2 25
$9.7M
$-20.7M
Q1 25
$7.2M
$-30.3M
Q4 24
$29.8M
Q3 24
$9.2M
$-27.9M
Q2 24
$6.5M
$-39.0M
Q1 24
$7.9M
$-62.5M
Free Cash Flow
CHMG
CHMG
LAB
LAB
Q4 25
$43.8M
Q3 25
$11.8M
$-23.1M
Q2 25
$9.4M
$-22.6M
Q1 25
$6.9M
$-35.3M
Q4 24
$26.2M
Q3 24
$8.6M
$-30.1M
Q2 24
$5.5M
$-41.0M
Q1 24
$7.9M
$-63.3M
FCF Margin
CHMG
CHMG
LAB
LAB
Q4 25
183.7%
Q3 25
41.1%
-118.1%
Q2 25
92.9%
-103.6%
Q1 25
26.7%
-86.6%
Q4 24
101.2%
Q3 24
35.2%
-136.4%
Q2 24
23.4%
-182.2%
Q1 24
33.1%
-138.9%
Capex Intensity
CHMG
CHMG
LAB
LAB
Q4 25
7.1%
Q3 25
1.4%
4.5%
Q2 25
3.6%
8.7%
Q1 25
1.3%
12.4%
Q4 24
14.0%
Q3 24
2.5%
10.2%
Q2 24
4.4%
8.6%
Q1 24
0.3%
1.7%
Cash Conversion
CHMG
CHMG
LAB
LAB
Q4 25
5.88×
Q3 25
1.57×
Q2 25
Q1 25
1.19×
Q4 24
5.04×
Q3 24
1.60×
Q2 24
1.30×
Q1 24
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHMG
CHMG

Segment breakdown not available.

LAB
LAB

Consumables$8.7M45%
Services And Other Revenue$5.8M29%
Instruments$5.1M26%

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