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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and CS Disco, Inc. (LAW). Click either name above to swap in a different company.
CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $41.2M, roughly 1.1× CS Disco, Inc.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -20.7%, a 52.4% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs 7.6%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
CS Disco, Inc. is a leading legal technology provider that develops cloud-based software solutions for legal practitioners. Its core offerings include e-discovery, document review, case management, and legal workflow automation tools, serving law firms, corporate legal teams, and government legal departments primarily in North America.
CIVB vs LAW — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $41.2M |
| Net Profit | $15.0M | $-8.5M |
| Gross Margin | — | 75.1% |
| Operating Margin | — | -22.4% |
| Net Margin | 31.7% | -20.7% |
| Revenue YoY | — | 11.3% |
| Net Profit YoY | 47.4% | 66.3% |
| EPS (diluted) | $0.72 | $-0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $41.2M | ||
| Q3 25 | $44.2M | $40.9M | ||
| Q2 25 | $41.4M | $38.1M | ||
| Q1 25 | $40.6M | $36.7M | ||
| Q4 24 | $40.4M | $37.0M | ||
| Q3 24 | $39.3M | $36.3M | ||
| Q2 24 | $38.1M | $36.0M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-8.5M | ||
| Q3 25 | $12.8M | $-13.7M | ||
| Q2 25 | $11.0M | $-10.8M | ||
| Q1 25 | $10.2M | $-11.4M | ||
| Q4 24 | — | $-25.2M | ||
| Q3 24 | $8.4M | $-9.2M | ||
| Q2 24 | $7.1M | $-10.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 75.1% | ||
| Q3 25 | — | 75.5% | ||
| Q2 25 | — | 74.6% | ||
| Q1 25 | — | 74.1% | ||
| Q4 24 | — | 74.2% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 74.2% |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -22.4% | ||
| Q3 25 | 35.4% | -35.3% | ||
| Q2 25 | 31.1% | -31.0% | ||
| Q1 25 | 29.4% | -34.4% | ||
| Q4 24 | 28.2% | -70.6% | ||
| Q3 24 | 25.2% | -30.0% | ||
| Q2 24 | 21.2% | -34.4% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -20.7% | ||
| Q3 25 | 28.9% | -33.4% | ||
| Q2 25 | 26.6% | -28.4% | ||
| Q1 25 | 25.0% | -31.1% | ||
| Q4 24 | — | -68.1% | ||
| Q3 24 | 21.3% | -25.3% | ||
| Q2 24 | 18.5% | -30.1% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.13 | ||
| Q3 25 | $0.68 | $-0.22 | ||
| Q2 25 | $0.71 | $-0.18 | ||
| Q1 25 | $0.66 | $-0.19 | ||
| Q4 24 | $0.62 | $-0.43 | ||
| Q3 24 | $0.53 | $-0.15 | ||
| Q2 24 | $0.45 | $-0.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $114.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $128.1M |
| Total Assets | $4.3B | $173.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $114.6M | ||
| Q3 25 | — | $113.5M | ||
| Q2 25 | — | $114.5M | ||
| Q1 25 | — | $118.8M | ||
| Q4 24 | — | $129.1M | ||
| Q3 24 | — | $126.8M | ||
| Q2 24 | — | $130.0M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $128.1M | ||
| Q3 25 | $499.0M | $130.6M | ||
| Q2 25 | $404.1M | $137.9M | ||
| Q1 25 | $397.4M | $142.2M | ||
| Q4 24 | $388.5M | $147.5M | ||
| Q3 24 | $394.4M | $167.3M | ||
| Q2 24 | $373.8M | $170.9M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $173.6M | ||
| Q3 25 | $4.1B | $174.8M | ||
| Q2 25 | $4.2B | $164.9M | ||
| Q1 25 | $4.1B | $168.0M | ||
| Q4 24 | $4.1B | $180.3M | ||
| Q3 24 | $4.1B | $194.4M | ||
| Q2 24 | $4.0B | $198.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $762.0K |
| Free Cash FlowOCF − Capex | — | $255.0K |
| FCF MarginFCF / Revenue | — | 0.6% |
| Capex IntensityCapex / Revenue | — | 1.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-18.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $762.0K | ||
| Q3 25 | $19.0M | $-979.0K | ||
| Q2 25 | $11.1M | $-4.2M | ||
| Q1 25 | $3.6M | $-10.5M | ||
| Q4 24 | $48.2M | $2.1M | ||
| Q3 24 | $12.9M | $-2.9M | ||
| Q2 24 | $12.2M | $-650.0K |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $255.0K | ||
| Q3 25 | — | $-2.0M | ||
| Q2 25 | — | $-5.2M | ||
| Q1 25 | $3.5M | $-11.0M | ||
| Q4 24 | $44.1M | $1.5M | ||
| Q3 24 | — | $-3.7M | ||
| Q2 24 | — | $-1.3M |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | 0.6% | ||
| Q3 25 | — | -5.0% | ||
| Q2 25 | — | -13.6% | ||
| Q1 25 | 8.5% | -30.1% | ||
| Q4 24 | 109.1% | 4.1% | ||
| Q3 24 | — | -10.3% | ||
| Q2 24 | — | -3.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 1.2% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | 0.4% | 1.4% | ||
| Q4 24 | 10.4% | 1.5% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
LAW
| Software | $35.1M | 85% |
| Services | $6.0M | 15% |
