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Side-by-side financial comparison of Clarus Corp (CLAR) and Finance of America Companies Inc. (FOA). Click either name above to swap in a different company.

Finance of America Companies Inc. is the larger business by last-quarter revenue ($73.5M vs $65.4M, roughly 1.1× Clarus Corp). Finance of America Companies Inc. runs the higher net margin — -14.1% vs -47.8%, a 33.7% gap on every dollar of revenue. On growth, Finance of America Companies Inc. posted the faster year-over-year revenue change (248.7% vs -8.4%). Over the past eight quarters, Finance of America Companies Inc.'s revenue compounded faster (-0.8% CAGR vs -2.9%).

Clarus Corp is a global designer, manufacturer, and distributor of high-performance outdoor recreation, climbing, camping, and lifestyle products. It manages a portfolio of leading consumer brands, serving outdoor enthusiasts, professional athletes, and retail partners across North America, Europe, and the Asia-Pacific region, with a focus on innovative, durable gear for active lifestyles.

Rocket Companies, Inc., is an American fintech and homeownership services company. Founded by Dan Gilbert and based in Downtown Detroit, Michigan, the company is one of the largest mortgage lenders in the United States through its flagship subsidiary Rocket Mortgage. Its subsidiaries include Redfin, Forsalebyowner.com, and Rocket Money.

CLAR vs FOA — Head-to-Head

Bigger by revenue
FOA
FOA
1.1× larger
FOA
$73.5M
$65.4M
CLAR
Growing faster (revenue YoY)
FOA
FOA
+257.1% gap
FOA
248.7%
-8.4%
CLAR
Higher net margin
FOA
FOA
33.7% more per $
FOA
-14.1%
-47.8%
CLAR
Faster 2-yr revenue CAGR
FOA
FOA
Annualised
FOA
-0.8%
-2.9%
CLAR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CLAR
CLAR
FOA
FOA
Revenue
$65.4M
$73.5M
Net Profit
$-31.3M
$-10.4M
Gross Margin
27.7%
Operating Margin
-59.6%
-29.9%
Net Margin
-47.8%
-14.1%
Revenue YoY
-8.4%
248.7%
Net Profit YoY
52.3%
82.4%
EPS (diluted)
$-0.81
$0.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLAR
CLAR
FOA
FOA
Q4 25
$65.4M
$73.5M
Q3 25
$69.3M
$80.8M
Q2 25
$55.2M
$177.4M
Q1 25
$60.4M
$165.7M
Q4 24
$71.4M
$-49.4M
Q3 24
$67.1M
$290.1M
Q2 24
$56.5M
$79.0M
Q1 24
$69.3M
$74.7M
Net Profit
CLAR
CLAR
FOA
FOA
Q4 25
$-31.3M
$-10.4M
Q3 25
$-1.6M
$-9.5M
Q2 25
$-8.4M
$34.9M
Q1 25
$-5.2M
$30.2M
Q4 24
$-65.5M
$-59.1M
Q3 24
$-3.2M
$84.2M
Q2 24
$-5.5M
$-2.1M
Q1 24
$21.9M
$-7.5M
Gross Margin
CLAR
CLAR
FOA
FOA
Q4 25
27.7%
Q3 25
35.1%
Q2 25
35.6%
Q1 25
34.4%
Q4 24
33.4%
Q3 24
35.0%
Q2 24
36.1%
Q1 24
35.9%
Operating Margin
CLAR
CLAR
FOA
FOA
Q4 25
-59.6%
-29.9%
Q3 25
-4.4%
-35.3%
Q2 25
-19.7%
46.2%
Q1 25
-11.2%
49.3%
Q4 24
-70.2%
295.0%
Q3 24
-8.0%
71.8%
Q2 24
-14.4%
-4.8%
Q1 24
-9.8%
-21.1%
Net Margin
CLAR
CLAR
FOA
FOA
Q4 25
-47.8%
-14.1%
Q3 25
-2.3%
-11.8%
Q2 25
-15.3%
19.7%
Q1 25
-8.7%
18.2%
Q4 24
-91.8%
119.5%
Q3 24
-4.7%
29.0%
Q2 24
-9.7%
-2.6%
Q1 24
31.6%
-10.1%
EPS (diluted)
CLAR
CLAR
FOA
FOA
Q4 25
$-0.81
$0.45
Q3 25
$-0.04
$-1.27
Q2 25
$-0.22
$2.13
Q1 25
$-0.14
$2.43
Q4 24
$-1.72
$-5.24
Q3 24
$-0.08
$7.50
Q2 24
$-0.14
$-0.30
Q1 24
$0.57
$-0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLAR
CLAR
FOA
FOA
Cash + ST InvestmentsLiquidity on hand
$36.7M
$89.5M
Total DebtLower is stronger
$0
$357.5M
Stockholders' EquityBook value
$196.4M
$395.6M
Total Assets
$249.0M
$30.7B
Debt / EquityLower = less leverage
0.00×
0.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLAR
CLAR
FOA
FOA
Q4 25
$36.7M
$89.5M
Q3 25
$29.5M
$109.8M
Q2 25
$28.5M
$46.5M
Q1 25
$41.3M
$52.0M
Q4 24
$45.4M
$47.4M
Q3 24
$36.4M
$44.3M
Q2 24
$46.2M
$46.5M
Q1 24
$47.5M
$48.2M
Total Debt
CLAR
CLAR
FOA
FOA
Q4 25
$0
$357.5M
Q3 25
$2.0M
$390.0M
Q2 25
$1.9M
Q1 25
$1.9M
Q4 24
$1.9M
$374.5M
Q3 24
Q2 24
Q1 24
$37.0K
Stockholders' Equity
CLAR
CLAR
FOA
FOA
Q4 25
$196.4M
$395.6M
Q3 25
$225.8M
$365.8M
Q2 25
$225.1M
$473.4M
Q1 25
$229.3M
$394.9M
Q4 24
$233.1M
$315.7M
Q3 24
$308.5M
$456.5M
Q2 24
$307.3M
$251.3M
Q1 24
$310.4M
$255.7M
Total Assets
CLAR
CLAR
FOA
FOA
Q4 25
$249.0M
$30.7B
Q3 25
$283.1M
$30.7B
Q2 25
$286.5M
$30.1B
Q1 25
$292.8M
$29.7B
Q4 24
$294.1M
$29.2B
Q3 24
$375.3M
$29.0B
Q2 24
$369.4M
$28.0B
Q1 24
$377.0M
$27.7B
Debt / Equity
CLAR
CLAR
FOA
FOA
Q4 25
0.00×
0.90×
Q3 25
0.01×
1.07×
Q2 25
0.01×
Q1 25
0.01×
Q4 24
0.01×
1.19×
Q3 24
Q2 24
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLAR
CLAR
FOA
FOA
Operating Cash FlowLast quarter
$12.5M
$-429.7M
Free Cash FlowOCF − Capex
$11.6M
FCF MarginFCF / Revenue
17.7%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLAR
CLAR
FOA
FOA
Q4 25
$12.5M
$-429.7M
Q3 25
$-5.7M
$-149.7M
Q2 25
$-9.4M
$-96.5M
Q1 25
$-2.1M
$-92.1M
Q4 24
$16.6M
$-423.8M
Q3 24
$-8.3M
$-81.4M
Q2 24
$834.0K
$-104.0M
Q1 24
$-16.4M
$-132.2M
Free Cash Flow
CLAR
CLAR
FOA
FOA
Q4 25
$11.6M
Q3 25
$-7.0M
Q2 25
$-11.3M
Q1 25
$-3.3M
Q4 24
$14.4M
Q3 24
$-9.4M
Q2 24
$-744.0K
Q1 24
$-18.3M
$-132.7M
FCF Margin
CLAR
CLAR
FOA
FOA
Q4 25
17.7%
Q3 25
-10.0%
Q2 25
-20.4%
Q1 25
-5.4%
Q4 24
20.1%
Q3 24
-14.0%
Q2 24
-1.3%
Q1 24
-26.3%
-177.7%
Capex Intensity
CLAR
CLAR
FOA
FOA
Q4 25
1.4%
Q3 25
1.8%
Q2 25
3.4%
Q1 25
2.0%
Q4 24
3.1%
Q3 24
1.6%
Q2 24
2.8%
Q1 24
2.7%
0.6%
Cash Conversion
CLAR
CLAR
FOA
FOA
Q4 25
Q3 25
Q2 25
-2.76×
Q1 25
-3.05×
Q4 24
Q3 24
-0.97×
Q2 24
Q1 24
-0.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLAR
CLAR

Other$37.1M57%
Outdoor Segment$25.3M39%
Adventure Segment$3.0M5%

FOA
FOA

Segment Continuing Operations$70.8M96%
Other$2.7M4%

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