vs
Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Spok Holdings, Inc (SPOK). Click either name above to swap in a different company.
CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $33.9M, roughly 1.4× Spok Holdings, Inc). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs 8.7%, a 23.1% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -1.5%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Spok Holdings, Inc. is a global provider of critical communication solutions primarily serving the healthcare industry. It offers unified clinical communication platforms, secure messaging tools, alerting systems, and on-call scheduling software that help care teams coordinate efficiently, cut response times, and boost patient safety across medical facilities.
CIVB vs SPOK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $33.9M |
| Net Profit | $15.0M | $2.9M |
| Gross Margin | — | 76.7% |
| Operating Margin | — | 11.6% |
| Net Margin | 31.7% | 8.7% |
| Revenue YoY | — | -0.1% |
| Net Profit YoY | 47.4% | -19.6% |
| EPS (diluted) | $0.72 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $33.9M | ||
| Q3 25 | $44.2M | $33.9M | ||
| Q2 25 | $41.4M | $35.7M | ||
| Q1 25 | $40.6M | $36.3M | ||
| Q4 24 | $40.4M | $33.9M | ||
| Q3 24 | $39.3M | $34.9M | ||
| Q2 24 | $38.1M | $34.0M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $2.9M | ||
| Q3 25 | $12.8M | $3.2M | ||
| Q2 25 | $11.0M | $4.6M | ||
| Q1 25 | $10.2M | $5.2M | ||
| Q4 24 | — | $3.6M | ||
| Q3 24 | $8.4M | $3.7M | ||
| Q2 24 | $7.1M | $3.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 76.7% | ||
| Q3 25 | — | 78.3% | ||
| Q2 25 | — | 79.5% | ||
| Q1 25 | — | 80.1% | ||
| Q4 24 | — | 78.5% | ||
| Q3 24 | — | 79.5% | ||
| Q2 24 | — | 78.9% |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | 11.6% | ||
| Q3 25 | 35.4% | 12.9% | ||
| Q2 25 | 31.1% | 15.1% | ||
| Q1 25 | 29.4% | 16.6% | ||
| Q4 24 | 28.2% | 13.7% | ||
| Q3 24 | 25.2% | 14.2% | ||
| Q2 24 | 21.2% | 13.2% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | 8.7% | ||
| Q3 25 | 28.9% | 9.5% | ||
| Q2 25 | 26.6% | 12.8% | ||
| Q1 25 | 25.0% | 14.3% | ||
| Q4 24 | — | 10.8% | ||
| Q3 24 | 21.3% | 10.5% | ||
| Q2 24 | 18.5% | 10.1% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $0.13 | ||
| Q3 25 | $0.68 | $0.15 | ||
| Q2 25 | $0.71 | $0.22 | ||
| Q1 25 | $0.66 | $0.25 | ||
| Q4 24 | $0.62 | $0.17 | ||
| Q3 24 | $0.53 | $0.18 | ||
| Q2 24 | $0.45 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $25.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $146.4M |
| Total Assets | $4.3B | $206.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $25.3M | ||
| Q3 25 | — | $21.4M | ||
| Q2 25 | — | $20.2M | ||
| Q1 25 | — | $19.9M | ||
| Q4 24 | — | $29.1M | ||
| Q3 24 | — | $27.8M | ||
| Q2 24 | — | $23.9M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $146.4M | ||
| Q3 25 | $499.0M | $148.7M | ||
| Q2 25 | $404.1M | $150.9M | ||
| Q1 25 | $397.4M | $151.7M | ||
| Q4 24 | $388.5M | $154.7M | ||
| Q3 24 | $394.4M | $156.3M | ||
| Q2 24 | $373.8M | $158.2M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $206.1M | ||
| Q3 25 | $4.1B | $209.7M | ||
| Q2 25 | $4.2B | $208.7M | ||
| Q1 25 | $4.1B | $204.5M | ||
| Q4 24 | $4.1B | $217.1M | ||
| Q3 24 | $4.1B | $216.8M | ||
| Q2 24 | $4.0B | $216.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $11.5M |
| Free Cash FlowOCF − Capex | — | $10.1M |
| FCF MarginFCF / Revenue | — | 29.9% |
| Capex IntensityCapex / Revenue | — | 4.1% |
| Cash ConversionOCF / Net Profit | — | 3.93× |
| TTM Free Cash FlowTrailing 4 quarters | — | $25.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $11.5M | ||
| Q3 25 | $19.0M | $8.1M | ||
| Q2 25 | $11.1M | $7.0M | ||
| Q1 25 | $3.6M | $2.3M | ||
| Q4 24 | $48.2M | $8.4M | ||
| Q3 24 | $12.9M | $11.1M | ||
| Q2 24 | $12.2M | $7.4M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $10.1M | ||
| Q3 25 | — | $7.6M | ||
| Q2 25 | — | $6.0M | ||
| Q1 25 | $3.5M | $1.5M | ||
| Q4 24 | $44.1M | $7.5M | ||
| Q3 24 | — | $10.3M | ||
| Q2 24 | — | $6.8M |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | 29.9% | ||
| Q3 25 | — | 22.4% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | 8.5% | 4.2% | ||
| Q4 24 | 109.1% | 22.3% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 20.0% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 4.1% | ||
| Q3 25 | — | 1.6% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | 0.4% | 2.1% | ||
| Q4 24 | 10.4% | 2.5% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.93× | ||
| Q3 25 | 1.49× | 2.54× | ||
| Q2 25 | 1.01× | 1.55× | ||
| Q1 25 | 0.36× | 0.43× | ||
| Q4 24 | — | 2.31× | ||
| Q3 24 | 1.54× | 3.03× | ||
| Q2 24 | 1.73× | 2.17× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
SPOK
| Paging | $16.8M | 50% |
| Software Operations | $16.0M | 47% |
| License | $1.2M | 4% |
