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Side-by-side financial comparison of CI&T Inc (CINT) and FNB CORP (FNB). Click either name above to swap in a different company.

CI&T Inc is the larger business by last-quarter revenue ($489.6M vs $366.0M, roughly 1.3× FNB CORP). FNB CORP runs the higher net margin — 45.9% vs 8.3%, a 37.6% gap on every dollar of revenue. On growth, FNB CORP posted the faster year-over-year revenue change (13.7% vs 11.5%). FNB CORP produced more free cash flow last quarter ($99.0M vs $45.8M).

CI&T Inc is a global digital transformation service provider offering end-to-end solutions including custom software development, cloud migration, data analytics, user experience design, and AI integration. It serves clients across retail, financial services, healthcare, manufacturing sectors, with operations spanning the Americas, Europe, and Asia Pacific.

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

CINT vs FNB — Head-to-Head

Bigger by revenue
CINT
CINT
1.3× larger
CINT
$489.6M
$366.0M
FNB
Growing faster (revenue YoY)
FNB
FNB
+2.1% gap
FNB
13.7%
11.5%
CINT
Higher net margin
FNB
FNB
37.6% more per $
FNB
45.9%
8.3%
CINT
More free cash flow
FNB
FNB
$53.2M more FCF
FNB
$99.0M
$45.8M
CINT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CINT
CINT
FNB
FNB
Revenue
$489.6M
$366.0M
Net Profit
$40.6M
$168.0M
Gross Margin
32.0%
Operating Margin
13.4%
45.1%
Net Margin
8.3%
45.9%
Revenue YoY
11.5%
13.7%
Net Profit YoY
37.7%
52.7%
EPS (diluted)
$0.30
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CINT
CINT
FNB
FNB
Q4 25
$489.6M
$366.0M
Q3 25
$359.0M
Q2 25
$348.0M
Q1 25
$323.0M
Q4 24
$439.0M
$322.0M
Q3 24
$323.0M
Q2 24
$316.0M
Q1 24
$319.0M
Net Profit
CINT
CINT
FNB
FNB
Q4 25
$40.6M
$168.0M
Q3 25
$150.0M
Q2 25
$130.0M
Q1 25
$117.0M
Q4 24
$29.5M
$110.0M
Q3 24
$110.0M
Q2 24
$123.0M
Q1 24
$122.0M
Gross Margin
CINT
CINT
FNB
FNB
Q4 25
32.0%
Q3 25
Q2 25
Q1 25
Q4 24
34.2%
Q3 24
Q2 24
Q1 24
Operating Margin
CINT
CINT
FNB
FNB
Q4 25
13.4%
45.1%
Q3 25
52.9%
Q2 25
47.7%
Q1 25
45.8%
Q4 24
12.7%
31.7%
Q3 24
43.3%
Q2 24
49.7%
Q1 24
48.9%
Net Margin
CINT
CINT
FNB
FNB
Q4 25
8.3%
45.9%
Q3 25
41.8%
Q2 25
37.4%
Q1 25
36.2%
Q4 24
6.7%
34.2%
Q3 24
34.1%
Q2 24
38.9%
Q1 24
38.2%
EPS (diluted)
CINT
CINT
FNB
FNB
Q4 25
$0.30
$0.47
Q3 25
$0.41
Q2 25
$0.36
Q1 25
$0.32
Q4 24
$0.22
$0.31
Q3 24
$0.30
Q2 24
$0.34
Q1 24
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CINT
CINT
FNB
FNB
Cash + ST InvestmentsLiquidity on hand
$47.9M
$2.5B
Total DebtLower is stronger
$122.6M
$1.9B
Stockholders' EquityBook value
$308.9M
$6.8B
Total Assets
$550.5M
$50.2B
Debt / EquityLower = less leverage
0.40×
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CINT
CINT
FNB
FNB
Q4 25
$47.9M
$2.5B
Q3 25
$2.4B
Q2 25
$2.4B
Q1 25
$2.4B
Q4 24
$56.6M
$2.4B
Q3 24
$2.1B
Q2 24
$1.9B
Q1 24
$1.5B
Total Debt
CINT
CINT
FNB
FNB
Q4 25
$122.6M
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$138.7M
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Q1 24
$2.1B
Stockholders' Equity
CINT
CINT
FNB
FNB
Q4 25
$308.9M
$6.8B
Q3 25
$6.6B
Q2 25
$6.5B
Q1 25
$6.4B
Q4 24
$280.1M
$6.3B
Q3 24
$6.2B
Q2 24
$6.1B
Q1 24
$6.0B
Total Assets
CINT
CINT
FNB
FNB
Q4 25
$550.5M
$50.2B
Q3 25
$49.9B
Q2 25
$49.7B
Q1 25
$49.0B
Q4 24
$526.4M
$48.6B
Q3 24
$48.0B
Q2 24
$47.7B
Q1 24
$45.9B
Debt / Equity
CINT
CINT
FNB
FNB
Q4 25
0.40×
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.50×
0.48×
Q3 24
0.40×
Q2 24
0.33×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CINT
CINT
FNB
FNB
Operating Cash FlowLast quarter
$60.6M
$128.0M
Free Cash FlowOCF − Capex
$45.8M
$99.0M
FCF MarginFCF / Revenue
9.4%
27.0%
Capex IntensityCapex / Revenue
3.0%
7.9%
Cash ConversionOCF / Net Profit
1.49×
0.76×
TTM Free Cash FlowTrailing 4 quarters
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CINT
CINT
FNB
FNB
Q4 25
$60.6M
$128.0M
Q3 25
$167.0M
Q2 25
$123.0M
Q1 25
$64.0M
Q4 24
$69.0M
$326.0M
Q3 24
$-14.0M
Q2 24
$85.0M
Q1 24
$245.0M
Free Cash Flow
CINT
CINT
FNB
FNB
Q4 25
$45.8M
$99.0M
Q3 25
$149.0M
Q2 25
$85.0M
Q1 25
$43.0M
Q4 24
$58.4M
$278.0M
Q3 24
$-46.0M
Q2 24
$55.0M
Q1 24
$216.0M
FCF Margin
CINT
CINT
FNB
FNB
Q4 25
9.4%
27.0%
Q3 25
41.5%
Q2 25
24.4%
Q1 25
13.3%
Q4 24
13.3%
86.3%
Q3 24
-14.2%
Q2 24
17.4%
Q1 24
67.7%
Capex Intensity
CINT
CINT
FNB
FNB
Q4 25
3.0%
7.9%
Q3 25
5.0%
Q2 25
10.9%
Q1 25
6.5%
Q4 24
2.4%
14.9%
Q3 24
9.9%
Q2 24
9.5%
Q1 24
9.1%
Cash Conversion
CINT
CINT
FNB
FNB
Q4 25
1.49×
0.76×
Q3 25
1.11×
Q2 25
0.95×
Q1 25
0.55×
Q4 24
2.34×
2.96×
Q3 24
-0.13×
Q2 24
0.69×
Q1 24
2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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