vs
Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Target Hospitality Corp. (TH). Click either name above to swap in a different company.
Target Hospitality Corp. is the larger business by last-quarter revenue ($73.5M vs $47.3M, roughly 1.6× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -20.3%, a 52.1% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs 0.7%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Target Hospitality is a company that provides workforce lodging and other temporary, modular housing used for oil, gas and mining operations; large-scale events; and disaster relief. Target Hospitality is based in The Woodlands, Texas, and also has offices in Williston, North Dakota; Denver, Colorado; Calgary, Alberta.
CIVB vs TH — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $73.5M |
| Net Profit | $15.0M | $-14.9M |
| Gross Margin | — | 9.6% |
| Operating Margin | — | -22.9% |
| Net Margin | 31.7% | -20.3% |
| Revenue YoY | — | 22.0% |
| Net Profit YoY | 47.4% | -219.1% |
| EPS (diluted) | $0.72 | $-0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $73.5M | ||
| Q3 25 | $44.2M | $91.6M | ||
| Q2 25 | $41.4M | $54.9M | ||
| Q1 25 | $40.6M | $54.9M | ||
| Q4 24 | $40.4M | $60.2M | ||
| Q3 24 | $39.3M | $65.8M | ||
| Q2 24 | $38.1M | $67.5M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-14.9M | ||
| Q3 25 | $12.8M | $-795.0K | ||
| Q2 25 | $11.0M | $-14.9M | ||
| Q1 25 | $10.2M | $-6.5M | ||
| Q4 24 | — | $12.5M | ||
| Q3 24 | $8.4M | $20.0M | ||
| Q2 24 | $7.1M | $18.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 9.6% | ||
| Q3 25 | — | 19.6% | ||
| Q2 25 | — | -0.6% | ||
| Q1 25 | — | 32.7% | ||
| Q4 24 | — | 61.5% | ||
| Q3 24 | — | 68.7% | ||
| Q2 24 | — | 69.4% |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -22.9% | ||
| Q3 25 | 35.4% | 0.1% | ||
| Q2 25 | 31.1% | -30.8% | ||
| Q1 25 | 29.4% | -2.0% | ||
| Q4 24 | 28.2% | 34.5% | ||
| Q3 24 | 25.2% | 42.5% | ||
| Q2 24 | 21.2% | 43.8% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -20.3% | ||
| Q3 25 | 28.9% | -0.9% | ||
| Q2 25 | 26.6% | -27.2% | ||
| Q1 25 | 25.0% | -11.8% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | 21.3% | 30.4% | ||
| Q2 24 | 18.5% | 27.2% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.14 | ||
| Q3 25 | $0.68 | $-0.01 | ||
| Q2 25 | $0.71 | $-0.15 | ||
| Q1 25 | $0.66 | $-0.07 | ||
| Q4 24 | $0.62 | $0.12 | ||
| Q3 24 | $0.53 | $0.20 | ||
| Q2 24 | $0.45 | $0.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.3M |
| Total DebtLower is stronger | — | $1.7M |
| Stockholders' EquityBook value | $553.9M | $389.3M |
| Total Assets | $4.3B | $530.2M |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $8.3M | ||
| Q3 25 | — | $30.4M | ||
| Q2 25 | — | $19.2M | ||
| Q1 25 | — | $34.5M | ||
| Q4 24 | — | $190.7M | ||
| Q3 24 | — | $177.7M | ||
| Q2 24 | — | $154.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $1.7M | ||
| Q3 25 | — | $2.0M | ||
| Q2 25 | — | $26.3M | ||
| Q1 25 | — | $42.9M | ||
| Q4 24 | — | $1.5M | ||
| Q3 24 | — | $994.0K | ||
| Q2 24 | — | $1.1M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $389.3M | ||
| Q3 25 | $499.0M | $402.4M | ||
| Q2 25 | $404.1M | $401.3M | ||
| Q1 25 | $397.4M | $415.3M | ||
| Q4 24 | $388.5M | $421.1M | ||
| Q3 24 | $394.4M | $417.6M | ||
| Q2 24 | $373.8M | $397.2M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $530.2M | ||
| Q3 25 | $4.1B | $541.2M | ||
| Q2 25 | $4.2B | $533.7M | ||
| Q1 25 | $4.1B | $562.5M | ||
| Q4 24 | $4.1B | $725.8M | ||
| Q3 24 | $4.1B | $709.8M | ||
| Q2 24 | $4.0B | $697.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.01× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $5.7M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $5.7M | ||
| Q3 25 | $19.0M | $53.4M | ||
| Q2 25 | $11.1M | $11.1M | ||
| Q1 25 | $3.6M | $3.9M | ||
| Q4 24 | $48.2M | $30.6M | ||
| Q3 24 | $12.9M | $31.4M | ||
| Q2 24 | $12.2M | $39.1M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $3.5M | $-11.6M | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 8.5% | -21.1% | ||
| Q4 24 | 109.1% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.4% | 28.2% | ||
| Q4 24 | 10.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | 2.44× | ||
| Q3 24 | 1.54× | 1.57× | ||
| Q2 24 | 1.73× | 2.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
TH
| Services | $40.9M | 56% |
| Hospitality And Facilities Services South | $32.6M | 44% |
