vs

Side-by-side financial comparison of Columbia Financial, Inc. (CLBK) and DHT Holdings, Inc. (DHT). Click either name above to swap in a different company.

DHT Holdings, Inc. is the larger business by last-quarter revenue ($107.3M vs $68.8M, roughly 1.6× Columbia Financial, Inc.). DHT Holdings, Inc. runs the higher net margin — 41.7% vs 22.8%, a 18.9% gap on every dollar of revenue. On growth, Columbia Financial, Inc. posted the faster year-over-year revenue change (29.7% vs -24.5%).

Ameriprise Financial, Inc. is an American diversified financial services company and bank holding company based in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.

DHT Holdings, Inc. is an independent international crude oil tanker operator that owns and manages a fleet of very large crude carriers. It offers marine transportation services for crude oil across major global trade routes, serving clients including leading oil producers, refineries, and commodity trading enterprises worldwide.

CLBK vs DHT — Head-to-Head

Bigger by revenue
DHT
DHT
1.6× larger
DHT
$107.3M
$68.8M
CLBK
Growing faster (revenue YoY)
CLBK
CLBK
+54.2% gap
CLBK
29.7%
-24.5%
DHT
Higher net margin
DHT
DHT
18.9% more per $
DHT
41.7%
22.8%
CLBK

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CLBK
CLBK
DHT
DHT
Revenue
$68.8M
$107.3M
Net Profit
$15.7M
$44.8M
Gross Margin
Operating Margin
28.6%
44.2%
Net Margin
22.8%
41.7%
Revenue YoY
29.7%
-24.5%
Net Profit YoY
173.9%
27.3%
EPS (diluted)
$0.15
$0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLBK
CLBK
DHT
DHT
Q4 25
$68.8M
Q3 25
$67.3M
$107.3M
Q2 25
$63.9M
Q1 25
$58.8M
Q4 24
$46.4M
Q3 24
$54.3M
$142.1M
Q2 24
$53.3M
Q1 24
$49.7M
Net Profit
CLBK
CLBK
DHT
DHT
Q4 25
$15.7M
Q3 25
$14.9M
$44.8M
Q2 25
$12.3M
Q1 25
$8.9M
Q4 24
$-21.2M
Q3 24
$6.2M
$35.2M
Q2 24
$4.5M
Q1 24
$-1.2M
Operating Margin
CLBK
CLBK
DHT
DHT
Q4 25
28.6%
Q3 25
29.5%
44.2%
Q2 25
25.8%
Q1 25
20.4%
Q4 24
-57.6%
Q3 24
13.5%
29.7%
Q2 24
9.0%
Q1 24
-2.6%
Net Margin
CLBK
CLBK
DHT
DHT
Q4 25
22.8%
Q3 25
22.1%
41.7%
Q2 25
19.3%
Q1 25
15.1%
Q4 24
-45.7%
Q3 24
11.4%
24.8%
Q2 24
8.5%
Q1 24
-2.3%
EPS (diluted)
CLBK
CLBK
DHT
DHT
Q4 25
$0.15
Q3 25
$0.15
$0.28
Q2 25
$0.12
Q1 25
$0.09
Q4 24
$-0.20
Q3 24
$0.06
$0.22
Q2 24
$0.04
Q1 24
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLBK
CLBK
DHT
DHT
Cash + ST InvestmentsLiquidity on hand
$340.8M
$81.3M
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$1.2B
$1.1B
Total Assets
$11.0B
$1.4B
Debt / EquityLower = less leverage
1.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLBK
CLBK
DHT
DHT
Q4 25
$340.8M
Q3 25
$253.4M
$81.3M
Q2 25
$248.2M
Q1 25
$256.1M
Q4 24
$289.2M
Q3 24
$283.5M
$73.8M
Q2 24
$391.1M
Q1 24
$373.5M
Total Debt
CLBK
CLBK
DHT
DHT
Q4 25
$1.2B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$1.4B
Q2 24
$1.7B
Q1 24
$1.5B
Stockholders' Equity
CLBK
CLBK
DHT
DHT
Q4 25
$1.2B
Q3 25
$1.1B
$1.1B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$1.1B
$1.0B
Q2 24
$1.0B
Q1 24
$1.0B
Total Assets
CLBK
CLBK
DHT
DHT
Q4 25
$11.0B
Q3 25
$10.9B
$1.4B
Q2 25
$10.7B
Q1 25
$10.6B
Q4 24
$10.5B
Q3 24
$10.7B
$1.5B
Q2 24
$10.8B
Q1 24
$10.6B
Debt / Equity
CLBK
CLBK
DHT
DHT
Q4 25
1.02×
Q3 25
1.11×
Q2 25
1.14×
Q1 25
1.01×
Q4 24
1.00×
Q3 24
1.32×
Q2 24
1.61×
Q1 24
1.47×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLBK
CLBK
DHT
DHT
Operating Cash FlowLast quarter
$68.4M
$60.9M
Free Cash FlowOCF − Capex
$58.6M
FCF MarginFCF / Revenue
85.1%
Capex IntensityCapex / Revenue
14.3%
Cash ConversionOCF / Net Profit
4.36×
1.36×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLBK
CLBK
DHT
DHT
Q4 25
$68.4M
Q3 25
$31.0M
$60.9M
Q2 25
$14.6M
Q1 25
$-1.6M
Q4 24
$33.3M
Q3 24
$-28.3M
$80.1M
Q2 24
$18.6M
Q1 24
$14.1M
Free Cash Flow
CLBK
CLBK
DHT
DHT
Q4 25
$58.6M
Q3 25
$28.1M
Q2 25
$12.9M
Q1 25
$-4.5M
Q4 24
$25.9M
Q3 24
$-31.1M
Q2 24
$17.2M
Q1 24
$12.5M
FCF Margin
CLBK
CLBK
DHT
DHT
Q4 25
85.1%
Q3 25
41.8%
Q2 25
20.2%
Q1 25
-7.6%
Q4 24
55.7%
Q3 24
-57.3%
Q2 24
32.3%
Q1 24
25.1%
Capex Intensity
CLBK
CLBK
DHT
DHT
Q4 25
14.3%
Q3 25
4.2%
Q2 25
2.7%
Q1 25
4.9%
Q4 24
16.0%
Q3 24
5.1%
Q2 24
2.6%
Q1 24
3.4%
Cash Conversion
CLBK
CLBK
DHT
DHT
Q4 25
4.36×
Q3 25
2.08×
1.36×
Q2 25
1.19×
Q1 25
-0.18×
Q4 24
Q3 24
-4.57×
2.28×
Q2 24
4.09×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons