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Side-by-side financial comparison of Chewy, Inc. (CHWY) and RENAISSANCERE HOLDINGS LTD (RNR). Click either name above to swap in a different company.
Chewy, Inc. is the larger business by last-quarter revenue ($3.1B vs $2.2B, roughly 1.4× RENAISSANCERE HOLDINGS LTD). RENAISSANCERE HOLDINGS LTD runs the higher net margin — 23.5% vs 1.9%, a 21.6% gap on every dollar of revenue. On growth, Chewy, Inc. posted the faster year-over-year revenue change (8.3% vs -36.8%). Over the past eight quarters, Chewy, Inc.'s revenue compounded faster (4.6% CAGR vs -11.9%).
Chewy, Inc. is an American online retailer of pet food and other pet-related products based in Plantation, Florida. Chewy went public in 2019 with the ticker symbol CHWY on the New York Stock Exchange.
RenaissanceRe Holdings Ltd is a Bermudian provider of reinsurance, insurance and other related business services. The company operates in reinsurance, insurance and ventures.
CHWY vs RNR — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $3.1B | $2.2B |
| Net Profit | $59.2M | $515.8M |
| Gross Margin | 29.8% | — |
| Operating Margin | 2.1% | — |
| Net Margin | 1.9% | 23.5% |
| Revenue YoY | 8.3% | -36.8% |
| Net Profit YoY | 1405.6% | 72.6% |
| EPS (diluted) | $0.14 | $6.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $2.2B | ||
| Q4 25 | $3.1B | $3.0B | ||
| Q3 25 | $3.1B | $3.2B | ||
| Q2 25 | $3.1B | $3.2B | ||
| Q1 25 | $3.2B | $3.5B | ||
| Q4 24 | $2.9B | $2.3B | ||
| Q3 24 | $2.9B | $4.0B | ||
| Q2 24 | $2.9B | $2.8B |
| Q1 26 | — | $515.8M | ||
| Q4 25 | $59.2M | $760.5M | ||
| Q3 25 | $62.0M | $916.5M | ||
| Q2 25 | $62.4M | $835.4M | ||
| Q1 25 | $22.8M | $170.0M | ||
| Q4 24 | $3.9M | $-189.7M | ||
| Q3 24 | $299.1M | $1.2B | ||
| Q2 24 | $66.9M | $503.9M |
| Q1 26 | — | — | ||
| Q4 25 | 29.8% | — | ||
| Q3 25 | 30.4% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 28.5% | — | ||
| Q4 24 | 29.3% | — | ||
| Q3 24 | 29.5% | — | ||
| Q2 24 | 29.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | 42.5% | ||
| Q3 25 | 2.2% | 46.3% | ||
| Q2 25 | 2.5% | 41.8% | ||
| Q1 25 | -0.3% | -2.0% | ||
| Q4 24 | 0.9% | -3.6% | ||
| Q3 24 | 1.1% | 43.7% | ||
| Q2 24 | 2.2% | 25.0% |
| Q1 26 | — | 23.5% | ||
| Q4 25 | 1.9% | 25.6% | ||
| Q3 25 | 2.0% | 28.7% | ||
| Q2 25 | 2.0% | 26.1% | ||
| Q1 25 | 0.7% | 4.9% | ||
| Q4 24 | 0.1% | -8.3% | ||
| Q3 24 | 10.5% | 29.8% | ||
| Q2 24 | 2.3% | 17.8% |
| Q1 26 | — | $6.57 | ||
| Q4 25 | $0.14 | $16.16 | ||
| Q3 25 | $0.14 | $19.40 | ||
| Q2 25 | $0.15 | $17.20 | ||
| Q1 25 | $0.07 | $3.27 | ||
| Q4 24 | $0.01 | $-3.76 | ||
| Q3 24 | $0.68 | $22.62 | ||
| Q2 24 | $0.15 | $9.41 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $701.5M | $1.6B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $469.4M | $4.3B |
| Total Assets | $3.3B | $53.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.6B | ||
| Q4 25 | $701.5M | $1.7B | ||
| Q3 25 | $591.8M | $1.7B | ||
| Q2 25 | $616.4M | $1.4B | ||
| Q1 25 | $596.7M | $1.6B | ||
| Q4 24 | $507.5M | $1.7B | ||
| Q3 24 | $695.0M | $1.6B | ||
| Q2 24 | $1.1B | $1.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
| Q1 26 | — | $4.3B | ||
| Q4 25 | $469.4M | $11.6B | ||
| Q3 25 | $389.9M | $11.5B | ||
| Q2 25 | $375.6M | $10.8B | ||
| Q1 25 | $261.5M | $10.3B | ||
| Q4 24 | $223.4M | $10.6B | ||
| Q3 24 | $486.7M | $11.2B | ||
| Q2 24 | $642.9M | $10.2B |
| Q1 26 | — | $53.7B | ||
| Q4 25 | $3.3B | $53.8B | ||
| Q3 25 | $3.1B | $54.5B | ||
| Q2 25 | $3.1B | $54.7B | ||
| Q1 25 | $3.0B | $53.6B | ||
| Q4 24 | $3.0B | $50.7B | ||
| Q3 24 | $3.1B | $52.8B | ||
| Q2 24 | $3.2B | $51.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $207.9M | — |
| Free Cash FlowOCF − Capex | $175.8M | — |
| FCF MarginFCF / Revenue | 5.6% | — |
| Capex IntensityCapex / Revenue | 1.0% | — |
| Cash ConversionOCF / Net Profit | 3.51× | — |
| TTM Free Cash FlowTrailing 4 quarters | $487.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $207.9M | $483.0M | ||
| Q3 25 | $133.9M | $1.6B | ||
| Q2 25 | $86.4M | $1.5B | ||
| Q1 25 | $207.5M | $157.8M | ||
| Q4 24 | $183.5M | $778.9M | ||
| Q3 24 | $123.4M | $1.5B | ||
| Q2 24 | $81.9M | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | $175.8M | — | ||
| Q3 25 | $105.9M | — | ||
| Q2 25 | $48.7M | — | ||
| Q1 25 | $156.6M | — | ||
| Q4 24 | $151.8M | — | ||
| Q3 24 | $91.5M | — | ||
| Q2 24 | $52.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | 5.6% | — | ||
| Q3 25 | 3.4% | — | ||
| Q2 25 | 1.6% | — | ||
| Q1 25 | 4.8% | — | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 3.2% | — | ||
| Q2 24 | 1.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | 1.2% | — | ||
| Q1 25 | 1.6% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 1.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.51× | 0.64× | ||
| Q3 25 | 2.16× | 1.73× | ||
| Q2 25 | 1.38× | 1.76× | ||
| Q1 25 | 9.10× | 0.93× | ||
| Q4 24 | 46.66× | — | ||
| Q3 24 | 0.41× | 1.26× | ||
| Q2 24 | 1.22× | 2.41× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
