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Side-by-side financial comparison of Columbia Financial, Inc. (CLBK) and GETTY REALTY CORP (GTY). Click either name above to swap in a different company.

Columbia Financial, Inc. is the larger business by last-quarter revenue ($68.8M vs $57.8M, roughly 1.2× GETTY REALTY CORP). GETTY REALTY CORP runs the higher net margin — 46.0% vs 22.8%, a 23.2% gap on every dollar of revenue. On growth, Columbia Financial, Inc. posted the faster year-over-year revenue change (29.7% vs 10.5%). Over the past eight quarters, Columbia Financial, Inc.'s revenue compounded faster (17.7% CAGR vs 7.6%).

Ameriprise Financial, Inc. is an American diversified financial services company and bank holding company based in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.

Getty Realty Corp is a publicly traded real estate investment trust (REIT) headquartered in the United States. It owns, leases, and manages a diversified portfolio of commercial real estate assets, primarily consisting of convenience stores, fuel stations, and adjacent retail locations across U.S. states, serving tenants across retail and energy sectors.

CLBK vs GTY — Head-to-Head

Bigger by revenue
CLBK
CLBK
1.2× larger
CLBK
$68.8M
$57.8M
GTY
Growing faster (revenue YoY)
CLBK
CLBK
+19.2% gap
CLBK
29.7%
10.5%
GTY
Higher net margin
GTY
GTY
23.2% more per $
GTY
46.0%
22.8%
CLBK
Faster 2-yr revenue CAGR
CLBK
CLBK
Annualised
CLBK
17.7%
7.6%
GTY

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CLBK
CLBK
GTY
GTY
Revenue
$68.8M
$57.8M
Net Profit
$15.7M
$26.6M
Gross Margin
Operating Margin
28.6%
66.1%
Net Margin
22.8%
46.0%
Revenue YoY
29.7%
10.5%
Net Profit YoY
173.9%
80.1%
EPS (diluted)
$0.15
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLBK
CLBK
GTY
GTY
Q1 26
$57.8M
Q4 25
$68.8M
$60.5M
Q3 25
$67.3M
$55.6M
Q2 25
$63.9M
$53.3M
Q1 25
$58.8M
$52.3M
Q4 24
$46.4M
$53.0M
Q3 24
$54.3M
$51.5M
Q2 24
$53.3M
$49.9M
Net Profit
CLBK
CLBK
GTY
GTY
Q1 26
$26.6M
Q4 25
$15.7M
$27.0M
Q3 25
$14.9M
$23.3M
Q2 25
$12.3M
$14.0M
Q1 25
$8.9M
$14.8M
Q4 24
$-21.2M
$22.3M
Q3 24
$6.2M
$15.3M
Q2 24
$4.5M
$16.7M
Operating Margin
CLBK
CLBK
GTY
GTY
Q1 26
66.1%
Q4 25
28.6%
67.3%
Q3 25
29.5%
62.5%
Q2 25
25.8%
46.7%
Q1 25
20.4%
50.5%
Q4 24
-57.6%
61.6%
Q3 24
13.5%
48.9%
Q2 24
9.0%
52.5%
Net Margin
CLBK
CLBK
GTY
GTY
Q1 26
46.0%
Q4 25
22.8%
44.7%
Q3 25
22.1%
42.0%
Q2 25
19.3%
26.3%
Q1 25
15.1%
28.3%
Q4 24
-45.7%
42.1%
Q3 24
11.4%
29.8%
Q2 24
8.5%
33.5%
EPS (diluted)
CLBK
CLBK
GTY
GTY
Q1 26
$0.43
Q4 25
$0.15
$0.46
Q3 25
$0.15
$0.40
Q2 25
$0.12
$0.24
Q1 25
$0.09
$0.25
Q4 24
$-0.20
$0.38
Q3 24
$0.06
$0.27
Q2 24
$0.04
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLBK
CLBK
GTY
GTY
Cash + ST InvestmentsLiquidity on hand
$340.8M
$3.7M
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$1.2B
Total Assets
$11.0B
$2.2B
Debt / EquityLower = less leverage
1.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLBK
CLBK
GTY
GTY
Q1 26
$3.7M
Q4 25
$340.8M
$8.4M
Q3 25
$253.4M
$5.2M
Q2 25
$248.2M
$7.5M
Q1 25
$256.1M
$6.3M
Q4 24
$289.2M
$9.5M
Q3 24
$283.5M
$4.0M
Q2 24
$391.1M
$4.7M
Total Debt
CLBK
CLBK
GTY
GTY
Q1 26
Q4 25
$1.2B
$995.0M
Q3 25
$1.3B
$934.6M
Q2 25
$1.3B
$919.2M
Q1 25
$1.1B
$901.4M
Q4 24
$1.1B
$904.3M
Q3 24
$1.4B
$833.9M
Q2 24
$1.7B
$838.4M
Stockholders' Equity
CLBK
CLBK
GTY
GTY
Q1 26
Q4 25
$1.2B
$1.1B
Q3 25
$1.1B
$1.0B
Q2 25
$1.1B
$982.4M
Q1 25
$1.1B
$961.1M
Q4 24
$1.1B
$962.1M
Q3 24
$1.1B
$963.4M
Q2 24
$1.0B
$951.0M
Total Assets
CLBK
CLBK
GTY
GTY
Q1 26
$2.2B
Q4 25
$11.0B
$2.2B
Q3 25
$10.9B
$2.1B
Q2 25
$10.7B
$2.0B
Q1 25
$10.6B
$2.0B
Q4 24
$10.5B
$2.0B
Q3 24
$10.7B
$1.9B
Q2 24
$10.8B
$1.9B
Debt / Equity
CLBK
CLBK
GTY
GTY
Q1 26
Q4 25
1.02×
0.93×
Q3 25
1.11×
0.92×
Q2 25
1.14×
0.94×
Q1 25
1.01×
0.94×
Q4 24
1.00×
0.94×
Q3 24
1.32×
0.87×
Q2 24
1.61×
0.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLBK
CLBK
GTY
GTY
Operating Cash FlowLast quarter
$68.4M
Free Cash FlowOCF − Capex
$58.6M
FCF MarginFCF / Revenue
85.1%
Capex IntensityCapex / Revenue
14.3%
Cash ConversionOCF / Net Profit
4.36×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLBK
CLBK
GTY
GTY
Q1 26
Q4 25
$68.4M
$127.4M
Q3 25
$31.0M
$30.5M
Q2 25
$14.6M
$34.7M
Q1 25
$-1.6M
$28.7M
Q4 24
$33.3M
$130.5M
Q3 24
$-28.3M
$34.6M
Q2 24
$18.6M
$29.7M
Free Cash Flow
CLBK
CLBK
GTY
GTY
Q1 26
Q4 25
$58.6M
$127.0M
Q3 25
$28.1M
$30.4M
Q2 25
$12.9M
$34.6M
Q1 25
$-4.5M
$28.6M
Q4 24
$25.9M
$129.6M
Q3 24
$-31.1M
$34.4M
Q2 24
$17.2M
$29.6M
FCF Margin
CLBK
CLBK
GTY
GTY
Q1 26
Q4 25
85.1%
209.8%
Q3 25
41.8%
54.7%
Q2 25
20.2%
64.9%
Q1 25
-7.6%
54.7%
Q4 24
55.7%
244.5%
Q3 24
-57.3%
66.9%
Q2 24
32.3%
59.2%
Capex Intensity
CLBK
CLBK
GTY
GTY
Q1 26
Q4 25
14.3%
0.7%
Q3 25
4.2%
0.2%
Q2 25
2.7%
0.3%
Q1 25
4.9%
0.1%
Q4 24
16.0%
1.7%
Q3 24
5.1%
0.4%
Q2 24
2.6%
0.3%
Cash Conversion
CLBK
CLBK
GTY
GTY
Q1 26
Q4 25
4.36×
4.71×
Q3 25
2.08×
1.31×
Q2 25
1.19×
2.48×
Q1 25
-0.18×
1.94×
Q4 24
5.85×
Q3 24
-4.57×
2.26×
Q2 24
4.09×
1.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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