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Side-by-side financial comparison of CHEMUNG FINANCIAL CORP (CHMG) and TELOS CORP (TLS). Click either name above to swap in a different company.
TELOS CORP is the larger business by last-quarter revenue ($46.8M vs $23.8M, roughly 2.0× CHEMUNG FINANCIAL CORP). CHEMUNG FINANCIAL CORP runs the higher net margin — 32.5% vs -34.9%, a 67.3% gap on every dollar of revenue. On growth, TELOS CORP posted the faster year-over-year revenue change (77.4% vs 20.3%). CHEMUNG FINANCIAL CORP produced more free cash flow last quarter ($43.8M vs $8.0M). Over the past eight quarters, TELOS CORP's revenue compounded faster (25.7% CAGR vs 0.2%).
Chemung Canal Trust Company is a New York State chartered trust company based in Elmira, New York. It was founded as a publicly traded bank in 1833.
Telos Corporation is an information technology and cybersecurity company located in Ashburn, Virginia. Telos primarily serves government and enterprise clients, receiving a large number of its contracts from the United States Department of Defense. Customers are primarily military, intelligence and civilian agencies of the US government and NATO allies.
CHMG vs TLS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.8M | $46.8M |
| Net Profit | $7.7M | $-16.3M |
| Gross Margin | — | 35.0% |
| Operating Margin | 46.1% | -39.6% |
| Net Margin | 32.5% | -34.9% |
| Revenue YoY | 20.3% | 77.4% |
| Net Profit YoY | 30.9% | -74.8% |
| EPS (diluted) | $1.61 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.8M | $46.8M | ||
| Q3 25 | $28.8M | $51.4M | ||
| Q2 25 | $10.1M | $36.0M | ||
| Q1 25 | $25.7M | $30.6M | ||
| Q4 24 | $25.9M | $26.4M | ||
| Q3 24 | $24.3M | $23.8M | ||
| Q2 24 | $23.4M | $28.5M | ||
| Q1 24 | $23.7M | $29.6M |
| Q4 25 | $7.7M | $-16.3M | ||
| Q3 25 | $7.8M | $-2.1M | ||
| Q2 25 | $-6.5M | $-9.5M | ||
| Q1 25 | $6.0M | $-8.6M | ||
| Q4 24 | $5.9M | $-9.3M | ||
| Q3 24 | $5.7M | $-28.1M | ||
| Q2 24 | $5.0M | $-7.8M | ||
| Q1 24 | $7.0M | $-7.4M |
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 33.2% | ||
| Q1 25 | — | 39.8% | ||
| Q4 24 | — | 40.3% | ||
| Q3 24 | — | 13.2% | ||
| Q2 24 | — | 34.1% | ||
| Q1 24 | — | 37.0% |
| Q4 25 | 46.1% | -39.6% | ||
| Q3 25 | 35.0% | -4.8% | ||
| Q2 25 | -87.2% | -27.5% | ||
| Q1 25 | 29.9% | -29.5% | ||
| Q4 24 | 29.0% | -37.6% | ||
| Q3 24 | 29.8% | -121.4% | ||
| Q2 24 | 26.8% | -30.3% | ||
| Q1 24 | 38.3% | -28.5% |
| Q4 25 | 32.5% | -34.9% | ||
| Q3 25 | 27.1% | -4.1% | ||
| Q2 25 | -63.9% | -26.5% | ||
| Q1 25 | 23.4% | -28.1% | ||
| Q4 24 | 29.8% | -35.4% | ||
| Q3 24 | 23.5% | -118.0% | ||
| Q2 24 | 21.3% | -27.2% | ||
| Q1 24 | 29.7% | -24.9% |
| Q4 25 | $1.61 | $-0.22 | ||
| Q3 25 | $1.62 | $-0.03 | ||
| Q2 25 | $-1.35 | $-0.13 | ||
| Q1 25 | $1.26 | $-0.12 | ||
| Q4 24 | $1.24 | $-0.13 | ||
| Q3 24 | $1.19 | $-0.39 | ||
| Q2 24 | $1.05 | $-0.11 | ||
| Q1 24 | $1.48 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $50.1M | $53.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.7M | $96.0M |
| Total Assets | $2.7B | $139.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $50.1M | $53.2M | ||
| Q3 25 | $107.6M | $59.0M | ||
| Q2 25 | $320.1M | $57.0M | ||
| Q1 25 | $53.4M | $57.8M | ||
| Q4 24 | $47.0M | $54.6M | ||
| Q3 24 | $80.4M | $69.8M | ||
| Q2 24 | $70.2M | $80.1M | ||
| Q1 24 | $94.9M | $93.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $99.1M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $254.7M | $96.0M | ||
| Q3 25 | $245.3M | $119.7M | ||
| Q2 25 | $235.0M | $118.4M | ||
| Q1 25 | $228.3M | $126.1M | ||
| Q4 24 | $215.3M | $127.1M | ||
| Q3 24 | $220.7M | $129.5M | ||
| Q2 24 | $201.2M | $149.1M | ||
| Q1 24 | $197.1M | $154.4M |
| Q4 25 | $2.7B | $139.9M | ||
| Q3 25 | $2.7B | $164.3M | ||
| Q2 25 | $2.9B | $165.0M | ||
| Q1 25 | $2.8B | $158.1M | ||
| Q4 24 | $2.8B | $158.2M | ||
| Q3 24 | $2.8B | $166.3M | ||
| Q2 24 | $2.8B | $182.4M | ||
| Q1 24 | $2.8B | $195.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.42× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $45.5M | $8.0M |
| Free Cash FlowOCF − Capex | $43.8M | $8.0M |
| FCF MarginFCF / Revenue | 183.7% | 17.0% |
| Capex IntensityCapex / Revenue | 7.1% | 0.1% |
| Cash ConversionOCF / Net Profit | 5.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | $71.9M | $29.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $45.5M | $8.0M | ||
| Q3 25 | $12.2M | $9.1M | ||
| Q2 25 | $9.7M | $7.0M | ||
| Q1 25 | $7.2M | $6.1M | ||
| Q4 24 | $29.8M | $-10.5M | ||
| Q3 24 | $9.2M | $-7.1M | ||
| Q2 24 | $6.5M | $-8.0M | ||
| Q1 24 | $7.9M | $-350.0K |
| Q4 25 | $43.8M | $8.0M | ||
| Q3 25 | $11.8M | $8.7M | ||
| Q2 25 | $9.4M | $6.8M | ||
| Q1 25 | $6.9M | $6.0M | ||
| Q4 24 | $26.2M | $-12.4M | ||
| Q3 24 | $8.6M | $-7.1M | ||
| Q2 24 | $5.5M | $-8.2M | ||
| Q1 24 | $7.9M | $-447.0K |
| Q4 25 | 183.7% | 17.0% | ||
| Q3 25 | 41.1% | 16.9% | ||
| Q2 25 | 92.9% | 19.0% | ||
| Q1 25 | 26.7% | 19.5% | ||
| Q4 24 | 101.2% | -47.0% | ||
| Q3 24 | 35.2% | -30.0% | ||
| Q2 24 | 23.4% | -28.9% | ||
| Q1 24 | 33.1% | -1.5% |
| Q4 25 | 7.1% | 0.1% | ||
| Q3 25 | 1.4% | 0.9% | ||
| Q2 25 | 3.6% | 0.4% | ||
| Q1 25 | 1.3% | 0.4% | ||
| Q4 24 | 14.0% | 7.1% | ||
| Q3 24 | 2.5% | 0.2% | ||
| Q2 24 | 4.4% | 0.8% | ||
| Q1 24 | 0.3% | 0.3% |
| Q4 25 | 5.88× | — | ||
| Q3 25 | 1.57× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 1.19× | — | ||
| Q4 24 | 5.04× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.30× | — | ||
| Q1 24 | 1.13× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CHMG
Segment breakdown not available.
TLS
| Security Solutions Segment | $44.8M | 96% |
| Secure Networks Segment | $1.9M | 4% |
