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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and FITLIFE BRANDS, INC. (FTLF). Click either name above to swap in a different company.
CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $25.9M, roughly 1.8× FITLIFE BRANDS, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs 6.3%, a 25.4% gap on every dollar of revenue. Over the past eight quarters, FITLIFE BRANDS, INC.'s revenue compounded faster (25.1% CAGR vs 11.3%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
FitLife Brands, Inc. is a health and wellness firm developing, marketing and distributing premium nutritional supplements, sports nutrition products and weight management solutions. It serves North American fitness enthusiasts, athletes and health-focused consumers via retail and e-commerce channels.
CIVB vs FTLF — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $25.9M |
| Net Profit | $15.0M | $1.6M |
| Gross Margin | — | 34.5% |
| Operating Margin | — | 8.8% |
| Net Margin | 31.7% | 6.3% |
| Revenue YoY | — | 72.6% |
| Net Profit YoY | 47.4% | -20.8% |
| EPS (diluted) | $0.72 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $25.9M | ||
| Q3 25 | $44.2M | $23.5M | ||
| Q2 25 | $41.4M | $16.1M | ||
| Q1 25 | $40.6M | $15.9M | ||
| Q4 24 | $40.4M | $15.0M | ||
| Q3 24 | $39.3M | $16.0M | ||
| Q2 24 | $38.1M | $16.9M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $1.6M | ||
| Q3 25 | $12.8M | $921.0K | ||
| Q2 25 | $11.0M | $1.7M | ||
| Q1 25 | $10.2M | $2.0M | ||
| Q4 24 | — | $2.1M | ||
| Q3 24 | $8.4M | $2.1M | ||
| Q2 24 | $7.1M | $2.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.5% | ||
| Q3 25 | — | 37.2% | ||
| Q2 25 | — | 42.8% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 44.8% |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | 8.8% | ||
| Q3 25 | 35.4% | 9.9% | ||
| Q2 25 | 31.1% | 15.6% | ||
| Q1 25 | 29.4% | 18.6% | ||
| Q4 24 | 28.2% | 19.2% | ||
| Q3 24 | 25.2% | 19.9% | ||
| Q2 24 | 21.2% | 21.7% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | 6.3% | ||
| Q3 25 | 28.9% | 3.9% | ||
| Q2 25 | 26.6% | 10.8% | ||
| Q1 25 | 25.0% | 12.7% | ||
| Q4 24 | — | 13.8% | ||
| Q3 24 | 21.3% | 13.3% | ||
| Q2 24 | 18.5% | 15.5% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $0.16 | ||
| Q3 25 | $0.68 | $0.09 | ||
| Q2 25 | $0.71 | $0.18 | ||
| Q1 25 | $0.66 | $0.20 | ||
| Q4 24 | $0.62 | $0.22 | ||
| Q3 24 | $0.53 | $0.21 | ||
| Q2 24 | $0.45 | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $43.6M |
| Total Assets | $4.3B | $106.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $46.5M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $13.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $43.6M | ||
| Q3 25 | $499.0M | $41.9M | ||
| Q2 25 | $404.1M | $40.9M | ||
| Q1 25 | $397.4M | $38.9M | ||
| Q4 24 | $388.5M | $36.1M | ||
| Q3 24 | $394.4M | $34.2M | ||
| Q2 24 | $373.8M | $31.9M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $106.3M | ||
| Q3 25 | $4.1B | $110.0M | ||
| Q2 25 | $4.2B | $62.8M | ||
| Q1 25 | $4.1B | $62.2M | ||
| Q4 24 | $4.1B | $58.5M | ||
| Q3 24 | $4.1B | $58.6M | ||
| Q2 24 | $4.0B | $57.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 1.11× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $244.0K |
| Free Cash FlowOCF − Capex | — | $239.0K |
| FCF MarginFCF / Revenue | — | 0.9% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | 0.15× |
| TTM Free Cash FlowTrailing 4 quarters | — | $7.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $244.0K | ||
| Q3 25 | $19.0M | $3.7M | ||
| Q2 25 | $11.1M | $1.2M | ||
| Q1 25 | $3.6M | $2.3M | ||
| Q4 24 | $48.2M | $957.0K | ||
| Q3 24 | $12.9M | $2.0M | ||
| Q2 24 | $12.2M | $1.6M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $239.0K | ||
| Q3 25 | — | $3.7M | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | $3.5M | $2.3M | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | 0.9% | ||
| Q3 25 | — | 15.6% | ||
| Q2 25 | — | 7.4% | ||
| Q1 25 | 8.5% | 14.5% | ||
| Q4 24 | 109.1% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 0.0% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | 0.4% | 0.2% | ||
| Q4 24 | 10.4% | 0.0% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.15× | ||
| Q3 25 | 1.49× | 3.99× | ||
| Q2 25 | 1.01× | 0.68× | ||
| Q1 25 | 0.36× | 1.15× | ||
| Q4 24 | — | 0.46× | ||
| Q3 24 | 1.54× | 0.96× | ||
| Q2 24 | 1.73× | 0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
FTLF
| US | $24.3M | 94% |
| Other | $1.7M | 6% |
