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Side-by-side financial comparison of Cheer Holding, Inc. (CHR) and CHOICEONE FINANCIAL SERVICES INC (COFS). Click either name above to swap in a different company.

Cheer Holding, Inc. is the larger business by last-quarter revenue ($71.0M vs $42.9M, roughly 1.7× CHOICEONE FINANCIAL SERVICES INC). On growth, CHOICEONE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (76.4% vs -0.1%).

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

ChoiceOne Financial Services Inc is a US regional financial holding company that operates through its banking subsidiary, offering personal and commercial banking products including savings accounts, loans, wealth management, and insurance services primarily to consumers, small businesses, and corporate clients across Michigan.

CHR vs COFS — Head-to-Head

Bigger by revenue
CHR
CHR
1.7× larger
CHR
$71.0M
$42.9M
COFS
Growing faster (revenue YoY)
COFS
COFS
+76.5% gap
COFS
76.4%
-0.1%
CHR

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
CHR
CHR
COFS
COFS
Revenue
$71.0M
$42.9M
Net Profit
$7.8M
Gross Margin
70.7%
Operating Margin
11.7%
39.1%
Net Margin
10.9%
Revenue YoY
-0.1%
76.4%
Net Profit YoY
-37.5%
EPS (diluted)
$0.67
$1.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHR
CHR
COFS
COFS
Q4 25
$42.9M
Q3 25
$61.8M
Q2 25
$71.0M
$60.4M
Q1 25
$44.9M
Q4 24
$24.3M
Q3 24
$36.6M
Q2 24
$71.1M
$34.0M
Q1 24
$32.5M
Net Profit
CHR
CHR
COFS
COFS
Q4 25
Q3 25
$14.7M
Q2 25
$7.8M
$13.5M
Q1 25
$-13.9M
Q4 24
Q3 24
$7.3M
Q2 24
$12.4M
$6.6M
Q1 24
$5.6M
Gross Margin
CHR
CHR
COFS
COFS
Q4 25
Q3 25
Q2 25
70.7%
Q1 25
Q4 24
Q3 24
Q2 24
73.4%
Q1 24
Operating Margin
CHR
CHR
COFS
COFS
Q4 25
39.1%
Q3 25
29.6%
Q2 25
11.7%
27.6%
Q1 25
-39.2%
Q4 24
36.1%
Q3 24
25.4%
Q2 24
16.4%
24.0%
Q1 24
21.1%
Net Margin
CHR
CHR
COFS
COFS
Q4 25
Q3 25
23.7%
Q2 25
10.9%
22.4%
Q1 25
-31.0%
Q4 24
Q3 24
20.1%
Q2 24
17.5%
19.4%
Q1 24
17.3%
EPS (diluted)
CHR
CHR
COFS
COFS
Q4 25
$1.43
Q3 25
$0.97
Q2 25
$0.67
$0.90
Q1 25
$-1.29
Q4 24
$0.79
Q3 24
$0.85
Q2 24
$1.23
$0.87
Q1 24
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHR
CHR
COFS
COFS
Cash + ST InvestmentsLiquidity on hand
$88.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$322.1M
$465.4M
Total Assets
$362.7M
$4.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHR
CHR
COFS
COFS
Q4 25
$88.0M
Q3 25
$99.0M
Q2 25
$156.3M
Q1 25
$139.4M
Q4 24
$96.8M
Q3 24
$145.9M
Q2 24
$186.1M
$101.0M
Q1 24
$150.1M
Stockholders' Equity
CHR
CHR
COFS
COFS
Q4 25
$465.4M
Q3 25
$449.6M
Q2 25
$322.1M
$431.8M
Q1 25
$427.1M
Q4 24
$260.4M
Q3 24
$247.7M
Q2 24
$286.1M
$214.5M
Q1 24
$206.8M
Total Assets
CHR
CHR
COFS
COFS
Q4 25
$4.4B
Q3 25
$4.3B
Q2 25
$362.7M
$4.3B
Q1 25
$4.3B
Q4 24
$2.7B
Q3 24
$2.7B
Q2 24
$333.2M
$2.7B
Q1 24
$2.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHR
CHR
COFS
COFS
Operating Cash FlowLast quarter
$3.9M
$31.8M
Free Cash FlowOCF − Capex
$25.2M
FCF MarginFCF / Revenue
58.7%
Capex IntensityCapex / Revenue
15.4%
Cash ConversionOCF / Net Profit
0.51×
TTM Free Cash FlowTrailing 4 quarters
$38.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHR
CHR
COFS
COFS
Q4 25
$31.8M
Q3 25
$15.3M
Q2 25
$3.9M
$9.0M
Q1 25
$-6.5M
Q4 24
$47.1M
Q3 24
$-7.4M
Q2 24
$-6.7M
$15.7M
Q1 24
$15.3M
Free Cash Flow
CHR
CHR
COFS
COFS
Q4 25
$25.2M
Q3 25
$13.7M
Q2 25
$6.9M
Q1 25
$-7.3M
Q4 24
$45.4M
Q3 24
$-7.6M
Q2 24
$15.3M
Q1 24
$15.0M
FCF Margin
CHR
CHR
COFS
COFS
Q4 25
58.7%
Q3 25
22.1%
Q2 25
11.4%
Q1 25
-16.3%
Q4 24
186.4%
Q3 24
-20.8%
Q2 24
44.8%
Q1 24
46.2%
Capex Intensity
CHR
CHR
COFS
COFS
Q4 25
15.4%
Q3 25
2.6%
Q2 25
3.4%
Q1 25
1.9%
Q4 24
7.0%
Q3 24
0.7%
Q2 24
1.4%
Q1 24
1.0%
Cash Conversion
CHR
CHR
COFS
COFS
Q4 25
Q3 25
1.04×
Q2 25
0.51×
0.66×
Q1 25
Q4 24
Q3 24
-1.00×
Q2 24
-0.54×
2.39×
Q1 24
2.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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