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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Ranpak Holdings Corp. (PACK). Click either name above to swap in a different company.
Ranpak Holdings Corp. is the larger business by last-quarter revenue ($93.7M vs $47.3M, roughly 2.0× CIVISTA BANCSHARES, INC.). Over the past eight quarters, Ranpak Holdings Corp.'s revenue compounded faster (13.7% CAGR vs 11.3%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Ranpak Holdings Corp. manufactures machines and paper products used in protective paper-based packing for shipping goods and merchandise for e-commerce and industry, along with automation solutions. The company is based in Concord, Ohio, and has production facilities and offices in Reno, Nevada; Kansas City, Missouri; the Netherlands; Czech Republic; Shanghai and Singapore. The paper packaging material can be used for multiple applications like wrapping, cushioning, void fill and cold chain p...
CIVB vs PACK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $93.7M |
| Net Profit | $15.0M | — |
| Gross Margin | — | 39.0% |
| Operating Margin | — | -1.0% |
| Net Margin | 31.7% | — |
| Revenue YoY | — | 2.3% |
| Net Profit YoY | 47.4% | — |
| EPS (diluted) | $0.72 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $93.7M | ||
| Q3 25 | $44.2M | $83.6M | ||
| Q2 25 | $41.4M | $77.8M | ||
| Q1 25 | $40.6M | $77.6M | ||
| Q4 24 | $40.4M | $91.6M | ||
| Q3 24 | $39.3M | $78.6M | ||
| Q2 24 | $38.1M | $72.8M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $12.8M | $-10.4M | ||
| Q2 25 | $11.0M | $-7.5M | ||
| Q1 25 | $10.2M | $-10.9M | ||
| Q4 24 | — | — | ||
| Q3 24 | $8.4M | $-8.1M | ||
| Q2 24 | $7.1M | $5.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 39.0% | ||
| Q3 25 | — | 41.1% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 39.8% | ||
| Q4 24 | — | 45.2% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 43.5% |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -1.0% | ||
| Q3 25 | 35.4% | -6.8% | ||
| Q2 25 | 31.1% | -12.5% | ||
| Q1 25 | 29.4% | -10.3% | ||
| Q4 24 | 28.2% | 1.5% | ||
| Q3 24 | 25.2% | -5.3% | ||
| Q2 24 | 21.2% | -7.1% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 28.9% | -12.4% | ||
| Q2 25 | 26.6% | -9.6% | ||
| Q1 25 | 25.0% | -14.0% | ||
| Q4 24 | — | — | ||
| Q3 24 | 21.3% | -10.3% | ||
| Q2 24 | 18.5% | 7.6% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.11 | ||
| Q3 25 | $0.68 | $-0.12 | ||
| Q2 25 | $0.71 | $-0.09 | ||
| Q1 25 | $0.66 | $-0.13 | ||
| Q4 24 | $0.62 | $-0.13 | ||
| Q3 24 | $0.53 | $-0.10 | ||
| Q2 24 | $0.45 | $0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $63.0M |
| Total DebtLower is stronger | — | $401.9M |
| Stockholders' EquityBook value | $553.9M | $534.9M |
| Total Assets | $4.3B | $1.1B |
| Debt / EquityLower = less leverage | — | 0.75× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $63.0M | ||
| Q3 25 | — | $49.9M | ||
| Q2 25 | — | $49.2M | ||
| Q1 25 | — | $65.5M | ||
| Q4 24 | — | $76.1M | ||
| Q3 24 | — | $69.5M | ||
| Q2 24 | — | $65.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $401.9M | ||
| Q3 25 | — | $403.1M | ||
| Q2 25 | — | $403.1M | ||
| Q1 25 | — | $405.2M | ||
| Q4 24 | — | $406.4M | ||
| Q3 24 | — | $403.2M | ||
| Q2 24 | — | $396.1M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $534.9M | ||
| Q3 25 | $499.0M | $537.8M | ||
| Q2 25 | $404.1M | $539.0M | ||
| Q1 25 | $397.4M | $544.1M | ||
| Q4 24 | $388.5M | $548.1M | ||
| Q3 24 | $394.4M | $564.3M | ||
| Q2 24 | $373.8M | $566.2M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $1.1B | ||
| Q3 25 | $4.1B | $1.1B | ||
| Q2 25 | $4.2B | $1.1B | ||
| Q1 25 | $4.1B | $1.1B | ||
| Q4 24 | $4.1B | $1.1B | ||
| Q3 24 | $4.1B | $1.1B | ||
| Q2 24 | $4.0B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.75× | ||
| Q3 25 | — | 0.75× | ||
| Q2 25 | — | 0.75× | ||
| Q1 25 | — | 0.74× | ||
| Q4 24 | — | 0.74× | ||
| Q3 24 | — | 0.71× | ||
| Q2 24 | — | 0.70× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $19.5M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $19.5M | ||
| Q3 25 | $19.0M | $8.5M | ||
| Q2 25 | $11.1M | $-3.6M | ||
| Q1 25 | $3.6M | $-1.3M | ||
| Q4 24 | $48.2M | $6.5M | ||
| Q3 24 | $12.9M | $10.1M | ||
| Q2 24 | $12.2M | $19.6M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $3.5M | — | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 8.5% | — | ||
| Q4 24 | 109.1% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 10.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.73× | 3.56× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
PACK
| Other | $47.9M | 51% |
| Europe And Asia Segment | $45.8M | 49% |
