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Side-by-side financial comparison of Clarus Corp (CLAR) and CHOICEONE FINANCIAL SERVICES INC (COFS). Click either name above to swap in a different company.

Clarus Corp is the larger business by last-quarter revenue ($65.4M vs $42.9M, roughly 1.5× CHOICEONE FINANCIAL SERVICES INC). On growth, CHOICEONE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (76.4% vs -8.4%). CHOICEONE FINANCIAL SERVICES INC produced more free cash flow last quarter ($25.2M vs $11.6M). Over the past eight quarters, CHOICEONE FINANCIAL SERVICES INC's revenue compounded faster (15.0% CAGR vs -2.9%).

Clarus Corp is a global designer, manufacturer, and distributor of high-performance outdoor recreation, climbing, camping, and lifestyle products. It manages a portfolio of leading consumer brands, serving outdoor enthusiasts, professional athletes, and retail partners across North America, Europe, and the Asia-Pacific region, with a focus on innovative, durable gear for active lifestyles.

ChoiceOne Financial Services Inc is a US regional financial holding company that operates through its banking subsidiary, offering personal and commercial banking products including savings accounts, loans, wealth management, and insurance services primarily to consumers, small businesses, and corporate clients across Michigan.

CLAR vs COFS — Head-to-Head

Bigger by revenue
CLAR
CLAR
1.5× larger
CLAR
$65.4M
$42.9M
COFS
Growing faster (revenue YoY)
COFS
COFS
+84.8% gap
COFS
76.4%
-8.4%
CLAR
More free cash flow
COFS
COFS
$13.6M more FCF
COFS
$25.2M
$11.6M
CLAR
Faster 2-yr revenue CAGR
COFS
COFS
Annualised
COFS
15.0%
-2.9%
CLAR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CLAR
CLAR
COFS
COFS
Revenue
$65.4M
$42.9M
Net Profit
$-31.3M
Gross Margin
27.7%
Operating Margin
-59.6%
39.1%
Net Margin
-47.8%
Revenue YoY
-8.4%
76.4%
Net Profit YoY
52.3%
EPS (diluted)
$-0.81
$1.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLAR
CLAR
COFS
COFS
Q4 25
$65.4M
$42.9M
Q3 25
$69.3M
$61.8M
Q2 25
$55.2M
$60.4M
Q1 25
$60.4M
$44.9M
Q4 24
$71.4M
$24.3M
Q3 24
$67.1M
$36.6M
Q2 24
$56.5M
$34.0M
Q1 24
$69.3M
$32.5M
Net Profit
CLAR
CLAR
COFS
COFS
Q4 25
$-31.3M
Q3 25
$-1.6M
$14.7M
Q2 25
$-8.4M
$13.5M
Q1 25
$-5.2M
$-13.9M
Q4 24
$-65.5M
Q3 24
$-3.2M
$7.3M
Q2 24
$-5.5M
$6.6M
Q1 24
$21.9M
$5.6M
Gross Margin
CLAR
CLAR
COFS
COFS
Q4 25
27.7%
Q3 25
35.1%
Q2 25
35.6%
Q1 25
34.4%
Q4 24
33.4%
Q3 24
35.0%
Q2 24
36.1%
Q1 24
35.9%
Operating Margin
CLAR
CLAR
COFS
COFS
Q4 25
-59.6%
39.1%
Q3 25
-4.4%
29.6%
Q2 25
-19.7%
27.6%
Q1 25
-11.2%
-39.2%
Q4 24
-70.2%
36.1%
Q3 24
-8.0%
25.4%
Q2 24
-14.4%
24.0%
Q1 24
-9.8%
21.1%
Net Margin
CLAR
CLAR
COFS
COFS
Q4 25
-47.8%
Q3 25
-2.3%
23.7%
Q2 25
-15.3%
22.4%
Q1 25
-8.7%
-31.0%
Q4 24
-91.8%
Q3 24
-4.7%
20.1%
Q2 24
-9.7%
19.4%
Q1 24
31.6%
17.3%
EPS (diluted)
CLAR
CLAR
COFS
COFS
Q4 25
$-0.81
$1.43
Q3 25
$-0.04
$0.97
Q2 25
$-0.22
$0.90
Q1 25
$-0.14
$-1.29
Q4 24
$-1.72
$0.79
Q3 24
$-0.08
$0.85
Q2 24
$-0.14
$0.87
Q1 24
$0.57
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLAR
CLAR
COFS
COFS
Cash + ST InvestmentsLiquidity on hand
$36.7M
$88.0M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$196.4M
$465.4M
Total Assets
$249.0M
$4.4B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLAR
CLAR
COFS
COFS
Q4 25
$36.7M
$88.0M
Q3 25
$29.5M
$99.0M
Q2 25
$28.5M
$156.3M
Q1 25
$41.3M
$139.4M
Q4 24
$45.4M
$96.8M
Q3 24
$36.4M
$145.9M
Q2 24
$46.2M
$101.0M
Q1 24
$47.5M
$150.1M
Total Debt
CLAR
CLAR
COFS
COFS
Q4 25
$0
Q3 25
$2.0M
Q2 25
$1.9M
Q1 25
$1.9M
Q4 24
$1.9M
Q3 24
Q2 24
Q1 24
$37.0K
Stockholders' Equity
CLAR
CLAR
COFS
COFS
Q4 25
$196.4M
$465.4M
Q3 25
$225.8M
$449.6M
Q2 25
$225.1M
$431.8M
Q1 25
$229.3M
$427.1M
Q4 24
$233.1M
$260.4M
Q3 24
$308.5M
$247.7M
Q2 24
$307.3M
$214.5M
Q1 24
$310.4M
$206.8M
Total Assets
CLAR
CLAR
COFS
COFS
Q4 25
$249.0M
$4.4B
Q3 25
$283.1M
$4.3B
Q2 25
$286.5M
$4.3B
Q1 25
$292.8M
$4.3B
Q4 24
$294.1M
$2.7B
Q3 24
$375.3M
$2.7B
Q2 24
$369.4M
$2.7B
Q1 24
$377.0M
$2.7B
Debt / Equity
CLAR
CLAR
COFS
COFS
Q4 25
0.00×
Q3 25
0.01×
Q2 25
0.01×
Q1 25
0.01×
Q4 24
0.01×
Q3 24
Q2 24
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLAR
CLAR
COFS
COFS
Operating Cash FlowLast quarter
$12.5M
$31.8M
Free Cash FlowOCF − Capex
$11.6M
$25.2M
FCF MarginFCF / Revenue
17.7%
58.7%
Capex IntensityCapex / Revenue
1.4%
15.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-9.9M
$38.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLAR
CLAR
COFS
COFS
Q4 25
$12.5M
$31.8M
Q3 25
$-5.7M
$15.3M
Q2 25
$-9.4M
$9.0M
Q1 25
$-2.1M
$-6.5M
Q4 24
$16.6M
$47.1M
Q3 24
$-8.3M
$-7.4M
Q2 24
$834.0K
$15.7M
Q1 24
$-16.4M
$15.3M
Free Cash Flow
CLAR
CLAR
COFS
COFS
Q4 25
$11.6M
$25.2M
Q3 25
$-7.0M
$13.7M
Q2 25
$-11.3M
$6.9M
Q1 25
$-3.3M
$-7.3M
Q4 24
$14.4M
$45.4M
Q3 24
$-9.4M
$-7.6M
Q2 24
$-744.0K
$15.3M
Q1 24
$-18.3M
$15.0M
FCF Margin
CLAR
CLAR
COFS
COFS
Q4 25
17.7%
58.7%
Q3 25
-10.0%
22.1%
Q2 25
-20.4%
11.4%
Q1 25
-5.4%
-16.3%
Q4 24
20.1%
186.4%
Q3 24
-14.0%
-20.8%
Q2 24
-1.3%
44.8%
Q1 24
-26.3%
46.2%
Capex Intensity
CLAR
CLAR
COFS
COFS
Q4 25
1.4%
15.4%
Q3 25
1.8%
2.6%
Q2 25
3.4%
3.4%
Q1 25
2.0%
1.9%
Q4 24
3.1%
7.0%
Q3 24
1.6%
0.7%
Q2 24
2.8%
1.4%
Q1 24
2.7%
1.0%
Cash Conversion
CLAR
CLAR
COFS
COFS
Q4 25
Q3 25
1.04×
Q2 25
0.66×
Q1 25
Q4 24
Q3 24
-1.00×
Q2 24
2.39×
Q1 24
-0.75×
2.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLAR
CLAR

Other$37.1M57%
Outdoor Segment$25.3M39%
Adventure Segment$3.0M5%

COFS
COFS

Segment breakdown not available.

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