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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Globalstar, Inc. (GSAT). Click either name above to swap in a different company.
Globalstar, Inc. is the larger business by last-quarter revenue ($72.0M vs $47.3M, roughly 1.5× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -16.1%, a 47.9% gap on every dollar of revenue. Over the past eight quarters, Globalstar, Inc.'s revenue compounded faster (12.9% CAGR vs 11.3%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Globalstar, Inc. is an American telecommunications company that operates a satellite constellation in low Earth orbit (LEO) for satellite phone, low-speed data transmission and Earth observation. The Globalstar second-generation constellation consists of 25 satellites.
CIVB vs GSAT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $72.0M |
| Net Profit | $15.0M | $-11.6M |
| Gross Margin | — | — |
| Operating Margin | — | -0.5% |
| Net Margin | 31.7% | -16.1% |
| Revenue YoY | — | 17.6% |
| Net Profit YoY | 47.4% | 76.9% |
| EPS (diluted) | $0.72 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $72.0M | ||
| Q3 25 | $44.2M | $73.8M | ||
| Q2 25 | $41.4M | $67.1M | ||
| Q1 25 | $40.6M | $60.0M | ||
| Q4 24 | $40.4M | $61.2M | ||
| Q3 24 | $39.3M | $72.3M | ||
| Q2 24 | $38.1M | $60.4M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-11.6M | ||
| Q3 25 | $12.8M | $1.1M | ||
| Q2 25 | $11.0M | $19.2M | ||
| Q1 25 | $10.2M | $-17.3M | ||
| Q4 24 | — | $-50.2M | ||
| Q3 24 | $8.4M | $9.9M | ||
| Q2 24 | $7.1M | $-9.7M |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -0.5% | ||
| Q3 25 | 35.4% | 13.8% | ||
| Q2 25 | 31.1% | 9.2% | ||
| Q1 25 | 29.4% | -14.2% | ||
| Q4 24 | 28.2% | -6.9% | ||
| Q3 24 | 25.2% | 13.0% | ||
| Q2 24 | 21.2% | -2.4% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -16.1% | ||
| Q3 25 | 28.9% | 1.5% | ||
| Q2 25 | 26.6% | 28.6% | ||
| Q1 25 | 25.0% | -28.9% | ||
| Q4 24 | — | -82.1% | ||
| Q3 24 | 21.3% | 13.7% | ||
| Q2 24 | 18.5% | -16.0% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.11 | ||
| Q3 25 | $0.68 | $-0.01 | ||
| Q2 25 | $0.71 | $0.13 | ||
| Q1 25 | $0.66 | $-0.16 | ||
| Q4 24 | $0.62 | $-0.57 | ||
| Q3 24 | $0.53 | $0.00 | ||
| Q2 24 | $0.45 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $447.5M |
| Total DebtLower is stronger | — | $483.8M |
| Stockholders' EquityBook value | $553.9M | $355.7M |
| Total Assets | $4.3B | $2.3B |
| Debt / EquityLower = less leverage | — | 1.36× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $447.5M | ||
| Q3 25 | — | $346.3M | ||
| Q2 25 | — | $308.2M | ||
| Q1 25 | — | $241.4M | ||
| Q4 24 | — | $391.2M | ||
| Q3 24 | — | $51.9M | ||
| Q2 24 | — | $64.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $483.8M | ||
| Q3 25 | — | $508.6M | ||
| Q2 25 | — | $491.5M | ||
| Q1 25 | — | $502.7M | ||
| Q4 24 | — | $511.4M | ||
| Q3 24 | — | $394.4M | ||
| Q2 24 | — | $393.1M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $355.7M | ||
| Q3 25 | $499.0M | $364.8M | ||
| Q2 25 | $404.1M | $360.9M | ||
| Q1 25 | $397.4M | $344.3M | ||
| Q4 24 | $388.5M | $358.9M | ||
| Q3 24 | $394.4M | $394.1M | ||
| Q2 24 | $373.8M | $383.0M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $2.3B | ||
| Q3 25 | $4.1B | $2.2B | ||
| Q2 25 | $4.2B | $1.9B | ||
| Q1 25 | $4.1B | $1.7B | ||
| Q4 24 | $4.1B | $1.7B | ||
| Q3 24 | $4.1B | $917.6M | ||
| Q2 24 | $4.0B | $926.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.36× | ||
| Q3 25 | — | 1.39× | ||
| Q2 25 | — | 1.36× | ||
| Q1 25 | — | 1.46× | ||
| Q4 24 | — | 1.43× | ||
| Q3 24 | — | 1.00× | ||
| Q2 24 | — | 1.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $175.9M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $175.9M | ||
| Q3 25 | $19.0M | $236.0M | ||
| Q2 25 | $11.1M | $157.9M | ||
| Q1 25 | $3.6M | $51.9M | ||
| Q4 24 | $48.2M | $340.7M | ||
| Q3 24 | $12.9M | $32.0M | ||
| Q2 24 | $12.2M | $36.7M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $3.5M | — | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 8.5% | — | ||
| Q4 24 | 109.1% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 10.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | 216.53× | ||
| Q2 25 | 1.01× | 8.22× | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | 3.23× | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
GSAT
| Services | $67.4M | 94% |
| Products | $4.6M | 6% |
