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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and GETTY REALTY CORP (GTY). Click either name above to swap in a different company.

GETTY REALTY CORP is the larger business by last-quarter revenue ($57.8M vs $47.3M, roughly 1.2× CIVISTA BANCSHARES, INC.). GETTY REALTY CORP runs the higher net margin — 46.0% vs 31.7%, a 14.3% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs 7.6%).

Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.

Getty Realty Corp is a publicly traded real estate investment trust (REIT) headquartered in the United States. It owns, leases, and manages a diversified portfolio of commercial real estate assets, primarily consisting of convenience stores, fuel stations, and adjacent retail locations across U.S. states, serving tenants across retail and energy sectors.

CIVB vs GTY — Head-to-Head

Bigger by revenue
GTY
GTY
1.2× larger
GTY
$57.8M
$47.3M
CIVB
Higher net margin
GTY
GTY
14.3% more per $
GTY
46.0%
31.7%
CIVB
Faster 2-yr revenue CAGR
CIVB
CIVB
Annualised
CIVB
11.3%
7.6%
GTY

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CIVB
CIVB
GTY
GTY
Revenue
$47.3M
$57.8M
Net Profit
$15.0M
$26.6M
Gross Margin
Operating Margin
66.1%
Net Margin
31.7%
46.0%
Revenue YoY
10.5%
Net Profit YoY
47.4%
80.1%
EPS (diluted)
$0.72
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIVB
CIVB
GTY
GTY
Q1 26
$47.3M
$57.8M
Q4 25
$46.3M
$60.5M
Q3 25
$44.2M
$55.6M
Q2 25
$41.4M
$53.3M
Q1 25
$40.6M
$52.3M
Q4 24
$40.4M
$53.0M
Q3 24
$39.3M
$51.5M
Q2 24
$38.1M
$49.9M
Net Profit
CIVB
CIVB
GTY
GTY
Q1 26
$15.0M
$26.6M
Q4 25
$27.0M
Q3 25
$12.8M
$23.3M
Q2 25
$11.0M
$14.0M
Q1 25
$10.2M
$14.8M
Q4 24
$22.3M
Q3 24
$8.4M
$15.3M
Q2 24
$7.1M
$16.7M
Operating Margin
CIVB
CIVB
GTY
GTY
Q1 26
66.1%
Q4 25
31.8%
67.3%
Q3 25
35.4%
62.5%
Q2 25
31.1%
46.7%
Q1 25
29.4%
50.5%
Q4 24
28.2%
61.6%
Q3 24
25.2%
48.9%
Q2 24
21.2%
52.5%
Net Margin
CIVB
CIVB
GTY
GTY
Q1 26
31.7%
46.0%
Q4 25
44.7%
Q3 25
28.9%
42.0%
Q2 25
26.6%
26.3%
Q1 25
25.0%
28.3%
Q4 24
42.1%
Q3 24
21.3%
29.8%
Q2 24
18.5%
33.5%
EPS (diluted)
CIVB
CIVB
GTY
GTY
Q1 26
$0.72
$0.43
Q4 25
$0.59
$0.46
Q3 25
$0.68
$0.40
Q2 25
$0.71
$0.24
Q1 25
$0.66
$0.25
Q4 24
$0.62
$0.38
Q3 24
$0.53
$0.27
Q2 24
$0.45
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIVB
CIVB
GTY
GTY
Cash + ST InvestmentsLiquidity on hand
$3.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$553.9M
Total Assets
$4.3B
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIVB
CIVB
GTY
GTY
Q1 26
$3.7M
Q4 25
$8.4M
Q3 25
$5.2M
Q2 25
$7.5M
Q1 25
$6.3M
Q4 24
$9.5M
Q3 24
$4.0M
Q2 24
$4.7M
Total Debt
CIVB
CIVB
GTY
GTY
Q1 26
Q4 25
$995.0M
Q3 25
$934.6M
Q2 25
$919.2M
Q1 25
$901.4M
Q4 24
$904.3M
Q3 24
$833.9M
Q2 24
$838.4M
Stockholders' Equity
CIVB
CIVB
GTY
GTY
Q1 26
$553.9M
Q4 25
$543.5M
$1.1B
Q3 25
$499.0M
$1.0B
Q2 25
$404.1M
$982.4M
Q1 25
$397.4M
$961.1M
Q4 24
$388.5M
$962.1M
Q3 24
$394.4M
$963.4M
Q2 24
$373.8M
$951.0M
Total Assets
CIVB
CIVB
GTY
GTY
Q1 26
$4.3B
$2.2B
Q4 25
$4.3B
$2.2B
Q3 25
$4.1B
$2.1B
Q2 25
$4.2B
$2.0B
Q1 25
$4.1B
$2.0B
Q4 24
$4.1B
$2.0B
Q3 24
$4.1B
$1.9B
Q2 24
$4.0B
$1.9B
Debt / Equity
CIVB
CIVB
GTY
GTY
Q1 26
Q4 25
0.93×
Q3 25
0.92×
Q2 25
0.94×
Q1 25
0.94×
Q4 24
0.94×
Q3 24
0.87×
Q2 24
0.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CIVB
CIVB

Net Interest Income$37.8M80%
Noninterest Income$9.4M20%

GTY
GTY

Segment breakdown not available.

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