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Side-by-side financial comparison of ChargePoint Holdings, Inc. (CHPT) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.

ChargePoint Holdings, Inc. is the larger business by last-quarter revenue ($105.7M vs $62.0M, roughly 1.7× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -49.7%, a 81.0% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs 6.1%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $-23.6M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs -4.5%).

ChargePoint Holdings, Inc. is an American electric vehicle infrastructure company based in Campbell, California. ChargePoint operates the largest online network of independently owned EV charging stations operating in 14 countries and makes some of its technology.

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

CHPT vs MPB — Head-to-Head

Bigger by revenue
CHPT
CHPT
1.7× larger
CHPT
$105.7M
$62.0M
MPB
Growing faster (revenue YoY)
MPB
MPB
+24.7% gap
MPB
30.8%
6.1%
CHPT
Higher net margin
MPB
MPB
81.0% more per $
MPB
31.4%
-49.7%
CHPT
More free cash flow
MPB
MPB
$95.4M more FCF
MPB
$71.8M
$-23.6M
CHPT
Faster 2-yr revenue CAGR
MPB
MPB
Annualised
MPB
21.1%
-4.5%
CHPT

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
CHPT
CHPT
MPB
MPB
Revenue
$105.7M
$62.0M
Net Profit
$-52.5M
$19.4M
Gross Margin
30.7%
Operating Margin
-42.0%
43.6%
Net Margin
-49.7%
31.4%
Revenue YoY
6.1%
30.8%
Net Profit YoY
32.4%
47.0%
EPS (diluted)
$-2.23
$0.83

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHPT
CHPT
MPB
MPB
Q4 25
$105.7M
$62.0M
Q3 25
$98.6M
$61.8M
Q2 25
$97.6M
$54.3M
Q1 25
$101.9M
$47.7M
Q4 24
$99.6M
$47.4M
Q3 24
$108.5M
$45.3M
Q2 24
$107.0M
$44.1M
Q1 24
$115.8M
$42.3M
Net Profit
CHPT
CHPT
MPB
MPB
Q4 25
$-52.5M
$19.4M
Q3 25
$-66.2M
$18.3M
Q2 25
$-57.1M
$4.8M
Q1 25
$-58.8M
$13.7M
Q4 24
$-77.6M
$13.2M
Q3 24
$-68.9M
$12.3M
Q2 24
$-71.8M
$11.8M
Q1 24
$-94.7M
$12.1M
Gross Margin
CHPT
CHPT
MPB
MPB
Q4 25
30.7%
Q3 25
31.2%
Q2 25
28.7%
Q1 25
28.2%
Q4 24
22.9%
Q3 24
23.6%
Q2 24
22.1%
Q1 24
19.3%
Operating Margin
CHPT
CHPT
MPB
MPB
Q4 25
-42.0%
43.6%
Q3 25
-59.8%
39.3%
Q2 25
-55.1%
7.9%
Q1 25
-53.9%
35.2%
Q4 24
-68.4%
34.1%
Q3 24
-57.8%
32.8%
Q2 24
-62.7%
32.4%
Q1 24
-80.2%
34.8%
Net Margin
CHPT
CHPT
MPB
MPB
Q4 25
-49.7%
31.4%
Q3 25
-67.1%
29.6%
Q2 25
-58.5%
8.8%
Q1 25
-57.7%
28.8%
Q4 24
-77.9%
27.9%
Q3 24
-63.5%
27.1%
Q2 24
-67.1%
26.7%
Q1 24
-81.8%
28.7%
EPS (diluted)
CHPT
CHPT
MPB
MPB
Q4 25
$-2.23
$0.83
Q3 25
$-2.85
$0.79
Q2 25
$-0.12
$0.22
Q1 25
$-5.83
$0.71
Q4 24
$-3.56
$0.72
Q3 24
$-3.22
$0.74
Q2 24
$-0.17
$0.71
Q1 24
$-23.36
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHPT
CHPT
MPB
MPB
Cash + ST InvestmentsLiquidity on hand
$180.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$38.4M
$814.1M
Total Assets
$848.0M
$6.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHPT
CHPT
MPB
MPB
Q4 25
$180.5M
Q3 25
$194.1M
Q2 25
$195.9M
Q1 25
$224.6M
Q4 24
$219.4M
Q3 24
$243.3M
Q2 24
$261.9M
Q1 24
$327.4M
Stockholders' Equity
CHPT
CHPT
MPB
MPB
Q4 25
$38.4M
$814.1M
Q3 25
$70.7M
$796.3M
Q2 25
$118.6M
$775.7M
Q1 25
$137.5M
$667.9M
Q4 24
$181.0M
$655.0M
Q3 24
$230.9M
$573.1M
Q2 24
$277.9M
$559.7M
Q1 24
$327.7M
$551.0M
Total Assets
CHPT
CHPT
MPB
MPB
Q4 25
$848.0M
$6.1B
Q3 25
$870.3M
$6.3B
Q2 25
$897.6M
$6.4B
Q1 25
$898.2M
$5.5B
Q4 24
$966.3M
$5.5B
Q3 24
$1.0B
$5.5B
Q2 24
$1.1B
$5.4B
Q1 24
$1.1B
$5.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHPT
CHPT
MPB
MPB
Operating Cash FlowLast quarter
$-22.5M
$80.0M
Free Cash FlowOCF − Capex
$-23.6M
$71.8M
FCF MarginFCF / Revenue
-22.3%
115.8%
Capex IntensityCapex / Revenue
1.0%
13.3%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$-69.6M
$132.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHPT
CHPT
MPB
MPB
Q4 25
$-22.5M
$80.0M
Q3 25
$-6.2M
$26.3M
Q2 25
$-33.0M
$29.0M
Q1 25
$-2.7M
$11.5M
Q4 24
$-30.6M
$51.4M
Q3 24
$-51.2M
$16.9M
Q2 24
$-62.5M
$18.0M
Q1 24
$-41.5M
$12.4M
Free Cash Flow
CHPT
CHPT
MPB
MPB
Q4 25
$-23.6M
$71.8M
Q3 25
$-7.5M
$24.3M
Q2 25
$-34.0M
$27.2M
Q1 25
$-4.6M
$8.8M
Q4 24
$-33.4M
$44.5M
Q3 24
$-55.0M
$16.8M
Q2 24
$-66.0M
$17.7M
Q1 24
$-46.2M
$12.1M
FCF Margin
CHPT
CHPT
MPB
MPB
Q4 25
-22.3%
115.8%
Q3 25
-7.6%
39.4%
Q2 25
-34.9%
50.1%
Q1 25
-4.5%
18.4%
Q4 24
-33.5%
93.8%
Q3 24
-50.7%
37.1%
Q2 24
-61.7%
40.2%
Q1 24
-39.9%
28.5%
Capex Intensity
CHPT
CHPT
MPB
MPB
Q4 25
1.0%
13.3%
Q3 25
1.3%
3.1%
Q2 25
1.1%
3.2%
Q1 25
1.9%
5.7%
Q4 24
2.8%
14.6%
Q3 24
3.5%
0.0%
Q2 24
3.2%
0.7%
Q1 24
4.1%
0.8%
Cash Conversion
CHPT
CHPT
MPB
MPB
Q4 25
4.12×
Q3 25
1.44×
Q2 25
6.08×
Q1 25
0.84×
Q4 24
3.88×
Q3 24
1.37×
Q2 24
1.53×
Q1 24
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHPT
CHPT

Products$56.4M53%
License And Service$42.0M40%
Other$7.3M7%

MPB
MPB

Segment breakdown not available.

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