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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Clarus Corp (CLAR). Click either name above to swap in a different company.
Clarus Corp is the larger business by last-quarter revenue ($65.4M vs $47.3M, roughly 1.4× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -47.8%, a 79.5% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -2.9%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Clarus Corp is a global designer, manufacturer, and distributor of high-performance outdoor recreation, climbing, camping, and lifestyle products. It manages a portfolio of leading consumer brands, serving outdoor enthusiasts, professional athletes, and retail partners across North America, Europe, and the Asia-Pacific region, with a focus on innovative, durable gear for active lifestyles.
CIVB vs CLAR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $65.4M |
| Net Profit | $15.0M | $-31.3M |
| Gross Margin | — | 27.7% |
| Operating Margin | — | -59.6% |
| Net Margin | 31.7% | -47.8% |
| Revenue YoY | — | -8.4% |
| Net Profit YoY | 47.4% | 52.3% |
| EPS (diluted) | $0.72 | $-0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $65.4M | ||
| Q3 25 | $44.2M | $69.3M | ||
| Q2 25 | $41.4M | $55.2M | ||
| Q1 25 | $40.6M | $60.4M | ||
| Q4 24 | $40.4M | $71.4M | ||
| Q3 24 | $39.3M | $67.1M | ||
| Q2 24 | $38.1M | $56.5M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-31.3M | ||
| Q3 25 | $12.8M | $-1.6M | ||
| Q2 25 | $11.0M | $-8.4M | ||
| Q1 25 | $10.2M | $-5.2M | ||
| Q4 24 | — | $-65.5M | ||
| Q3 24 | $8.4M | $-3.2M | ||
| Q2 24 | $7.1M | $-5.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 27.7% | ||
| Q3 25 | — | 35.1% | ||
| Q2 25 | — | 35.6% | ||
| Q1 25 | — | 34.4% | ||
| Q4 24 | — | 33.4% | ||
| Q3 24 | — | 35.0% | ||
| Q2 24 | — | 36.1% |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -59.6% | ||
| Q3 25 | 35.4% | -4.4% | ||
| Q2 25 | 31.1% | -19.7% | ||
| Q1 25 | 29.4% | -11.2% | ||
| Q4 24 | 28.2% | -70.2% | ||
| Q3 24 | 25.2% | -8.0% | ||
| Q2 24 | 21.2% | -14.4% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -47.8% | ||
| Q3 25 | 28.9% | -2.3% | ||
| Q2 25 | 26.6% | -15.3% | ||
| Q1 25 | 25.0% | -8.7% | ||
| Q4 24 | — | -91.8% | ||
| Q3 24 | 21.3% | -4.7% | ||
| Q2 24 | 18.5% | -9.7% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.81 | ||
| Q3 25 | $0.68 | $-0.04 | ||
| Q2 25 | $0.71 | $-0.22 | ||
| Q1 25 | $0.66 | $-0.14 | ||
| Q4 24 | $0.62 | $-1.72 | ||
| Q3 24 | $0.53 | $-0.08 | ||
| Q2 24 | $0.45 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $36.7M |
| Total DebtLower is stronger | — | $0 |
| Stockholders' EquityBook value | $553.9M | $196.4M |
| Total Assets | $4.3B | $249.0M |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $36.7M | ||
| Q3 25 | — | $29.5M | ||
| Q2 25 | — | $28.5M | ||
| Q1 25 | — | $41.3M | ||
| Q4 24 | — | $45.4M | ||
| Q3 24 | — | $36.4M | ||
| Q2 24 | — | $46.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $2.0M | ||
| Q2 25 | — | $1.9M | ||
| Q1 25 | — | $1.9M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $196.4M | ||
| Q3 25 | $499.0M | $225.8M | ||
| Q2 25 | $404.1M | $225.1M | ||
| Q1 25 | $397.4M | $229.3M | ||
| Q4 24 | $388.5M | $233.1M | ||
| Q3 24 | $394.4M | $308.5M | ||
| Q2 24 | $373.8M | $307.3M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $249.0M | ||
| Q3 25 | $4.1B | $283.1M | ||
| Q2 25 | $4.2B | $286.5M | ||
| Q1 25 | $4.1B | $292.8M | ||
| Q4 24 | $4.1B | $294.1M | ||
| Q3 24 | $4.1B | $375.3M | ||
| Q2 24 | $4.0B | $369.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.01× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.01× | ||
| Q4 24 | — | 0.01× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $12.5M |
| Free Cash FlowOCF − Capex | — | $11.6M |
| FCF MarginFCF / Revenue | — | 17.7% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $12.5M | ||
| Q3 25 | $19.0M | $-5.7M | ||
| Q2 25 | $11.1M | $-9.4M | ||
| Q1 25 | $3.6M | $-2.1M | ||
| Q4 24 | $48.2M | $16.6M | ||
| Q3 24 | $12.9M | $-8.3M | ||
| Q2 24 | $12.2M | $834.0K |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $11.6M | ||
| Q3 25 | — | $-7.0M | ||
| Q2 25 | — | $-11.3M | ||
| Q1 25 | $3.5M | $-3.3M | ||
| Q4 24 | $44.1M | $14.4M | ||
| Q3 24 | — | $-9.4M | ||
| Q2 24 | — | $-744.0K |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | 17.7% | ||
| Q3 25 | — | -10.0% | ||
| Q2 25 | — | -20.4% | ||
| Q1 25 | 8.5% | -5.4% | ||
| Q4 24 | 109.1% | 20.1% | ||
| Q3 24 | — | -14.0% | ||
| Q2 24 | — | -1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 1.4% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | 0.4% | 2.0% | ||
| Q4 24 | 10.4% | 3.1% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 2.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
CLAR
| Other | $37.1M | 57% |
| Outdoor Segment | $25.3M | 39% |
| Adventure Segment | $3.0M | 5% |
