vs

Side-by-side financial comparison of Cheer Holding, Inc. (CHR) and Metropolitan Bank Holding Corp. (MCB). Click either name above to swap in a different company.

Metropolitan Bank Holding Corp. is the larger business by last-quarter revenue ($88.5M vs $71.0M, roughly 1.2× Cheer Holding, Inc.). Metropolitan Bank Holding Corp. runs the higher net margin — 35.5% vs 10.9%, a 24.6% gap on every dollar of revenue. On growth, Metropolitan Bank Holding Corp. posted the faster year-over-year revenue change (25.4% vs -0.1%).

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

Sandy Spring Bancorp, Inc. was a bank holding company headquartered in Olney, Maryland and operating in the Washington metropolitan area. In addition to banking services, the company offered commercial and personal lines of insurance, surety bonds, workers compensation insurance, and professional liability insurance protection as well as financial planning, wealth management, and asset management for high-net-worth individuals, businesses, and associations. In April 2025, the company was acqu...

CHR vs MCB — Head-to-Head

Bigger by revenue
MCB
MCB
1.2× larger
MCB
$88.5M
$71.0M
CHR
Growing faster (revenue YoY)
MCB
MCB
+25.4% gap
MCB
25.4%
-0.1%
CHR
Higher net margin
MCB
MCB
24.6% more per $
MCB
35.5%
10.9%
CHR

Income Statement — Q2 FY2025 vs Q1 FY2026

Metric
CHR
CHR
MCB
MCB
Revenue
$71.0M
$88.5M
Net Profit
$7.8M
$31.4M
Gross Margin
70.7%
Operating Margin
11.7%
Net Margin
10.9%
35.5%
Revenue YoY
-0.1%
25.4%
Net Profit YoY
-37.5%
92.2%
EPS (diluted)
$0.67
$2.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHR
CHR
MCB
MCB
Q1 26
$88.5M
Q4 25
$88.4M
Q3 25
$79.8M
Q2 25
$71.0M
$76.3M
Q1 25
$70.6M
Q4 24
$71.0M
Q3 24
$71.5M
Q2 24
$71.1M
$67.7M
Net Profit
CHR
CHR
MCB
MCB
Q1 26
$31.4M
Q4 25
$28.9M
Q3 25
$7.1M
Q2 25
$7.8M
$18.8M
Q1 25
$16.4M
Q4 24
$21.4M
Q3 24
$12.3M
Q2 24
$12.4M
$16.8M
Gross Margin
CHR
CHR
MCB
MCB
Q1 26
Q4 25
Q3 25
Q2 25
70.7%
Q1 25
Q4 24
Q3 24
Q2 24
73.4%
Operating Margin
CHR
CHR
MCB
MCB
Q1 26
Q4 25
46.6%
Q3 25
12.8%
Q2 25
11.7%
35.1%
Q1 25
33.1%
Q4 24
44.1%
Q3 24
24.6%
Q2 24
16.4%
35.3%
Net Margin
CHR
CHR
MCB
MCB
Q1 26
35.5%
Q4 25
32.6%
Q3 25
8.9%
Q2 25
10.9%
24.6%
Q1 25
23.2%
Q4 24
30.2%
Q3 24
17.2%
Q2 24
17.5%
24.8%
EPS (diluted)
CHR
CHR
MCB
MCB
Q1 26
$2.92
Q4 25
$2.74
Q3 25
$0.67
Q2 25
$0.67
$1.76
Q1 25
$1.45
Q4 24
$1.89
Q3 24
$1.08
Q2 24
$1.23
$1.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHR
CHR
MCB
MCB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$322.1M
$948.3M
Total Assets
$362.7M
$8.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHR
CHR
MCB
MCB
Q1 26
Q4 25
$393.6M
Q3 25
$385.9M
Q2 25
$152.5M
Q1 25
$196.5M
Q4 24
$200.3M
Q3 24
$318.5M
Q2 24
$186.1M
$244.7M
Stockholders' Equity
CHR
CHR
MCB
MCB
Q1 26
$948.3M
Q4 25
$743.1M
Q3 25
$732.0M
Q2 25
$322.1M
$723.0M
Q1 25
$737.8M
Q4 24
$729.8M
Q3 24
$715.2M
Q2 24
$286.1M
$692.4M
Total Assets
CHR
CHR
MCB
MCB
Q1 26
$8.8B
Q4 25
$8.3B
Q3 25
$8.2B
Q2 25
$362.7M
$7.9B
Q1 25
$7.6B
Q4 24
$7.3B
Q3 24
$7.4B
Q2 24
$333.2M
$7.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHR
CHR
MCB
MCB
Operating Cash FlowLast quarter
$3.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
0.51×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHR
CHR
MCB
MCB
Q1 26
Q4 25
$88.7M
Q3 25
$31.8M
Q2 25
$3.9M
$18.4M
Q1 25
$7.8M
Q4 24
$148.5M
Q3 24
$4.8M
Q2 24
$-6.7M
$35.3M
Cash Conversion
CHR
CHR
MCB
MCB
Q1 26
Q4 25
3.07×
Q3 25
4.47×
Q2 25
0.51×
0.98×
Q1 25
0.47×
Q4 24
6.93×
Q3 24
0.39×
Q2 24
-0.54×
2.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons