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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Mediaco Holding Inc. (MDIA). Click either name above to swap in a different company.

CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $38.7M, roughly 1.2× Mediaco Holding Inc.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -83.6%, a 115.4% gap on every dollar of revenue. Over the past eight quarters, Mediaco Holding Inc.'s revenue compounded faster (140.1% CAGR vs 11.3%).

Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.

MediaCo Holding Inc. is an American media company with offices based in Burbank, California and New York City, owned by private equity firms HPS Investment Partners, LLC and Standard General. MediaCo caters to the African-American and the Spanish-speaking Hispanic communities. The company owns television and radio stations in several of the top multicultural markets, and is the parent company of the Estrella TV network.

CIVB vs MDIA — Head-to-Head

Bigger by revenue
CIVB
CIVB
1.2× larger
CIVB
$47.3M
$38.7M
MDIA
Higher net margin
CIVB
CIVB
115.4% more per $
CIVB
31.7%
-83.6%
MDIA
Faster 2-yr revenue CAGR
MDIA
MDIA
Annualised
MDIA
140.1%
11.3%
CIVB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CIVB
CIVB
MDIA
MDIA
Revenue
$47.3M
$38.7M
Net Profit
$15.0M
$-32.3M
Gross Margin
Operating Margin
-16.0%
Net Margin
31.7%
-83.6%
Revenue YoY
17.9%
Net Profit YoY
47.4%
-661.9%
EPS (diluted)
$0.72
$-0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIVB
CIVB
MDIA
MDIA
Q1 26
$47.3M
Q4 25
$46.3M
$38.7M
Q3 25
$44.2M
$35.4M
Q2 25
$41.4M
$31.2M
Q1 25
$40.6M
$28.0M
Q4 24
$40.4M
$32.8M
Q3 24
$39.3M
$29.9M
Q2 24
$38.1M
$26.2M
Net Profit
CIVB
CIVB
MDIA
MDIA
Q1 26
$15.0M
Q4 25
$-32.3M
Q3 25
$12.8M
$-17.9M
Q2 25
$11.0M
$-7.4M
Q1 25
$10.2M
$-8.6M
Q4 24
$-4.2M
Q3 24
$8.4M
$54.9M
Q2 24
$7.1M
$-48.3M
Operating Margin
CIVB
CIVB
MDIA
MDIA
Q1 26
Q4 25
31.8%
-16.0%
Q3 25
35.4%
-20.0%
Q2 25
31.1%
-21.7%
Q1 25
29.4%
-16.7%
Q4 24
28.2%
-13.8%
Q3 24
25.2%
-23.0%
Q2 24
21.2%
-50.9%
Net Margin
CIVB
CIVB
MDIA
MDIA
Q1 26
31.7%
Q4 25
-83.6%
Q3 25
28.9%
-50.5%
Q2 25
26.6%
-23.7%
Q1 25
25.0%
-30.7%
Q4 24
-12.9%
Q3 24
21.3%
184.0%
Q2 24
18.5%
-184.4%
EPS (diluted)
CIVB
CIVB
MDIA
MDIA
Q1 26
$0.72
Q4 25
$0.59
$-0.39
Q3 25
$0.68
$-0.22
Q2 25
$0.71
$-0.11
Q1 25
$0.66
$-0.12
Q4 24
$0.62
$0.19
Q3 24
$0.53
$0.66
Q2 24
$0.45
$-0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIVB
CIVB
MDIA
MDIA
Cash + ST InvestmentsLiquidity on hand
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$553.9M
$46.3M
Total Assets
$4.3B
$291.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIVB
CIVB
MDIA
MDIA
Q1 26
Q4 25
$5.1M
Q3 25
$6.2M
Q2 25
$2.9M
Q1 25
$6.3M
Q4 24
$4.4M
Q3 24
$7.7M
Q2 24
$9.9M
Stockholders' Equity
CIVB
CIVB
MDIA
MDIA
Q1 26
$553.9M
Q4 25
$543.5M
$46.3M
Q3 25
$499.0M
$86.7M
Q2 25
$404.1M
$97.3M
Q1 25
$397.4M
$85.5M
Q4 24
$388.5M
$62.1M
Q3 24
$394.4M
$67.9M
Q2 24
$373.8M
$13.7M
Total Assets
CIVB
CIVB
MDIA
MDIA
Q1 26
$4.3B
Q4 25
$4.3B
$291.1M
Q3 25
$4.1B
$319.4M
Q2 25
$4.2B
$315.1M
Q1 25
$4.1B
$317.7M
Q4 24
$4.1B
$325.5M
Q3 24
$4.1B
$338.4M
Q2 24
$4.0B
$338.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CIVB
CIVB
MDIA
MDIA
Operating Cash FlowLast quarter
$32.0K
Free Cash FlowOCF − Capex
$-460.0K
FCF MarginFCF / Revenue
-1.2%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CIVB
CIVB
MDIA
MDIA
Q1 26
Q4 25
$43.3M
$32.0K
Q3 25
$19.0M
$2.8M
Q2 25
$11.1M
$-3.0M
Q1 25
$3.6M
$2.1M
Q4 24
$48.2M
$10.9M
Q3 24
$12.9M
$-6.0M
Q2 24
$12.2M
$-25.1M
Free Cash Flow
CIVB
CIVB
MDIA
MDIA
Q1 26
Q4 25
$42.1M
$-460.0K
Q3 25
$2.8M
Q2 25
$-3.2M
Q1 25
$3.5M
$2.0M
Q4 24
$44.1M
$10.5M
Q3 24
$-6.6M
Q2 24
$-25.2M
FCF Margin
CIVB
CIVB
MDIA
MDIA
Q1 26
Q4 25
90.9%
-1.2%
Q3 25
8.0%
Q2 25
-10.2%
Q1 25
8.5%
7.1%
Q4 24
109.1%
31.9%
Q3 24
-22.2%
Q2 24
-96.1%
Capex Intensity
CIVB
CIVB
MDIA
MDIA
Q1 26
Q4 25
2.5%
1.3%
Q3 25
0.0%
Q2 25
0.7%
Q1 25
0.4%
0.2%
Q4 24
10.4%
1.2%
Q3 24
2.1%
Q2 24
0.3%
Cash Conversion
CIVB
CIVB
MDIA
MDIA
Q1 26
Q4 25
Q3 25
1.49×
Q2 25
1.01×
Q1 25
0.36×
Q4 24
Q3 24
1.54×
-0.11×
Q2 24
1.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CIVB
CIVB

Net Interest Income$37.8M80%
Noninterest Income$9.4M20%

MDIA
MDIA

Video Segment$26.4M68%
Advertising$10.0M26%
Other$1.7M4%
Service Other$536.0K1%

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