vs
Side-by-side financial comparison of Clarus Corp (CLAR) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.
Clarus Corp is the larger business by last-quarter revenue ($65.4M vs $53.8M, roughly 1.2× SMARTFINANCIAL INC.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -47.8%, a 73.2% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs -2.9%).
Clarus Corp is a global designer, manufacturer, and distributor of high-performance outdoor recreation, climbing, camping, and lifestyle products. It manages a portfolio of leading consumer brands, serving outdoor enthusiasts, professional athletes, and retail partners across North America, Europe, and the Asia-Pacific region, with a focus on innovative, durable gear for active lifestyles.
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
CLAR vs SMBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $65.4M | $53.8M |
| Net Profit | $-31.3M | $13.7M |
| Gross Margin | 27.7% | — |
| Operating Margin | -59.6% | — |
| Net Margin | -47.8% | 25.4% |
| Revenue YoY | -8.4% | — |
| Net Profit YoY | 52.3% | 21.6% |
| EPS (diluted) | $-0.81 | $0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $53.8M | ||
| Q4 25 | $65.4M | $53.3M | ||
| Q3 25 | $69.3M | $51.1M | ||
| Q2 25 | $55.2M | $49.2M | ||
| Q1 25 | $60.4M | $46.8M | ||
| Q4 24 | $71.4M | $46.8M | ||
| Q3 24 | $67.1M | $44.2M | ||
| Q2 24 | $56.5M | $40.4M |
| Q1 26 | — | $13.7M | ||
| Q4 25 | $-31.3M | $13.7M | ||
| Q3 25 | $-1.6M | $13.7M | ||
| Q2 25 | $-8.4M | $11.7M | ||
| Q1 25 | $-5.2M | $11.3M | ||
| Q4 24 | $-65.5M | $9.6M | ||
| Q3 24 | $-3.2M | $9.1M | ||
| Q2 24 | $-5.5M | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | 27.7% | — | ||
| Q3 25 | 35.1% | — | ||
| Q2 25 | 35.6% | — | ||
| Q1 25 | 34.4% | — | ||
| Q4 24 | 33.4% | — | ||
| Q3 24 | 35.0% | — | ||
| Q2 24 | 36.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | -59.6% | 31.3% | ||
| Q3 25 | -4.4% | 33.2% | ||
| Q2 25 | -19.7% | 29.0% | ||
| Q1 25 | -11.2% | 29.0% | ||
| Q4 24 | -70.2% | 26.5% | ||
| Q3 24 | -8.0% | 24.3% | ||
| Q2 24 | -14.4% | 25.6% |
| Q1 26 | — | 25.4% | ||
| Q4 25 | -47.8% | 25.7% | ||
| Q3 25 | -2.3% | 26.8% | ||
| Q2 25 | -15.3% | 23.8% | ||
| Q1 25 | -8.7% | 24.0% | ||
| Q4 24 | -91.8% | 20.6% | ||
| Q3 24 | -4.7% | 20.7% | ||
| Q2 24 | -9.7% | 19.8% |
| Q1 26 | — | $0.81 | ||
| Q4 25 | $-0.81 | $0.81 | ||
| Q3 25 | $-0.04 | $0.81 | ||
| Q2 25 | $-0.22 | $0.69 | ||
| Q1 25 | $-0.14 | $0.67 | ||
| Q4 24 | $-1.72 | $0.57 | ||
| Q3 24 | $-0.08 | $0.54 | ||
| Q2 24 | $-0.14 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.7M | $346.1M |
| Total DebtLower is stronger | $0 | — |
| Stockholders' EquityBook value | $196.4M | $562.2M |
| Total Assets | $249.0M | $5.9B |
| Debt / EquityLower = less leverage | 0.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $346.1M | ||
| Q4 25 | $36.7M | $464.4M | ||
| Q3 25 | $29.5M | $557.1M | ||
| Q2 25 | $28.5M | $365.1M | ||
| Q1 25 | $41.3M | $423.0M | ||
| Q4 24 | $45.4M | $387.6M | ||
| Q3 24 | $36.4M | $192.9M | ||
| Q2 24 | $46.2M | $342.8M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $2.0M | $1.3M | ||
| Q2 25 | $1.9M | $7.0M | ||
| Q1 25 | $1.9M | $7.6M | ||
| Q4 24 | $1.9M | $8.1M | ||
| Q3 24 | — | $9.0M | ||
| Q2 24 | — | $12.7M |
| Q1 26 | — | $562.2M | ||
| Q4 25 | $196.4M | $552.4M | ||
| Q3 25 | $225.8M | $538.4M | ||
| Q2 25 | $225.1M | $519.0M | ||
| Q1 25 | $229.3M | $505.8M | ||
| Q4 24 | $233.1M | $491.3M | ||
| Q3 24 | $308.5M | $489.0M | ||
| Q2 24 | $307.3M | $472.5M |
| Q1 26 | — | $5.9B | ||
| Q4 25 | $249.0M | $5.9B | ||
| Q3 25 | $283.1M | $5.8B | ||
| Q2 25 | $286.5M | $5.5B | ||
| Q1 25 | $292.8M | $5.4B | ||
| Q4 24 | $294.1M | $5.3B | ||
| Q3 24 | $375.3M | $4.9B | ||
| Q2 24 | $369.4M | $4.9B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.01× | 0.00× | ||
| Q2 25 | 0.01× | 0.01× | ||
| Q1 25 | 0.01× | 0.02× | ||
| Q4 24 | 0.01× | 0.02× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.5M | — |
| Free Cash FlowOCF − Capex | $11.6M | — |
| FCF MarginFCF / Revenue | 17.7% | — |
| Capex IntensityCapex / Revenue | 1.4% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-9.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $12.5M | $61.7M | ||
| Q3 25 | $-5.7M | $16.9M | ||
| Q2 25 | $-9.4M | $14.0M | ||
| Q1 25 | $-2.1M | $14.3M | ||
| Q4 24 | $16.6M | $52.7M | ||
| Q3 24 | $-8.3M | $12.4M | ||
| Q2 24 | $834.0K | $16.5M |
| Q1 26 | — | — | ||
| Q4 25 | $11.6M | $59.3M | ||
| Q3 25 | $-7.0M | $16.6M | ||
| Q2 25 | $-11.3M | $13.2M | ||
| Q1 25 | $-3.3M | $13.4M | ||
| Q4 24 | $14.4M | $46.3M | ||
| Q3 24 | $-9.4M | $11.3M | ||
| Q2 24 | $-744.0K | $15.4M |
| Q1 26 | — | — | ||
| Q4 25 | 17.7% | 111.3% | ||
| Q3 25 | -10.0% | 32.4% | ||
| Q2 25 | -20.4% | 26.9% | ||
| Q1 25 | -5.4% | 28.5% | ||
| Q4 24 | 20.1% | 98.9% | ||
| Q3 24 | -14.0% | 25.7% | ||
| Q2 24 | -1.3% | 38.2% |
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 4.5% | ||
| Q3 25 | 1.8% | 0.6% | ||
| Q2 25 | 3.4% | 1.6% | ||
| Q1 25 | 2.0% | 2.0% | ||
| Q4 24 | 3.1% | 13.7% | ||
| Q3 24 | 1.6% | 2.4% | ||
| Q2 24 | 2.8% | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.50× | ||
| Q3 25 | — | 1.23× | ||
| Q2 25 | — | 1.20× | ||
| Q1 25 | — | 1.27× | ||
| Q4 24 | — | 5.47× | ||
| Q3 24 | — | 1.36× | ||
| Q2 24 | — | 2.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CLAR
| Other | $37.1M | 57% |
| Outdoor Segment | $25.3M | 39% |
| Adventure Segment | $3.0M | 5% |
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
