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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and HOOKER FURNISHINGS Corp (HOFT). Click either name above to swap in a different company.

HOOKER FURNISHINGS Corp is the larger business by last-quarter revenue ($70.7M vs $47.3M, roughly 1.5× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -29.9%, a 61.7% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -22.2%).

Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.

Hooker Furnishings Corp is a leading home furnishings manufacturer and marketer, offering residential seating, dining sets, bedroom furniture, home office pieces and custom upholstery. It serves retailers, designers and hospitality clients across North America, focusing on premium craftsmanship and diverse design styles.

CIVB vs HOFT — Head-to-Head

Bigger by revenue
HOFT
HOFT
1.5× larger
HOFT
$70.7M
$47.3M
CIVB
Higher net margin
CIVB
CIVB
61.7% more per $
CIVB
31.7%
-29.9%
HOFT
Faster 2-yr revenue CAGR
CIVB
CIVB
Annualised
CIVB
11.3%
-22.2%
HOFT

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
CIVB
CIVB
HOFT
HOFT
Revenue
$47.3M
$70.7M
Net Profit
$15.0M
$-21.2M
Gross Margin
25.6%
Operating Margin
-23.1%
Net Margin
31.7%
-29.9%
Revenue YoY
0.0%
Net Profit YoY
47.4%
0.0%
EPS (diluted)
$0.72
$-1.99

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIVB
CIVB
HOFT
HOFT
Q1 26
$47.3M
Q4 25
$46.3M
$70.7M
Q3 25
$44.2M
$82.1M
Q2 25
$41.4M
$85.3M
Q1 25
$40.6M
$126.1M
Q4 24
$40.4M
$82.7M
Q3 24
$39.3M
$95.1M
Q2 24
$38.1M
$93.6M
Net Profit
CIVB
CIVB
HOFT
HOFT
Q1 26
$15.0M
Q4 25
$-21.2M
Q3 25
$12.8M
$-3.3M
Q2 25
$11.0M
$-3.1M
Q1 25
$10.2M
$-2.3M
Q4 24
$-4.1M
Q3 24
$8.4M
$-2.0M
Q2 24
$7.1M
$-4.1M
Gross Margin
CIVB
CIVB
HOFT
HOFT
Q1 26
Q4 25
25.6%
Q3 25
20.5%
Q2 25
22.3%
Q1 25
22.2%
Q4 24
24.8%
Q3 24
22.0%
Q2 24
20.5%
Operating Margin
CIVB
CIVB
HOFT
HOFT
Q1 26
Q4 25
31.8%
-23.1%
Q3 25
35.4%
-5.4%
Q2 25
31.1%
-4.2%
Q1 25
29.4%
-3.7%
Q4 24
28.2%
-6.2%
Q3 24
25.2%
-3.3%
Q2 24
21.2%
-5.5%
Net Margin
CIVB
CIVB
HOFT
HOFT
Q1 26
31.7%
Q4 25
-29.9%
Q3 25
28.9%
-4.0%
Q2 25
26.6%
-3.6%
Q1 25
25.0%
-1.9%
Q4 24
-5.0%
Q3 24
21.3%
-2.1%
Q2 24
18.5%
-4.4%
EPS (diluted)
CIVB
CIVB
HOFT
HOFT
Q1 26
$0.72
Q4 25
$0.59
$-1.99
Q3 25
$0.68
$-0.31
Q2 25
$0.71
$-0.29
Q1 25
$0.66
$-0.22
Q4 24
$0.62
$-0.39
Q3 24
$0.53
$-0.19
Q2 24
$0.45
$-0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIVB
CIVB
HOFT
HOFT
Cash + ST InvestmentsLiquidity on hand
$1.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$553.9M
$169.8M
Total Assets
$4.3B
$240.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIVB
CIVB
HOFT
HOFT
Q1 26
Q4 25
$1.4M
Q3 25
$821.0K
Q2 25
$18.0M
Q1 25
$6.3M
Q4 24
$20.4M
Q3 24
$42.0M
Q2 24
$40.9M
Stockholders' Equity
CIVB
CIVB
HOFT
HOFT
Q1 26
$553.9M
Q4 25
$543.5M
$169.8M
Q3 25
$499.0M
$193.1M
Q2 25
$404.1M
$199.2M
Q1 25
$397.4M
$204.4M
Q4 24
$388.5M
$208.8M
Q3 24
$394.4M
$215.3M
Q2 24
$373.8M
$219.6M
Total Assets
CIVB
CIVB
HOFT
HOFT
Q1 26
$4.3B
Q4 25
$4.3B
$240.2M
Q3 25
$4.1B
$278.0M
Q2 25
$4.2B
$299.7M
Q1 25
$4.1B
$313.9M
Q4 24
$4.1B
$326.9M
Q3 24
$4.1B
$332.4M
Q2 24
$4.0B
$335.5M

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CIVB
CIVB

Net Interest Income$37.8M80%
Noninterest Income$9.4M20%

HOFT
HOFT

Upholstery$36.7M52%
Domestic Upholstery$30.2M43%
All Other$4.0M6%

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