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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and GAIA, INC (GAIA). Click either name above to swap in a different company.
CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $25.5M, roughly 1.9× GAIA, INC). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -0.3%, a 32.0% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs 9.4%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Gaia, Inc. is a publicly traded (NASDAQ:GAIA) American media company founded in 1988 by Jirka Rysavy in Louisville, Colorado. It owns and operates Gaia TV, a subscription video on-demand service consisting of original and licensed alternative media documentaries, including those on wellness, spirituality and conspiracy theories.
CIVB vs GAIA — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $25.5M |
| Net Profit | $15.0M | $-75.0K |
| Gross Margin | — | 87.6% |
| Operating Margin | — | -2.6% |
| Net Margin | 31.7% | -0.3% |
| Revenue YoY | — | 5.8% |
| Net Profit YoY | 47.4% | 91.7% |
| EPS (diluted) | $0.72 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $25.5M | ||
| Q3 25 | $44.2M | $25.0M | ||
| Q2 25 | $41.4M | $24.6M | ||
| Q1 25 | $40.6M | $23.8M | ||
| Q4 24 | $40.4M | $24.1M | ||
| Q3 24 | $39.3M | $22.0M | ||
| Q2 24 | $38.1M | $21.9M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-75.0K | ||
| Q3 25 | $12.8M | $-1.2M | ||
| Q2 25 | $11.0M | $-2.0M | ||
| Q1 25 | $10.2M | $-1.2M | ||
| Q4 24 | — | $-907.0K | ||
| Q3 24 | $8.4M | $-1.2M | ||
| Q2 24 | $7.1M | $-2.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 87.6% | ||
| Q3 25 | — | 86.4% | ||
| Q2 25 | — | 86.7% | ||
| Q1 25 | — | 87.7% | ||
| Q4 24 | — | 88.2% | ||
| Q3 24 | — | 86.1% | ||
| Q2 24 | — | 84.5% |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -2.6% | ||
| Q3 25 | 35.4% | -5.0% | ||
| Q2 25 | 31.1% | -8.9% | ||
| Q1 25 | 29.4% | -4.3% | ||
| Q4 24 | 28.2% | -7.1% | ||
| Q3 24 | 25.2% | -5.3% | ||
| Q2 24 | 21.2% | -9.1% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -0.3% | ||
| Q3 25 | 28.9% | -4.6% | ||
| Q2 25 | 26.6% | -8.3% | ||
| Q1 25 | 25.0% | -5.1% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 21.3% | -5.4% | ||
| Q2 24 | 18.5% | -9.9% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.02 | ||
| Q3 25 | $0.68 | $-0.05 | ||
| Q2 25 | $0.71 | $-0.07 | ||
| Q1 25 | $0.66 | $-0.04 | ||
| Q4 24 | $0.62 | $-0.03 | ||
| Q3 24 | $0.53 | $-0.05 | ||
| Q2 24 | $0.45 | $-0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $13.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $87.9M |
| Total Assets | $4.3B | $154.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $13.5M | ||
| Q3 25 | — | $14.2M | ||
| Q2 25 | — | $13.9M | ||
| Q1 25 | — | $13.1M | ||
| Q4 24 | — | $5.9M | ||
| Q3 24 | — | $4.4M | ||
| Q2 24 | — | $5.5M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $87.9M | ||
| Q3 25 | $499.0M | $86.3M | ||
| Q2 25 | $404.1M | $85.7M | ||
| Q1 25 | $397.4M | $87.0M | ||
| Q4 24 | $388.5M | $80.7M | ||
| Q3 24 | $394.4M | $81.2M | ||
| Q2 24 | $373.8M | $82.1M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $154.6M | ||
| Q3 25 | $4.1B | $151.1M | ||
| Q2 25 | $4.2B | $147.0M | ||
| Q1 25 | $4.1B | $148.5M | ||
| Q4 24 | $4.1B | $141.2M | ||
| Q3 24 | $4.1B | $139.6M | ||
| Q2 24 | $4.0B | $142.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.8M |
| Free Cash FlowOCF − Capex | — | $76.0K |
| FCF MarginFCF / Revenue | — | 0.3% |
| Capex IntensityCapex / Revenue | — | 6.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-377.0K |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $1.8M | ||
| Q3 25 | $19.0M | $326.0K | ||
| Q2 25 | $11.1M | $2.3M | ||
| Q1 25 | $3.6M | $1.3M | ||
| Q4 24 | $48.2M | $2.7M | ||
| Q3 24 | $12.9M | $409.0K | ||
| Q2 24 | $12.2M | $-2.1M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $76.0K | ||
| Q3 25 | — | $-1.6M | ||
| Q2 25 | — | $880.0K | ||
| Q1 25 | $3.5M | $268.0K | ||
| Q4 24 | $44.1M | $1.6M | ||
| Q3 24 | — | $-952.0K | ||
| Q2 24 | — | $-3.5M |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | 0.3% | ||
| Q3 25 | — | -6.4% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | 8.5% | 1.1% | ||
| Q4 24 | 109.1% | 6.5% | ||
| Q3 24 | — | -4.3% | ||
| Q2 24 | — | -16.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 6.6% | ||
| Q3 25 | — | 7.7% | ||
| Q2 25 | — | 5.7% | ||
| Q1 25 | 0.4% | 4.3% | ||
| Q4 24 | 10.4% | 4.6% | ||
| Q3 24 | — | 6.2% | ||
| Q2 24 | — | 6.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
GAIA
| US | $16.7M | 65% |
| Non Us | $8.8M | 35% |
