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Side-by-side financial comparison of CITIZENS, INC. (CIA) and BingEx Ltd (FLX). Click either name above to swap in a different company.

BingEx Ltd is the larger business by last-quarter revenue ($143.2M vs $72.1M, roughly 2.0× CITIZENS, INC.). CITIZENS, INC. runs the higher net margin — 10.2% vs 2.2%, a 7.9% gap on every dollar of revenue.

Citizen Watch Co., Ltd. , also known as the Citizen Group, is an electronics company primarily known for its watches and is the core company of a Japanese global corporate group based in Nishitokyo, Tokyo, Japan. In addition to Citizen brand watches, it is the parent of American watch company Bulova. Beyond watches, Citizen also manufactures calculators, printers, health care devices, and precision CNC machining equipment.

CIA vs FLX — Head-to-Head

Bigger by revenue
FLX
FLX
2.0× larger
FLX
$143.2M
$72.1M
CIA
Higher net margin
CIA
CIA
7.9% more per $
CIA
10.2%
2.2%
FLX

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CIA
CIA
FLX
FLX
Revenue
$72.1M
$143.2M
Net Profit
$7.3M
$3.2M
Gross Margin
10.8%
Operating Margin
10.9%
Net Margin
10.2%
2.2%
Revenue YoY
13.5%
Net Profit YoY
102.7%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIA
CIA
FLX
FLX
Q1 26
$143.2M
Q4 25
$72.1M
Q3 25
$62.8M
$141.2M
Q2 25
$65.1M
$143.0M
Q1 25
$55.7M
$141.0M
Q4 24
$63.5M
Q3 24
$61.7M
$164.6M
Q2 24
$62.1M
Net Profit
CIA
CIA
FLX
FLX
Q1 26
$3.2M
Q4 25
$7.3M
Q3 25
$2.4M
$6.1M
Q2 25
$6.5M
$7.5M
Q1 25
$-1.6M
$27.6M
Q4 24
$3.6M
Q3 24
$2.8M
$3.4M
Q2 24
$4.0M
Gross Margin
CIA
CIA
FLX
FLX
Q1 26
10.8%
Q4 25
Q3 25
11.1%
Q2 25
12.0%
Q1 25
10.0%
Q4 24
Q3 24
11.3%
Q2 24
Operating Margin
CIA
CIA
FLX
FLX
Q1 26
Q4 25
10.9%
Q3 25
7.1%
1.4%
Q2 25
10.6%
1.9%
Q1 25
-3.2%
Q4 24
5.9%
Q3 24
4.9%
4.0%
Q2 24
5.3%
Net Margin
CIA
CIA
FLX
FLX
Q1 26
2.2%
Q4 25
10.2%
Q3 25
3.8%
4.4%
Q2 25
9.9%
5.2%
Q1 25
-2.9%
19.6%
Q4 24
5.7%
Q3 24
4.5%
2.1%
Q2 24
6.4%

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIA
CIA
FLX
FLX
Cash + ST InvestmentsLiquidity on hand
$23.0M
$561.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$235.0M
Total Assets
$1.8B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIA
CIA
FLX
FLX
Q1 26
$561.1M
Q4 25
$23.0M
Q3 25
$23.1M
$628.6M
Q2 25
$22.7M
$499.4M
Q1 25
$18.4M
$592.4M
Q4 24
$29.3M
Q3 24
$32.4M
$517.4M
Q2 24
$26.3M
Stockholders' Equity
CIA
CIA
FLX
FLX
Q1 26
Q4 25
$235.0M
Q3 25
$225.6M
Q2 25
$229.0M
Q1 25
$218.1M
Q4 24
$210.4M
Q3 24
$207.6M
Q2 24
$191.5M
Total Assets
CIA
CIA
FLX
FLX
Q1 26
$1.3B
Q4 25
$1.8B
Q3 25
$1.7B
$1.3B
Q2 25
$1.7B
$1.2B
Q1 25
$1.7B
$1.2B
Q4 24
$1.7B
Q3 24
$1.7B
$926.8M
Q2 24
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CIA
CIA
FLX
FLX
Operating Cash FlowLast quarter
$18.0M
Free Cash FlowOCF − Capex
$17.5M
FCF MarginFCF / Revenue
24.3%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
2.45×
TTM Free Cash FlowTrailing 4 quarters
$26.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CIA
CIA
FLX
FLX
Q1 26
Q4 25
$18.0M
Q3 25
$4.7M
Q2 25
$3.5M
Q1 25
$748.0K
Q4 24
$31.9M
Q3 24
$9.7M
Q2 24
$4.6M
Free Cash Flow
CIA
CIA
FLX
FLX
Q1 26
Q4 25
$17.5M
Q3 25
$4.6M
Q2 25
$3.3M
Q1 25
$641.0K
Q4 24
$31.3M
Q3 24
$9.3M
Q2 24
$4.5M
FCF Margin
CIA
CIA
FLX
FLX
Q1 26
Q4 25
24.3%
Q3 25
7.3%
Q2 25
5.1%
Q1 25
1.2%
Q4 24
49.2%
Q3 24
15.1%
Q2 24
7.2%
Capex Intensity
CIA
CIA
FLX
FLX
Q1 26
Q4 25
0.6%
Q3 25
0.1%
Q2 25
0.3%
Q1 25
0.2%
Q4 24
1.0%
Q3 24
0.6%
Q2 24
0.2%
Cash Conversion
CIA
CIA
FLX
FLX
Q1 26
Q4 25
2.45×
Q3 25
1.93×
Q2 25
0.54×
Q1 25
Q4 24
8.81×
Q3 24
3.48×
Q2 24
1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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