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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and IOVANCE BIOTHERAPEUTICS, INC. (IOVA). Click either name above to swap in a different company.

IOVANCE BIOTHERAPEUTICS, INC. is the larger business by last-quarter revenue ($86.8M vs $47.3M, roughly 1.8× CIVISTA BANCSHARES, INC.). Over the past eight quarters, IOVANCE BIOTHERAPEUTICS, INC.'s revenue compounded faster (1001.6% CAGR vs 11.3%).

Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.

Iovance Biotherapeutics, Inc. is a biopharmaceutical startup based in San Carlos, California. The company works to develop tumor-infiltrating lymphocyte (TIL) therapies against cancer.

CIVB vs IOVA — Head-to-Head

Bigger by revenue
IOVA
IOVA
1.8× larger
IOVA
$86.8M
$47.3M
CIVB
Faster 2-yr revenue CAGR
IOVA
IOVA
Annualised
IOVA
1001.6%
11.3%
CIVB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CIVB
CIVB
IOVA
IOVA
Revenue
$47.3M
$86.8M
Net Profit
$15.0M
Gross Margin
67.4%
Operating Margin
-84.7%
Net Margin
31.7%
Revenue YoY
17.7%
Net Profit YoY
47.4%
EPS (diluted)
$0.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIVB
CIVB
IOVA
IOVA
Q1 26
$47.3M
Q4 25
$46.3M
$86.8M
Q3 25
$44.2M
$67.5M
Q2 25
$41.4M
$60.0M
Q1 25
$40.6M
$49.3M
Q4 24
$40.4M
$73.7M
Q3 24
$39.3M
$58.6M
Q2 24
$38.1M
$31.1M
Net Profit
CIVB
CIVB
IOVA
IOVA
Q1 26
$15.0M
Q4 25
Q3 25
$12.8M
$-91.3M
Q2 25
$11.0M
$-111.7M
Q1 25
$10.2M
$-116.2M
Q4 24
Q3 24
$8.4M
$-83.5M
Q2 24
$7.1M
$-97.1M
Gross Margin
CIVB
CIVB
IOVA
IOVA
Q1 26
Q4 25
67.4%
Q3 25
43.0%
Q2 25
5.5%
Q1 25
-0.8%
Q4 24
68.7%
Q3 24
46.2%
Q2 24
-0.8%
Operating Margin
CIVB
CIVB
IOVA
IOVA
Q1 26
Q4 25
31.8%
-84.7%
Q3 25
35.4%
-140.7%
Q2 25
31.1%
-189.8%
Q1 25
29.4%
-245.8%
Q4 24
28.2%
-117.5%
Q3 24
25.2%
-152.1%
Q2 24
21.2%
-327.6%
Net Margin
CIVB
CIVB
IOVA
IOVA
Q1 26
31.7%
Q4 25
Q3 25
28.9%
-135.3%
Q2 25
26.6%
-186.2%
Q1 25
25.0%
-235.5%
Q4 24
Q3 24
21.3%
-142.7%
Q2 24
18.5%
-312.2%
EPS (diluted)
CIVB
CIVB
IOVA
IOVA
Q1 26
$0.72
Q4 25
$0.59
Q3 25
$0.68
Q2 25
$0.71
$-0.33
Q1 25
$0.66
$-0.36
Q4 24
$0.62
$-0.24
Q3 24
$0.53
$-0.28
Q2 24
$0.45
$-0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIVB
CIVB
IOVA
IOVA
Cash + ST InvestmentsLiquidity on hand
$297.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$553.9M
$698.6M
Total Assets
$4.3B
$913.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIVB
CIVB
IOVA
IOVA
Q1 26
Q4 25
$297.0M
Q3 25
$300.8M
Q2 25
$301.2M
Q1 25
$359.7M
Q4 24
$323.8M
Q3 24
$397.5M
Q2 24
$412.5M
Stockholders' Equity
CIVB
CIVB
IOVA
IOVA
Q1 26
$553.9M
Q4 25
$543.5M
$698.6M
Q3 25
$499.0M
$702.3M
Q2 25
$404.1M
$698.5M
Q1 25
$397.4M
$767.9M
Q4 24
$388.5M
$710.4M
Q3 24
$394.4M
$773.5M
Q2 24
$373.8M
$768.5M
Total Assets
CIVB
CIVB
IOVA
IOVA
Q1 26
$4.3B
Q4 25
$4.3B
$913.2M
Q3 25
$4.1B
$904.9M
Q2 25
$4.2B
$907.4M
Q1 25
$4.1B
$966.7M
Q4 24
$4.1B
$910.4M
Q3 24
$4.1B
$991.1M
Q2 24
$4.0B
$964.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CIVB
CIVB
IOVA
IOVA
Operating Cash FlowLast quarter
$-52.6M
Free Cash FlowOCF − Capex
$-61.9M
FCF MarginFCF / Revenue
-71.3%
Capex IntensityCapex / Revenue
10.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-336.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CIVB
CIVB
IOVA
IOVA
Q1 26
Q4 25
$43.3M
$-52.6M
Q3 25
$19.0M
$-78.7M
Q2 25
$11.1M
$-67.4M
Q1 25
$3.6M
$-103.7M
Q4 24
$48.2M
$-73.3M
Q3 24
$12.9M
$-59.0M
Q2 24
$12.2M
$-98.4M
Free Cash Flow
CIVB
CIVB
IOVA
IOVA
Q1 26
Q4 25
$42.1M
$-61.9M
Q3 25
$-89.5M
Q2 25
$-74.9M
Q1 25
$3.5M
$-109.9M
Q4 24
$44.1M
$-77.5M
Q3 24
$-61.3M
Q2 24
$-98.9M
FCF Margin
CIVB
CIVB
IOVA
IOVA
Q1 26
Q4 25
90.9%
-71.3%
Q3 25
-132.7%
Q2 25
-124.9%
Q1 25
8.5%
-222.8%
Q4 24
109.1%
-105.1%
Q3 24
-104.6%
Q2 24
-317.9%
Capex Intensity
CIVB
CIVB
IOVA
IOVA
Q1 26
Q4 25
2.5%
10.7%
Q3 25
16.1%
Q2 25
12.4%
Q1 25
0.4%
12.6%
Q4 24
10.4%
5.7%
Q3 24
3.9%
Q2 24
1.4%
Cash Conversion
CIVB
CIVB
IOVA
IOVA
Q1 26
Q4 25
Q3 25
1.49×
Q2 25
1.01×
Q1 25
0.36×
Q4 24
Q3 24
1.54×
Q2 24
1.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CIVB
CIVB

Net Interest Income$37.8M80%
Noninterest Income$9.4M20%

IOVA
IOVA

Amtagvi$64.9M75%
Proleukin$21.9M25%

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