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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and WIDEPOINT CORP (WYY). Click either name above to swap in a different company.
CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $42.3M, roughly 1.1× WIDEPOINT CORP). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -2.0%, a 33.7% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs 11.2%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
WidePoint Corporation is an American company based in Fairfax, Virginia that provides technology-based products and services to the government sector and commercial markets in the United States. The company holds a patent for a digital parsing tool that allows users to access accounts through a secure repository gateway, established using asymmetric authentication employed as public key infrastructure (PKI). WidePoint provides smart card identity verification, wireless expense management, pen...
CIVB vs WYY — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $42.3M |
| Net Profit | $15.0M | $-849.4K |
| Gross Margin | — | 13.8% |
| Operating Margin | — | -1.9% |
| Net Margin | 31.7% | -2.0% |
| Revenue YoY | — | 12.3% |
| Net Profit YoY | 47.4% | -138.3% |
| EPS (diluted) | $0.72 | $-0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $42.3M | ||
| Q3 25 | $44.2M | $36.1M | ||
| Q2 25 | $41.4M | $37.9M | ||
| Q1 25 | $40.6M | $34.2M | ||
| Q4 24 | $40.4M | $37.7M | ||
| Q3 24 | $39.3M | $34.6M | ||
| Q2 24 | $38.1M | $36.0M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-849.4K | ||
| Q3 25 | $12.8M | $-559.2K | ||
| Q2 25 | $11.0M | $-618.5K | ||
| Q1 25 | $10.2M | $-724.1K | ||
| Q4 24 | — | $-356.4K | ||
| Q3 24 | $8.4M | $-425.2K | ||
| Q2 24 | $7.1M | $-499.6K |
| Q1 26 | — | — | ||
| Q4 25 | — | 13.8% | ||
| Q3 25 | — | 14.6% | ||
| Q2 25 | — | 13.5% | ||
| Q1 25 | — | 14.0% | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | — | 13.6% | ||
| Q2 24 | — | 13.6% |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -1.9% | ||
| Q3 25 | 35.4% | -1.3% | ||
| Q2 25 | 31.1% | -1.9% | ||
| Q1 25 | 29.4% | -2.4% | ||
| Q4 24 | 28.2% | -0.8% | ||
| Q3 24 | 25.2% | -1.3% | ||
| Q2 24 | 21.2% | -1.3% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -2.0% | ||
| Q3 25 | 28.9% | -1.5% | ||
| Q2 25 | 26.6% | -1.6% | ||
| Q1 25 | 25.0% | -2.1% | ||
| Q4 24 | — | -0.9% | ||
| Q3 24 | 21.3% | -1.2% | ||
| Q2 24 | 18.5% | -1.4% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.08 | ||
| Q3 25 | $0.68 | $-0.06 | ||
| Q2 25 | $0.71 | $-0.06 | ||
| Q1 25 | $0.66 | $-0.08 | ||
| Q4 24 | $0.62 | $-0.05 | ||
| Q3 24 | $0.53 | $-0.04 | ||
| Q2 24 | $0.45 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $9.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $11.5M |
| Total Assets | $4.3B | $79.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $9.8M | ||
| Q3 25 | — | $12.1M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $3.7M | ||
| Q4 24 | — | $6.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $11.5M | ||
| Q3 25 | $499.0M | $12.2M | ||
| Q2 25 | $404.1M | $12.6M | ||
| Q1 25 | $397.4M | $13.0M | ||
| Q4 24 | $388.5M | $13.6M | ||
| Q3 24 | $394.4M | $13.8M | ||
| Q2 24 | $373.8M | $14.0M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $79.8M | ||
| Q3 25 | $4.1B | $70.6M | ||
| Q2 25 | $4.2B | $76.6M | ||
| Q1 25 | $4.1B | $71.4M | ||
| Q4 24 | $4.1B | $71.6M | ||
| Q3 24 | $4.1B | $56.9M | ||
| Q2 24 | $4.0B | $58.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-173.5K |
| Free Cash FlowOCF − Capex | — | $-270.0K |
| FCF MarginFCF / Revenue | — | -0.6% |
| Capex IntensityCapex / Revenue | — | 0.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $5.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $-173.5K | ||
| Q3 25 | $19.0M | $5.9M | ||
| Q2 25 | $11.1M | $3.2M | ||
| Q1 25 | $3.6M | $-3.2M | ||
| Q4 24 | $48.2M | $2.4M | ||
| Q3 24 | $12.9M | $1.9M | ||
| Q2 24 | $12.2M | $-1.1M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $-270.0K | ||
| Q3 25 | — | $5.9M | ||
| Q2 25 | — | $3.1M | ||
| Q1 25 | $3.5M | $-3.3M | ||
| Q4 24 | $44.1M | $2.4M | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $-1.1M |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | -0.6% | ||
| Q3 25 | — | 16.4% | ||
| Q2 25 | — | 8.1% | ||
| Q1 25 | 8.5% | -9.5% | ||
| Q4 24 | 109.1% | 6.4% | ||
| Q3 24 | — | 5.3% | ||
| Q2 24 | — | -3.0% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 0.2% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | 0.4% | 0.1% | ||
| Q4 24 | 10.4% | 0.1% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
WYY
| Carrier Services | $26.8M | 63% |
| Managed Services | $15.5M | 37% |
