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Side-by-side financial comparison of CI&T Inc (CINT) and HOVNANIAN ENTERPRISES INC (HOV). Click either name above to swap in a different company.

HOVNANIAN ENTERPRISES INC is the larger business by last-quarter revenue ($817.9M vs $489.6M, roughly 1.7× CI&T Inc). CI&T Inc runs the higher net margin — 8.3% vs -0.1%, a 8.4% gap on every dollar of revenue. On growth, CI&T Inc posted the faster year-over-year revenue change (11.5% vs -16.5%). HOVNANIAN ENTERPRISES INC produced more free cash flow last quarter ($164.0M vs $45.8M).

CI&T Inc is a global digital transformation service provider offering end-to-end solutions including custom software development, cloud migration, data analytics, user experience design, and AI integration. It serves clients across retail, financial services, healthcare, manufacturing sectors, with operations spanning the Americas, Europe, and Asia Pacific.

Hovnanian Enterprises, Inc. is an American real estate company which is involved in every aspect of marketing homes, including design, construction and sales. The company works with individual detached housing as well as higher-occupancy dwellings, including townhouses, condominiums and retirement homes.

CINT vs HOV — Head-to-Head

Bigger by revenue
HOV
HOV
1.7× larger
HOV
$817.9M
$489.6M
CINT
Growing faster (revenue YoY)
CINT
CINT
+28.1% gap
CINT
11.5%
-16.5%
HOV
Higher net margin
CINT
CINT
8.4% more per $
CINT
8.3%
-0.1%
HOV
More free cash flow
HOV
HOV
$118.2M more FCF
HOV
$164.0M
$45.8M
CINT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CINT
CINT
HOV
HOV
Revenue
$489.6M
$817.9M
Net Profit
$40.6M
$-667.0K
Gross Margin
32.0%
Operating Margin
13.4%
-0.5%
Net Margin
8.3%
-0.1%
Revenue YoY
11.5%
-16.5%
Net Profit YoY
37.7%
-100.7%
EPS (diluted)
$0.30
$-0.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CINT
CINT
HOV
HOV
Q4 25
$489.6M
$817.9M
Q3 25
$800.6M
Q2 25
$686.5M
Q1 25
$673.6M
Q4 24
$439.0M
$979.6M
Q3 24
$722.7M
Q2 24
$708.4M
Q1 24
$594.2M
Net Profit
CINT
CINT
HOV
HOV
Q4 25
$40.6M
$-667.0K
Q3 25
$16.6M
Q2 25
$19.7M
Q1 25
$28.2M
Q4 24
$29.5M
$94.3M
Q3 24
$72.9M
Q2 24
$50.8M
Q1 24
$23.9M
Gross Margin
CINT
CINT
HOV
HOV
Q4 25
32.0%
Q3 25
Q2 25
Q1 25
Q4 24
34.2%
Q3 24
Q2 24
Q1 24
Operating Margin
CINT
CINT
HOV
HOV
Q4 25
13.4%
-0.5%
Q3 25
3.0%
Q2 25
3.9%
Q1 25
5.9%
Q4 24
12.7%
12.0%
Q3 24
13.5%
Q2 24
9.8%
Q1 24
5.5%
Net Margin
CINT
CINT
HOV
HOV
Q4 25
8.3%
-0.1%
Q3 25
2.1%
Q2 25
2.9%
Q1 25
4.2%
Q4 24
6.7%
9.6%
Q3 24
10.1%
Q2 24
7.2%
Q1 24
4.0%
EPS (diluted)
CINT
CINT
HOV
HOV
Q4 25
$0.30
$-0.57
Q3 25
$1.99
Q2 25
$2.43
Q1 25
$3.58
Q4 24
$0.22
$12.47
Q3 24
$9.75
Q2 24
$6.66
Q1 24
$2.91

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CINT
CINT
HOV
HOV
Cash + ST InvestmentsLiquidity on hand
$47.9M
Total DebtLower is stronger
$122.6M
$900.7M
Stockholders' EquityBook value
$308.9M
$830.9M
Total Assets
$550.5M
$2.6B
Debt / EquityLower = less leverage
0.40×
1.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CINT
CINT
HOV
HOV
Q4 25
$47.9M
Q3 25
Q2 25
Q1 25
Q4 24
$56.6M
Q3 24
Q2 24
Q1 24
Total Debt
CINT
CINT
HOV
HOV
Q4 25
$122.6M
$900.7M
Q3 25
$861.9M
Q2 25
$864.3M
Q1 25
$893.7M
Q4 24
$138.7M
$896.2M
Q3 24
$898.7M
Q2 24
$933.0M
Q1 24
$934.6M
Stockholders' Equity
CINT
CINT
HOV
HOV
Q4 25
$308.9M
$830.9M
Q3 25
$835.4M
Q2 25
$820.4M
Q1 25
$811.4M
Q4 24
$280.1M
$800.3M
Q3 24
$703.4M
Q2 24
$647.0M
Q1 24
$607.1M
Total Assets
CINT
CINT
HOV
HOV
Q4 25
$550.5M
$2.6B
Q3 25
$2.6B
Q2 25
$2.6B
Q1 25
$2.5B
Q4 24
$526.4M
$2.6B
Q3 24
$2.5B
Q2 24
$2.3B
Q1 24
$2.3B
Debt / Equity
CINT
CINT
HOV
HOV
Q4 25
0.40×
1.08×
Q3 25
1.03×
Q2 25
1.05×
Q1 25
1.10×
Q4 24
0.50×
1.12×
Q3 24
1.28×
Q2 24
1.44×
Q1 24
1.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CINT
CINT
HOV
HOV
Operating Cash FlowLast quarter
$60.6M
$169.1M
Free Cash FlowOCF − Capex
$45.8M
$164.0M
FCF MarginFCF / Revenue
9.4%
20.0%
Capex IntensityCapex / Revenue
3.0%
0.6%
Cash ConversionOCF / Net Profit
1.49×
TTM Free Cash FlowTrailing 4 quarters
$166.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CINT
CINT
HOV
HOV
Q4 25
$60.6M
$169.1M
Q3 25
$52.8M
Q2 25
$22.3M
Q1 25
$-55.9M
Q4 24
$69.0M
$115.8M
Q3 24
$-92.3M
Q2 24
$89.1M
Q1 24
$-89.0M
Free Cash Flow
CINT
CINT
HOV
HOV
Q4 25
$45.8M
$164.0M
Q3 25
$45.8M
Q2 25
$16.0M
Q1 25
$-59.6M
Q4 24
$58.4M
$111.4M
Q3 24
$-95.8M
Q2 24
$84.7M
Q1 24
$-94.4M
FCF Margin
CINT
CINT
HOV
HOV
Q4 25
9.4%
20.0%
Q3 25
5.7%
Q2 25
2.3%
Q1 25
-8.8%
Q4 24
13.3%
11.4%
Q3 24
-13.3%
Q2 24
12.0%
Q1 24
-15.9%
Capex Intensity
CINT
CINT
HOV
HOV
Q4 25
3.0%
0.6%
Q3 25
0.9%
Q2 25
0.9%
Q1 25
0.5%
Q4 24
2.4%
0.5%
Q3 24
0.5%
Q2 24
0.6%
Q1 24
0.9%
Cash Conversion
CINT
CINT
HOV
HOV
Q4 25
1.49×
Q3 25
3.18×
Q2 25
1.13×
Q1 25
-1.98×
Q4 24
2.34×
1.23×
Q3 24
-1.27×
Q2 24
1.75×
Q1 24
-3.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CINT
CINT

Segment breakdown not available.

HOV
HOV

Home Building$789.8M97%
Financial Services$28.1M3%
Management Fees$7.1M1%

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