vs
Side-by-side financial comparison of Chime Financial, Inc. (CHYM) and CIMPRESS plc (CMPR). Click either name above to swap in a different company.
CIMPRESS plc is the larger business by last-quarter revenue ($1.0B vs $543.5M, roughly 1.9× Chime Financial, Inc.). CIMPRESS plc runs the higher net margin — 4.7% vs -10.1%, a 14.8% gap on every dollar of revenue. On growth, Chime Financial, Inc. posted the faster year-over-year revenue change (28.8% vs 11.0%). CIMPRESS plc produced more free cash flow last quarter ($139.5M vs $15.4M).
Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.
Cimpress plc is an American Irish-domiciled multinational technology company that invests in and operates a wide variety of businesses that use mass customization to configure and produce small quantities of individually customized goods. Those products are sold to small businesses, graphic designers and consumers through a number of customer-facing brands that Cimpress operates.
CHYM vs CMPR — Head-to-Head
Income Statement — Q3 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $543.5M | $1.0B |
| Net Profit | $-54.7M | $49.3M |
| Gross Margin | 87.2% | 46.8% |
| Operating Margin | -11.9% | 8.5% |
| Net Margin | -10.1% | 4.7% |
| Revenue YoY | 28.8% | 11.0% |
| Net Profit YoY | -148.4% | -19.2% |
| EPS (diluted) | $-0.15 | $1.95 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $1.0B | ||
| Q3 25 | $543.5M | $863.3M | ||
| Q2 25 | $528.1M | — | ||
| Q3 24 | $421.9M | — | ||
| Q2 24 | $384.2M | — |
| Q4 25 | — | $49.3M | ||
| Q3 25 | $-54.7M | $7.6M | ||
| Q2 25 | $-923.4M | — | ||
| Q3 24 | $-22.0M | — | ||
| Q2 24 | $385.0K | — |
| Q4 25 | — | 46.8% | ||
| Q3 25 | 87.2% | 46.7% | ||
| Q2 25 | 87.3% | — | ||
| Q3 24 | 87.3% | — | ||
| Q2 24 | 86.9% | — |
| Q4 25 | — | 8.5% | ||
| Q3 25 | -11.9% | 5.7% | ||
| Q2 25 | -176.2% | — | ||
| Q3 24 | -7.3% | — | ||
| Q2 24 | -2.5% | — |
| Q4 25 | — | 4.7% | ||
| Q3 25 | -10.1% | 0.9% | ||
| Q2 25 | -174.8% | — | ||
| Q3 24 | -5.2% | — | ||
| Q2 24 | 0.1% | — |
| Q4 25 | — | $1.95 | ||
| Q3 25 | $-0.15 | $0.30 | ||
| Q2 25 | $-7.29 | — | ||
| Q3 24 | $-0.34 | — | ||
| Q2 24 | $0.00 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $445.0M | $258.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | $-530.7M |
| Total Assets | $2.0B | $2.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $258.0M | ||
| Q3 25 | $445.0M | $200.5M | ||
| Q2 25 | $868.3M | — | ||
| Q3 24 | $270.8M | — | ||
| Q2 24 | $295.4M | — |
| Q4 25 | — | $-530.7M | ||
| Q3 25 | $1.4B | $-571.3M | ||
| Q2 25 | $1.4B | — | ||
| Q3 24 | $-1.9B | — | ||
| Q2 24 | $-1.9B | — |
| Q4 25 | — | $2.1B | ||
| Q3 25 | $2.0B | $2.0B | ||
| Q2 25 | $1.9B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.5M | $164.7M |
| Free Cash FlowOCF − Capex | $15.4M | $139.5M |
| FCF MarginFCF / Revenue | 2.8% | 13.4% |
| Capex IntensityCapex / Revenue | 0.4% | 2.4% |
| Cash ConversionOCF / Net Profit | — | 3.34× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $164.7M | ||
| Q3 25 | $17.5M | $25.1M | ||
| Q2 25 | $2.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q4 25 | — | $139.5M | ||
| Q3 25 | $15.4M | $-1.3M | ||
| Q2 25 | $-888.0K | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q4 25 | — | 13.4% | ||
| Q3 25 | 2.8% | -0.1% | ||
| Q2 25 | -0.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q4 25 | — | 2.4% | ||
| Q3 25 | 0.4% | 3.1% | ||
| Q2 25 | 0.7% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q4 25 | — | 3.34× | ||
| Q3 25 | — | 3.28× | ||
| Q2 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CHYM
| Payments Revenue | $363.2M | 67% |
| Platform Related Revenue | $180.4M | 33% |
CMPR
| Vista | $532.8M | 51% |
| Print Brothers | $219.9M | 21% |
| National Pen | $150.9M | 14% |
| The Print Group | $115.2M | 11% |
| All Other Businesses | $67.2M | 6% |
