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Side-by-side financial comparison of Cheer Holding, Inc. (CHR) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.

Cheer Holding, Inc. is the larger business by last-quarter revenue ($71.0M vs $62.0M, roughly 1.1× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs 10.9%, a 20.4% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs -0.1%).

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

CHR vs MPB — Head-to-Head

Bigger by revenue
CHR
CHR
1.1× larger
CHR
$71.0M
$62.0M
MPB
Growing faster (revenue YoY)
MPB
MPB
+30.9% gap
MPB
30.8%
-0.1%
CHR
Higher net margin
MPB
MPB
20.4% more per $
MPB
31.4%
10.9%
CHR

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
CHR
CHR
MPB
MPB
Revenue
$71.0M
$62.0M
Net Profit
$7.8M
$19.4M
Gross Margin
70.7%
Operating Margin
11.7%
43.6%
Net Margin
10.9%
31.4%
Revenue YoY
-0.1%
30.8%
Net Profit YoY
-37.5%
47.0%
EPS (diluted)
$0.67
$0.83

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHR
CHR
MPB
MPB
Q4 25
$62.0M
Q3 25
$61.8M
Q2 25
$71.0M
$54.3M
Q1 25
$47.7M
Q4 24
$47.4M
Q3 24
$45.3M
Q2 24
$71.1M
$44.1M
Q1 24
$42.3M
Net Profit
CHR
CHR
MPB
MPB
Q4 25
$19.4M
Q3 25
$18.3M
Q2 25
$7.8M
$4.8M
Q1 25
$13.7M
Q4 24
$13.2M
Q3 24
$12.3M
Q2 24
$12.4M
$11.8M
Q1 24
$12.1M
Gross Margin
CHR
CHR
MPB
MPB
Q4 25
Q3 25
Q2 25
70.7%
Q1 25
Q4 24
Q3 24
Q2 24
73.4%
Q1 24
Operating Margin
CHR
CHR
MPB
MPB
Q4 25
43.6%
Q3 25
39.3%
Q2 25
11.7%
7.9%
Q1 25
35.2%
Q4 24
34.1%
Q3 24
32.8%
Q2 24
16.4%
32.4%
Q1 24
34.8%
Net Margin
CHR
CHR
MPB
MPB
Q4 25
31.4%
Q3 25
29.6%
Q2 25
10.9%
8.8%
Q1 25
28.8%
Q4 24
27.9%
Q3 24
27.1%
Q2 24
17.5%
26.7%
Q1 24
28.7%
EPS (diluted)
CHR
CHR
MPB
MPB
Q4 25
$0.83
Q3 25
$0.79
Q2 25
$0.67
$0.22
Q1 25
$0.71
Q4 24
$0.72
Q3 24
$0.74
Q2 24
$1.23
$0.71
Q1 24
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHR
CHR
MPB
MPB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$322.1M
$814.1M
Total Assets
$362.7M
$6.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHR
CHR
MPB
MPB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$186.1M
Q1 24
Stockholders' Equity
CHR
CHR
MPB
MPB
Q4 25
$814.1M
Q3 25
$796.3M
Q2 25
$322.1M
$775.7M
Q1 25
$667.9M
Q4 24
$655.0M
Q3 24
$573.1M
Q2 24
$286.1M
$559.7M
Q1 24
$551.0M
Total Assets
CHR
CHR
MPB
MPB
Q4 25
$6.1B
Q3 25
$6.3B
Q2 25
$362.7M
$6.4B
Q1 25
$5.5B
Q4 24
$5.5B
Q3 24
$5.5B
Q2 24
$333.2M
$5.4B
Q1 24
$5.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHR
CHR
MPB
MPB
Operating Cash FlowLast quarter
$3.9M
$80.0M
Free Cash FlowOCF − Capex
$71.8M
FCF MarginFCF / Revenue
115.8%
Capex IntensityCapex / Revenue
13.3%
Cash ConversionOCF / Net Profit
0.51×
4.12×
TTM Free Cash FlowTrailing 4 quarters
$132.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHR
CHR
MPB
MPB
Q4 25
$80.0M
Q3 25
$26.3M
Q2 25
$3.9M
$29.0M
Q1 25
$11.5M
Q4 24
$51.4M
Q3 24
$16.9M
Q2 24
$-6.7M
$18.0M
Q1 24
$12.4M
Free Cash Flow
CHR
CHR
MPB
MPB
Q4 25
$71.8M
Q3 25
$24.3M
Q2 25
$27.2M
Q1 25
$8.8M
Q4 24
$44.5M
Q3 24
$16.8M
Q2 24
$17.7M
Q1 24
$12.1M
FCF Margin
CHR
CHR
MPB
MPB
Q4 25
115.8%
Q3 25
39.4%
Q2 25
50.1%
Q1 25
18.4%
Q4 24
93.8%
Q3 24
37.1%
Q2 24
40.2%
Q1 24
28.5%
Capex Intensity
CHR
CHR
MPB
MPB
Q4 25
13.3%
Q3 25
3.1%
Q2 25
3.2%
Q1 25
5.7%
Q4 24
14.6%
Q3 24
0.0%
Q2 24
0.7%
Q1 24
0.8%
Cash Conversion
CHR
CHR
MPB
MPB
Q4 25
4.12×
Q3 25
1.44×
Q2 25
0.51×
6.08×
Q1 25
0.84×
Q4 24
3.88×
Q3 24
1.37×
Q2 24
-0.54×
1.53×
Q1 24
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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