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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.
CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $39.4M, roughly 1.2× SANDRIDGE ENERGY INC). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 31.7%, a 23.2% gap on every dollar of revenue. Over the past eight quarters, SANDRIDGE ENERGY INC's revenue compounded faster (14.1% CAGR vs 11.3%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.
CIVB vs SD — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $39.4M |
| Net Profit | $15.0M | $21.6M |
| Gross Margin | — | — |
| Operating Margin | — | 38.5% |
| Net Margin | 31.7% | 54.9% |
| Revenue YoY | — | 1.1% |
| Net Profit YoY | 47.4% | 23.1% |
| EPS (diluted) | $0.72 | $0.59 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $39.4M | ||
| Q3 25 | $44.2M | $39.8M | ||
| Q2 25 | $41.4M | $34.5M | ||
| Q1 25 | $40.6M | $42.6M | ||
| Q4 24 | $40.4M | $39.0M | ||
| Q3 24 | $39.3M | $30.1M | ||
| Q2 24 | $38.1M | $26.0M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $21.6M | ||
| Q3 25 | $12.8M | $16.0M | ||
| Q2 25 | $11.0M | $19.6M | ||
| Q1 25 | $10.2M | $13.0M | ||
| Q4 24 | — | $17.6M | ||
| Q3 24 | $8.4M | $25.5M | ||
| Q2 24 | $7.1M | $8.8M |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | 38.5% | ||
| Q3 25 | 35.4% | 37.8% | ||
| Q2 25 | 31.1% | 53.7% | ||
| Q1 25 | 29.4% | 28.6% | ||
| Q4 24 | 28.2% | 25.9% | ||
| Q3 24 | 25.2% | 28.3% | ||
| Q2 24 | 21.2% | 23.9% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | 54.9% | ||
| Q3 25 | 28.9% | 40.1% | ||
| Q2 25 | 26.6% | 56.6% | ||
| Q1 25 | 25.0% | 30.6% | ||
| Q4 24 | — | 45.1% | ||
| Q3 24 | 21.3% | 84.8% | ||
| Q2 24 | 18.5% | 33.9% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $0.59 | ||
| Q3 25 | $0.68 | $0.43 | ||
| Q2 25 | $0.71 | $0.53 | ||
| Q1 25 | $0.66 | $0.35 | ||
| Q4 24 | $0.62 | $0.46 | ||
| Q3 24 | $0.53 | $0.69 | ||
| Q2 24 | $0.45 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $111.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $510.9M |
| Total Assets | $4.3B | $644.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $111.0M | ||
| Q3 25 | — | $101.2M | ||
| Q2 25 | — | $102.8M | ||
| Q1 25 | — | $99.7M | ||
| Q4 24 | — | $98.1M | ||
| Q3 24 | — | $92.7M | ||
| Q2 24 | — | $209.9M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $510.9M | ||
| Q3 25 | $499.0M | $492.4M | ||
| Q2 25 | $404.1M | $480.2M | ||
| Q1 25 | $397.4M | $464.9M | ||
| Q4 24 | $388.5M | $460.5M | ||
| Q3 24 | $394.4M | $446.8M | ||
| Q2 24 | $373.8M | $424.8M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $644.0M | ||
| Q3 25 | $4.1B | $619.0M | ||
| Q2 25 | $4.2B | $602.3M | ||
| Q1 25 | $4.1B | $588.3M | ||
| Q4 24 | $4.1B | $581.5M | ||
| Q3 24 | $4.1B | $565.2M | ||
| Q2 24 | $4.0B | $529.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $31.7M |
| Free Cash FlowOCF − Capex | — | $14.4M |
| FCF MarginFCF / Revenue | — | 36.6% |
| Capex IntensityCapex / Revenue | — | 43.8% |
| Cash ConversionOCF / Net Profit | — | 1.46× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $31.7M | ||
| Q3 25 | $19.0M | $25.3M | ||
| Q2 25 | $11.1M | $22.9M | ||
| Q1 25 | $3.6M | $20.3M | ||
| Q4 24 | $48.2M | $26.0M | ||
| Q3 24 | $12.9M | $20.8M | ||
| Q2 24 | $12.2M | $11.4M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $14.4M | ||
| Q3 25 | — | $5.9M | ||
| Q2 25 | — | $7.3M | ||
| Q1 25 | $3.5M | $13.9M | ||
| Q4 24 | $44.1M | $13.2M | ||
| Q3 24 | — | $10.8M | ||
| Q2 24 | — | $9.0M |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | 36.6% | ||
| Q3 25 | — | 14.9% | ||
| Q2 25 | — | 21.0% | ||
| Q1 25 | 8.5% | 32.7% | ||
| Q4 24 | 109.1% | 33.8% | ||
| Q3 24 | — | 36.1% | ||
| Q2 24 | — | 34.5% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 43.8% | ||
| Q3 25 | — | 48.6% | ||
| Q2 25 | — | 45.2% | ||
| Q1 25 | 0.4% | 15.0% | ||
| Q4 24 | 10.4% | 32.9% | ||
| Q3 24 | — | 33.3% | ||
| Q2 24 | — | 9.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.46× | ||
| Q3 25 | 1.49× | 1.58× | ||
| Q2 25 | 1.01× | 1.17× | ||
| Q1 25 | 0.36× | 1.56× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | 1.54× | 0.82× | ||
| Q2 24 | 1.73× | 1.30× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
SD
| Oil Reserves | $19.0M | 48% |
| Natural Gas Reserves | $11.6M | 30% |
| Natural Gas Liquids Reserves | $8.7M | 22% |
