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Side-by-side financial comparison of Cheer Holding, Inc. (CHR) and SECURITY NATIONAL FINANCIAL CORP (SNFCA). Click either name above to swap in a different company.

SECURITY NATIONAL FINANCIAL CORP is the larger business by last-quarter revenue ($83.0M vs $71.0M, roughly 1.2× Cheer Holding, Inc.). SECURITY NATIONAL FINANCIAL CORP runs the higher net margin — 16.3% vs 10.9%, a 5.3% gap on every dollar of revenue. On growth, SECURITY NATIONAL FINANCIAL CORP posted the faster year-over-year revenue change (4.7% vs -0.1%).

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

CNO Financial Group, Inc., formerly Conseco, Inc., is an American financial services holding company based in Carmel, Indiana. Its insurance subsidiaries provide life insurance, annuity and supplemental health insurance products to more than four million customers in the United States. These products are distributed through independent agents, career agents and direct to customers through television advertising and direct mail.

CHR vs SNFCA — Head-to-Head

Bigger by revenue
SNFCA
SNFCA
1.2× larger
SNFCA
$83.0M
$71.0M
CHR
Growing faster (revenue YoY)
SNFCA
SNFCA
+4.8% gap
SNFCA
4.7%
-0.1%
CHR
Higher net margin
SNFCA
SNFCA
5.3% more per $
SNFCA
16.3%
10.9%
CHR

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
CHR
CHR
SNFCA
SNFCA
Revenue
$71.0M
$83.0M
Net Profit
$7.8M
$13.5M
Gross Margin
70.7%
98.6%
Operating Margin
11.7%
20.9%
Net Margin
10.9%
16.3%
Revenue YoY
-0.1%
4.7%
Net Profit YoY
-37.5%
430.9%
EPS (diluted)
$0.67
$0.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHR
CHR
SNFCA
SNFCA
Q4 25
$83.0M
Q3 25
$89.3M
Q2 25
$71.0M
$89.5M
Q1 25
$82.7M
Q4 24
$79.3M
Q3 24
$88.3M
Q2 24
$71.1M
$85.8M
Q1 24
$81.2M
Net Profit
CHR
CHR
SNFCA
SNFCA
Q4 25
$13.5M
Q3 25
$7.8M
Q2 25
$7.8M
$6.5M
Q1 25
$4.3M
Q4 24
$2.5M
Q3 24
$11.8M
Q2 24
$12.4M
$7.3M
Q1 24
$7.5M
Gross Margin
CHR
CHR
SNFCA
SNFCA
Q4 25
98.6%
Q3 25
98.8%
Q2 25
70.7%
98.7%
Q1 25
98.5%
Q4 24
98.5%
Q3 24
98.7%
Q2 24
73.4%
98.6%
Q1 24
98.4%
Operating Margin
CHR
CHR
SNFCA
SNFCA
Q4 25
20.9%
Q3 25
11.4%
Q2 25
11.7%
9.3%
Q1 25
6.7%
Q4 24
4.0%
Q3 24
17.2%
Q2 24
16.4%
10.9%
Q1 24
11.8%
Net Margin
CHR
CHR
SNFCA
SNFCA
Q4 25
16.3%
Q3 25
8.7%
Q2 25
10.9%
7.3%
Q1 25
5.2%
Q4 24
3.2%
Q3 24
13.4%
Q2 24
17.5%
8.5%
Q1 24
9.2%
EPS (diluted)
CHR
CHR
SNFCA
SNFCA
Q4 25
$0.52
Q3 25
$0.31
Q2 25
$0.67
$0.25
Q1 25
$0.18
Q4 24
$0.09
Q3 24
$0.47
Q2 24
$1.23
$0.29
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHR
CHR
SNFCA
SNFCA
Cash + ST InvestmentsLiquidity on hand
$102.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$322.1M
$410.4M
Total Assets
$362.7M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHR
CHR
SNFCA
SNFCA
Q4 25
$102.3M
Q3 25
$100.4M
Q2 25
$79.3M
Q1 25
$132.9M
Q4 24
$140.5M
Q3 24
$170.7M
Q2 24
$186.1M
$143.6M
Q1 24
$150.9M
Stockholders' Equity
CHR
CHR
SNFCA
SNFCA
Q4 25
$410.4M
Q3 25
$365.4M
Q2 25
$322.1M
$354.8M
Q1 25
$346.5M
Q4 24
$381.9M
Q3 24
$346.3M
Q2 24
$286.1M
$325.8M
Q1 24
$320.1M
Total Assets
CHR
CHR
SNFCA
SNFCA
Q4 25
$1.6B
Q3 25
$1.6B
Q2 25
$362.7M
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$333.2M
$1.5B
Q1 24
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHR
CHR
SNFCA
SNFCA
Operating Cash FlowLast quarter
$3.9M
$45.5M
Free Cash FlowOCF − Capex
$43.8M
FCF MarginFCF / Revenue
52.8%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
0.51×
3.38×
TTM Free Cash FlowTrailing 4 quarters
$69.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHR
CHR
SNFCA
SNFCA
Q4 25
$45.5M
Q3 25
$25.6M
Q2 25
$3.9M
$-7.7M
Q1 25
$9.6M
Q4 24
$57.3M
Q3 24
$26.8M
Q2 24
$-6.7M
$-17.0M
Q1 24
$25.1M
Free Cash Flow
CHR
CHR
SNFCA
SNFCA
Q4 25
$43.8M
Q3 25
$24.9M
Q2 25
$-8.1M
Q1 25
$9.1M
Q4 24
$54.8M
Q3 24
$26.6M
Q2 24
$-17.1M
Q1 24
$24.8M
FCF Margin
CHR
CHR
SNFCA
SNFCA
Q4 25
52.8%
Q3 25
27.9%
Q2 25
-9.1%
Q1 25
11.1%
Q4 24
69.2%
Q3 24
30.2%
Q2 24
-20.0%
Q1 24
30.6%
Capex Intensity
CHR
CHR
SNFCA
SNFCA
Q4 25
2.0%
Q3 25
0.8%
Q2 25
0.5%
Q1 25
0.5%
Q4 24
3.1%
Q3 24
0.2%
Q2 24
0.2%
Q1 24
0.3%
Cash Conversion
CHR
CHR
SNFCA
SNFCA
Q4 25
3.38×
Q3 25
3.28×
Q2 25
0.51×
-1.18×
Q1 25
2.21×
Q4 24
22.55×
Q3 24
2.26×
Q2 24
-0.54×
-2.33×
Q1 24
3.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHR
CHR

Segment breakdown not available.

SNFCA
SNFCA

Life Insurance$29.9M36%
Mortgage$24.8M30%
Other$21.3M26%
Timing Of Revenue Recognition Goods Transferred At A Point In Time$4.6M6%
Timing Of Revenue Recognition Services Transferred At A Point In Time$2.4M3%

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