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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and COMPX INTERNATIONAL INC (CIX). Click either name above to swap in a different company.

CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $37.7M, roughly 1.3× COMPX INTERNATIONAL INC). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs 12.4%, a 19.3% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -0.4%).

Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.

COMPX International Inc. is a diversified manufacturer of security and control products, including high-performance locking systems, electronic access solutions, ergonomic workstation components, and marine hardware. It primarily serves North American and European markets, catering to commercial, residential, industrial, healthcare, and recreational marine segments.

CIVB vs CIX — Head-to-Head

Bigger by revenue
CIVB
CIVB
1.3× larger
CIVB
$47.3M
$37.7M
CIX
Higher net margin
CIVB
CIVB
19.3% more per $
CIVB
31.7%
12.4%
CIX
Faster 2-yr revenue CAGR
CIVB
CIVB
Annualised
CIVB
11.3%
-0.4%
CIX

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CIVB
CIVB
CIX
CIX
Revenue
$47.3M
$37.7M
Net Profit
$15.0M
$4.7M
Gross Margin
32.1%
Operating Margin
15.0%
Net Margin
31.7%
12.4%
Revenue YoY
-1.9%
Net Profit YoY
47.4%
3.6%
EPS (diluted)
$0.72
$0.38

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIVB
CIVB
CIX
CIX
Q1 26
$47.3M
Q4 25
$46.3M
$37.7M
Q3 25
$44.2M
$40.0M
Q2 25
$41.4M
$40.4M
Q1 25
$40.6M
$40.3M
Q4 24
$40.4M
$38.4M
Q3 24
$39.3M
$33.7M
Q2 24
$38.1M
$35.9M
Net Profit
CIVB
CIVB
CIX
CIX
Q1 26
$15.0M
Q4 25
$4.7M
Q3 25
$12.8M
$4.2M
Q2 25
$11.0M
$5.5M
Q1 25
$10.2M
$5.1M
Q4 24
$4.5M
Q3 24
$8.4M
$3.5M
Q2 24
$7.1M
$4.8M
Gross Margin
CIVB
CIVB
CIX
CIX
Q1 26
Q4 25
32.1%
Q3 25
27.6%
Q2 25
31.9%
Q1 25
30.2%
Q4 24
28.8%
Q3 24
28.1%
Q2 24
31.1%
Operating Margin
CIVB
CIVB
CIX
CIX
Q1 26
Q4 25
31.8%
15.0%
Q3 25
35.4%
11.9%
Q2 25
31.1%
15.7%
Q1 25
29.4%
14.6%
Q4 24
28.2%
12.7%
Q3 24
25.2%
9.9%
Q2 24
21.2%
14.2%
Net Margin
CIVB
CIVB
CIX
CIX
Q1 26
31.7%
Q4 25
12.4%
Q3 25
28.9%
10.6%
Q2 25
26.6%
13.5%
Q1 25
25.0%
12.7%
Q4 24
11.7%
Q3 24
21.3%
10.3%
Q2 24
18.5%
13.5%
EPS (diluted)
CIVB
CIVB
CIX
CIX
Q1 26
$0.72
Q4 25
$0.59
$0.38
Q3 25
$0.68
$0.34
Q2 25
$0.71
$0.44
Q1 25
$0.66
$0.42
Q4 24
$0.62
$0.37
Q3 24
$0.53
$0.28
Q2 24
$0.45
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIVB
CIVB
CIX
CIX
Cash + ST InvestmentsLiquidity on hand
$54.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$553.9M
$138.6M
Total Assets
$4.3B
$156.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIVB
CIVB
CIX
CIX
Q1 26
Q4 25
$54.1M
Q3 25
$46.3M
Q2 25
$56.2M
Q1 25
$56.1M
Q4 24
$60.8M
Q3 24
$58.8M
Q2 24
$82.1M
Stockholders' Equity
CIVB
CIVB
CIX
CIX
Q1 26
$553.9M
Q4 25
$543.5M
$138.6M
Q3 25
$499.0M
$137.7M
Q2 25
$404.1M
$149.5M
Q1 25
$397.4M
$147.6M
Q4 24
$388.5M
$146.1M
Q3 24
$394.4M
$145.3M
Q2 24
$373.8M
$170.2M
Total Assets
CIVB
CIVB
CIX
CIX
Q1 26
$4.3B
Q4 25
$4.3B
$156.2M
Q3 25
$4.1B
$153.7M
Q2 25
$4.2B
$164.8M
Q1 25
$4.1B
$162.2M
Q4 24
$4.1B
$163.0M
Q3 24
$4.1B
$160.1M
Q2 24
$4.0B
$185.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CIVB
CIVB
CIX
CIX
Operating Cash FlowLast quarter
$12.0M
Free Cash FlowOCF − Capex
$11.4M
FCF MarginFCF / Revenue
30.3%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
2.57×
TTM Free Cash FlowTrailing 4 quarters
$19.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CIVB
CIVB
CIX
CIX
Q1 26
Q4 25
$43.3M
$12.0M
Q3 25
$19.0M
$6.3M
Q2 25
$11.1M
$4.7M
Q1 25
$3.6M
$-137.0K
Q4 24
$48.2M
$7.3M
Q3 24
$12.9M
$4.1M
Q2 24
$12.2M
$9.8M
Free Cash Flow
CIVB
CIVB
CIX
CIX
Q1 26
Q4 25
$42.1M
$11.4M
Q3 25
$5.3M
Q2 25
$3.4M
Q1 25
$3.5M
$-959.0K
Q4 24
$44.1M
$7.1M
Q3 24
$3.6M
Q2 24
$9.4M
FCF Margin
CIVB
CIVB
CIX
CIX
Q1 26
Q4 25
90.9%
30.3%
Q3 25
13.2%
Q2 25
8.4%
Q1 25
8.5%
-2.4%
Q4 24
109.1%
18.5%
Q3 24
10.8%
Q2 24
26.2%
Capex Intensity
CIVB
CIVB
CIX
CIX
Q1 26
Q4 25
2.5%
1.6%
Q3 25
2.5%
Q2 25
3.3%
Q1 25
0.4%
2.0%
Q4 24
10.4%
0.6%
Q3 24
1.4%
Q2 24
1.2%
Cash Conversion
CIVB
CIVB
CIX
CIX
Q1 26
Q4 25
2.57×
Q3 25
1.49×
1.48×
Q2 25
1.01×
0.87×
Q1 25
0.36×
-0.03×
Q4 24
1.62×
Q3 24
1.54×
1.18×
Q2 24
1.73×
2.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CIVB
CIVB

Net Interest Income$37.8M80%
Noninterest Income$9.4M20%

CIX
CIX

Security Products$29.5M78%
Marine Components$8.2M22%

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