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Side-by-side financial comparison of C.H. Robinson (CHRW) and Principal Financial Group (PFG). Click either name above to swap in a different company.
Principal Financial Group is the larger business by last-quarter revenue ($4.6B vs $3.9B, roughly 1.2× C.H. Robinson). Principal Financial Group runs the higher net margin — 11.3% vs 3.5%, a 7.8% gap on every dollar of revenue. On growth, Principal Financial Group posted the faster year-over-year revenue change (-3.7% vs -6.5%). Over the past eight quarters, Principal Financial Group's revenue compounded faster (6.3% CAGR vs -5.8%).
C.H. Robinson Worldwide, Inc. is an American transportation company that includes third-party logistics (3PL). The company offers freight transportation, transportation management, brokerage and warehousing. It offers truckload, less than truckload, air freight, intermodal, and ocean transportation.
Principal Financial GroupPFGEarnings & Financial Report
Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.
CHRW vs PFG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $3.9B | $4.6B |
| Net Profit | $136.3M | $517.0M |
| Gross Margin | — | — |
| Operating Margin | 4.6% | — |
| Net Margin | 3.5% | 11.3% |
| Revenue YoY | -6.5% | -3.7% |
| Net Profit YoY | -8.7% | -42.9% |
| EPS (diluted) | $1.12 | $2.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $3.9B | $4.6B | ||
| Q3 25 | $4.1B | $3.7B | ||
| Q2 25 | $4.1B | $3.7B | ||
| Q1 25 | $4.0B | $3.7B | ||
| Q4 24 | $4.2B | $4.8B | ||
| Q3 24 | $4.6B | $3.0B | ||
| Q2 24 | $4.5B | $4.3B | ||
| Q1 24 | $4.4B | $4.1B |
| Q4 25 | $136.3M | $517.0M | ||
| Q3 25 | $163.0M | $213.8M | ||
| Q2 25 | $152.5M | $406.2M | ||
| Q1 25 | $135.3M | $48.1M | ||
| Q4 24 | $149.3M | $905.4M | ||
| Q3 24 | $97.2M | $-220.0M | ||
| Q2 24 | $126.3M | $353.1M | ||
| Q1 24 | $92.9M | $532.5M |
| Q4 25 | 4.6% | — | ||
| Q3 25 | 5.3% | — | ||
| Q2 25 | 5.2% | — | ||
| Q1 25 | 4.4% | — | ||
| Q4 24 | 4.4% | — | ||
| Q3 24 | 3.9% | — | ||
| Q2 24 | 4.0% | — | ||
| Q1 24 | 2.9% | — |
| Q4 25 | 3.5% | 11.3% | ||
| Q3 25 | 3.9% | 5.8% | ||
| Q2 25 | 3.7% | 11.1% | ||
| Q1 25 | 3.3% | 1.3% | ||
| Q4 24 | 3.6% | 19.1% | ||
| Q3 24 | 2.1% | -7.3% | ||
| Q2 24 | 2.8% | 8.2% | ||
| Q1 24 | 2.1% | 13.1% |
| Q4 25 | $1.12 | $2.30 | ||
| Q3 25 | $1.34 | $0.95 | ||
| Q2 25 | $1.26 | $1.79 | ||
| Q1 25 | $1.11 | $0.21 | ||
| Q4 24 | $1.23 | $3.92 | ||
| Q3 24 | $0.80 | $-0.95 | ||
| Q2 24 | $1.05 | $1.49 | ||
| Q1 24 | $0.78 | $2.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $160.9M | $4.4B |
| Total DebtLower is stronger | $1.1B | $3.9B |
| Stockholders' EquityBook value | $1.8B | $11.9B |
| Total Assets | $5.1B | $341.4B |
| Debt / EquityLower = less leverage | 0.59× | 0.33× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $160.9M | $4.4B | ||
| Q3 25 | $136.8M | $5.1B | ||
| Q2 25 | $156.0M | $3.7B | ||
| Q1 25 | $129.9M | $3.9B | ||
| Q4 24 | $145.8M | $4.2B | ||
| Q3 24 | $131.7M | $6.2B | ||
| Q2 24 | $113.2M | $4.8B | ||
| Q1 24 | $121.8M | $4.2B |
| Q4 25 | $1.1B | $3.9B | ||
| Q3 25 | $1.2B | $3.9B | ||
| Q2 25 | $1.4B | $3.9B | ||
| Q1 25 | $1.4B | $4.3B | ||
| Q4 24 | $1.4B | $4.0B | ||
| Q3 24 | $1.6B | $3.9B | ||
| Q2 24 | $1.6B | $3.9B | ||
| Q1 24 | $1.7B | $3.9B |
| Q4 25 | $1.8B | $11.9B | ||
| Q3 25 | $1.9B | $11.7B | ||
| Q2 25 | $1.8B | $11.4B | ||
| Q1 25 | $1.7B | $11.2B | ||
| Q4 24 | $1.7B | $11.1B | ||
| Q3 24 | $1.6B | $11.2B | ||
| Q2 24 | $1.5B | $11.0B | ||
| Q1 24 | $1.4B | $11.2B |
| Q4 25 | $5.1B | $341.4B | ||
| Q3 25 | $5.2B | $334.5B | ||
| Q2 25 | $5.3B | $323.1B | ||
| Q1 25 | $5.2B | $313.0B | ||
| Q4 24 | $5.3B | $313.7B | ||
| Q3 24 | $5.6B | $322.9B | ||
| Q2 24 | $5.5B | $308.8B | ||
| Q1 24 | $5.5B | $308.7B |
| Q4 25 | 0.59× | 0.33× | ||
| Q3 25 | 0.64× | 0.34× | ||
| Q2 25 | 0.76× | 0.34× | ||
| Q1 25 | 0.80× | 0.39× | ||
| Q4 24 | 0.80× | 0.36× | ||
| Q3 24 | 0.95× | 0.35× | ||
| Q2 24 | 1.07× | 0.36× | ||
| Q1 24 | 1.19× | 0.35× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $305.4M | $1.7B |
| Free Cash FlowOCF − Capex | $302.4M | — |
| FCF MarginFCF / Revenue | 7.7% | — |
| Capex IntensityCapex / Revenue | 0.1% | — |
| Cash ConversionOCF / Net Profit | 2.24× | 3.37× |
| TTM Free Cash FlowTrailing 4 quarters | $894.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $305.4M | $1.7B | ||
| Q3 25 | $275.4M | $1.0B | ||
| Q2 25 | $227.1M | $811.9M | ||
| Q1 25 | $106.5M | $977.3M | ||
| Q4 24 | $267.9M | $1.5B | ||
| Q3 24 | $108.1M | $1.1B | ||
| Q2 24 | $166.4M | $1.4B | ||
| Q1 24 | $-33.3M | $584.2M |
| Q4 25 | $302.4M | — | ||
| Q3 25 | $269.5M | — | ||
| Q2 25 | $219.8M | — | ||
| Q1 25 | $103.2M | — | ||
| Q4 24 | $265.3M | — | ||
| Q3 24 | $103.3M | — | ||
| Q2 24 | $159.8M | — | ||
| Q1 24 | $-41.9M | — |
| Q4 25 | 7.7% | — | ||
| Q3 25 | 6.5% | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 2.5% | — | ||
| Q4 24 | 6.3% | — | ||
| Q3 24 | 2.2% | — | ||
| Q2 24 | 3.6% | — | ||
| Q1 24 | -1.0% | — |
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.2% | — |
| Q4 25 | 2.24× | 3.37× | ||
| Q3 25 | 1.69× | 4.70× | ||
| Q2 25 | 1.49× | 2.00× | ||
| Q1 25 | 0.79× | 20.32× | ||
| Q4 24 | 1.79× | 1.61× | ||
| Q3 24 | 1.11× | — | ||
| Q2 24 | 1.32× | 4.05× | ||
| Q1 24 | -0.36× | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CHRW
| North American Service Transportation NAST | $2.8B | 72% |
| Global Forwarding | $731.0M | 19% |
| Sourcing | $340.9M | 9% |
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
