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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.
Quipt Home Medical Corp. is the larger business by last-quarter revenue ($49.0M vs $47.3M, roughly 1.0× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -2.1%, a 33.9% gap on every dollar of revenue.
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.
CIVB vs QIPT — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $49.0M |
| Net Profit | $15.0M | $-1.1M |
| Gross Margin | — | 53.5% |
| Operating Margin | — | 2.1% |
| Net Margin | 31.7% | -2.1% |
| Revenue YoY | — | 32.3% |
| Net Profit YoY | 47.4% | 2.9% |
| EPS (diluted) | $0.72 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $49.0M | ||
| Q3 25 | $44.2M | $39.8M | ||
| Q2 25 | $41.4M | $35.1M | ||
| Q1 25 | $40.6M | $33.3M | ||
| Q4 24 | $40.4M | $37.1M | ||
| Q3 24 | $39.3M | — | ||
| Q2 24 | $38.1M | — |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-1.1M | ||
| Q3 25 | $12.8M | $-3.5M | ||
| Q2 25 | $11.0M | $-3.0M | ||
| Q1 25 | $10.2M | $-3.0M | ||
| Q4 24 | — | $-1.1M | ||
| Q3 24 | $8.4M | — | ||
| Q2 24 | $7.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 53.5% | ||
| Q3 25 | — | 48.7% | ||
| Q2 25 | — | 57.6% | ||
| Q1 25 | — | 54.6% | ||
| Q4 24 | — | 52.1% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | 2.1% | ||
| Q3 25 | 35.4% | -3.6% | ||
| Q2 25 | 31.1% | -5.2% | ||
| Q1 25 | 29.4% | -3.0% | ||
| Q4 24 | 28.2% | 1.2% | ||
| Q3 24 | 25.2% | — | ||
| Q2 24 | 21.2% | — |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -2.1% | ||
| Q3 25 | 28.9% | -8.9% | ||
| Q2 25 | 26.6% | -8.6% | ||
| Q1 25 | 25.0% | -9.1% | ||
| Q4 24 | — | -2.9% | ||
| Q3 24 | 21.3% | — | ||
| Q2 24 | 18.5% | — |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.02 | ||
| Q3 25 | $0.68 | $-0.07 | ||
| Q2 25 | $0.71 | $-0.07 | ||
| Q1 25 | $0.66 | $-0.07 | ||
| Q4 24 | $0.62 | $-0.03 | ||
| Q3 24 | $0.53 | — | ||
| Q2 24 | $0.45 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $10.5M |
| Total DebtLower is stronger | — | $84.0M |
| Stockholders' EquityBook value | $553.9M | $113.0M |
| Total Assets | $4.3B | $280.7M |
| Debt / EquityLower = less leverage | — | 0.74× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $12.9M | ||
| Q2 25 | — | $11.3M | ||
| Q1 25 | — | $17.1M | ||
| Q4 24 | — | $15.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $84.0M | ||
| Q3 25 | — | $87.6M | ||
| Q2 25 | — | $66.0M | ||
| Q1 25 | — | $71.5M | ||
| Q4 24 | — | $70.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $113.0M | ||
| Q3 25 | $499.0M | $112.1M | ||
| Q2 25 | $404.1M | $102.5M | ||
| Q1 25 | $397.4M | $103.6M | ||
| Q4 24 | $388.5M | $106.3M | ||
| Q3 24 | $394.4M | — | ||
| Q2 24 | $373.8M | — |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $280.7M | ||
| Q3 25 | $4.1B | $283.3M | ||
| Q2 25 | $4.2B | $236.1M | ||
| Q1 25 | $4.1B | $244.6M | ||
| Q4 24 | $4.1B | $242.8M | ||
| Q3 24 | $4.1B | — | ||
| Q2 24 | $4.0B | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.74× | ||
| Q3 25 | — | 0.78× | ||
| Q2 25 | — | 0.64× | ||
| Q1 25 | — | 0.69× | ||
| Q4 24 | — | 0.66× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $8.9M |
| Free Cash FlowOCF − Capex | — | $6.9M |
| FCF MarginFCF / Revenue | — | 14.0% |
| Capex IntensityCapex / Revenue | — | 4.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $26.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $8.9M | ||
| Q3 25 | $19.0M | $9.8M | ||
| Q2 25 | $11.1M | $9.7M | ||
| Q1 25 | $3.6M | $8.9M | ||
| Q4 24 | $48.2M | $9.3M | ||
| Q3 24 | $12.9M | — | ||
| Q2 24 | $12.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $6.9M | ||
| Q3 25 | — | $8.0M | ||
| Q2 25 | — | $4.4M | ||
| Q1 25 | $3.5M | $7.3M | ||
| Q4 24 | $44.1M | $5.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | 14.0% | ||
| Q3 25 | — | 20.0% | ||
| Q2 25 | — | 12.6% | ||
| Q1 25 | 8.5% | 22.0% | ||
| Q4 24 | 109.1% | 15.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 4.2% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 14.9% | ||
| Q1 25 | 0.4% | 4.8% | ||
| Q4 24 | 10.4% | 9.9% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
QIPT
Segment breakdown not available.
