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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Information Services Group Inc. (III). Click either name above to swap in a different company.
Information Services Group Inc. is the larger business by last-quarter revenue ($61.2M vs $47.3M, roughly 1.3× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs 4.3%, a 27.4% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -2.4%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
EBSCO Information Services, headquartered in Ipswich, Massachusetts, is a division of EBSCO Industries Inc., a private company headquartered in Birmingham, Alabama. EBSCO provides products and services to libraries of many types around the world. Its products include EBSCONET, a complete e-resource management system, and EBSCOhost, which supplies a fee-based online research service with 375 full-text databases, a collection of 600,000-plus ebooks, subject indexes, point-of-care medical refere...
CIVB vs III — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $61.2M |
| Net Profit | $15.0M | $2.6M |
| Gross Margin | — | 44.8% |
| Operating Margin | — | 8.4% |
| Net Margin | 31.7% | 4.3% |
| Revenue YoY | — | 5.9% |
| Net Profit YoY | 47.4% | -14.1% |
| EPS (diluted) | $0.72 | $0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $61.2M | ||
| Q3 25 | $44.2M | $62.4M | ||
| Q2 25 | $41.4M | $61.6M | ||
| Q1 25 | $40.6M | $59.6M | ||
| Q4 24 | $40.4M | $57.8M | ||
| Q3 24 | $39.3M | $61.3M | ||
| Q2 24 | $38.1M | $64.3M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $2.6M | ||
| Q3 25 | $12.8M | $3.1M | ||
| Q2 25 | $11.0M | $2.2M | ||
| Q1 25 | $10.2M | $1.5M | ||
| Q4 24 | — | $3.0M | ||
| Q3 24 | $8.4M | $1.1M | ||
| Q2 24 | $7.1M | $2.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 44.8% | ||
| Q3 25 | — | 42.2% | ||
| Q2 25 | — | 42.2% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 41.5% | ||
| Q3 24 | — | 40.4% | ||
| Q2 24 | — | 39.5% |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | 8.4% | ||
| Q3 25 | 35.4% | 7.4% | ||
| Q2 25 | 31.1% | 7.6% | ||
| Q1 25 | 29.4% | 5.7% | ||
| Q4 24 | 28.2% | 0.3% | ||
| Q3 24 | 25.2% | 7.0% | ||
| Q2 24 | 21.2% | 5.7% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | 4.3% | ||
| Q3 25 | 28.9% | 4.9% | ||
| Q2 25 | 26.6% | 3.5% | ||
| Q1 25 | 25.0% | 2.5% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | 21.3% | 1.9% | ||
| Q2 24 | 18.5% | 3.2% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $0.06 | ||
| Q3 25 | $0.68 | $0.06 | ||
| Q2 25 | $0.71 | $0.04 | ||
| Q1 25 | $0.66 | $0.03 | ||
| Q4 24 | $0.62 | $0.07 | ||
| Q3 24 | $0.53 | $0.02 | ||
| Q2 24 | $0.45 | $0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $28.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $94.7M |
| Total Assets | $4.3B | $211.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $28.7M | ||
| Q3 25 | — | $28.7M | ||
| Q2 25 | — | $25.2M | ||
| Q1 25 | — | $20.1M | ||
| Q4 24 | — | $23.1M | ||
| Q3 24 | — | $9.7M | ||
| Q2 24 | — | $11.8M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $94.7M | ||
| Q3 25 | $499.0M | $94.7M | ||
| Q2 25 | $404.1M | $94.1M | ||
| Q1 25 | $397.4M | $95.0M | ||
| Q4 24 | $388.5M | $96.3M | ||
| Q3 24 | $394.4M | $96.6M | ||
| Q2 24 | $373.8M | $95.5M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $211.0M | ||
| Q3 25 | $4.1B | $213.3M | ||
| Q2 25 | $4.2B | $200.7M | ||
| Q1 25 | $4.1B | $202.4M | ||
| Q4 24 | $4.1B | $204.5M | ||
| Q3 24 | $4.1B | $227.1M | ||
| Q2 24 | $4.0B | $235.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $5.1M |
| Free Cash FlowOCF − Capex | — | $4.3M |
| FCF MarginFCF / Revenue | — | 7.0% |
| Capex IntensityCapex / Revenue | — | 1.2% |
| Cash ConversionOCF / Net Profit | — | 1.94× |
| TTM Free Cash FlowTrailing 4 quarters | — | $25.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $5.1M | ||
| Q3 25 | $19.0M | $11.1M | ||
| Q2 25 | $11.1M | $11.9M | ||
| Q1 25 | $3.6M | $978.0K | ||
| Q4 24 | $48.2M | $6.6M | ||
| Q3 24 | $12.9M | $8.8M | ||
| Q2 24 | $12.2M | $2.2M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $4.3M | ||
| Q3 25 | — | $9.5M | ||
| Q2 25 | — | $11.1M | ||
| Q1 25 | $3.5M | $141.0K | ||
| Q4 24 | $44.1M | $6.0M | ||
| Q3 24 | — | $8.4M | ||
| Q2 24 | — | $1.3M |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | 7.0% | ||
| Q3 25 | — | 15.2% | ||
| Q2 25 | — | 18.0% | ||
| Q1 25 | 8.5% | 0.2% | ||
| Q4 24 | 109.1% | 10.4% | ||
| Q3 24 | — | 13.7% | ||
| Q2 24 | — | 2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 1.2% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | 0.4% | 1.4% | ||
| Q4 24 | 10.4% | 0.9% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 1.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.94× | ||
| Q3 25 | 1.49× | 3.62× | ||
| Q2 25 | 1.01× | 5.46× | ||
| Q1 25 | 0.36× | 0.66× | ||
| Q4 24 | — | 2.15× | ||
| Q3 24 | 1.54× | 7.66× | ||
| Q2 24 | 1.73× | 1.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
III
Segment breakdown not available.
