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Side-by-side financial comparison of Columbia Financial, Inc. (CLBK) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.

Columbia Financial, Inc. is the larger business by last-quarter revenue ($68.8M vs $39.4M, roughly 1.7× SANDRIDGE ENERGY INC). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 22.8%, a 32.1% gap on every dollar of revenue. On growth, Columbia Financial, Inc. posted the faster year-over-year revenue change (29.7% vs 1.1%). Columbia Financial, Inc. produced more free cash flow last quarter ($58.6M vs $14.4M). Over the past eight quarters, Columbia Financial, Inc.'s revenue compounded faster (17.7% CAGR vs 14.1%).

Ameriprise Financial, Inc. is an American diversified financial services company and bank holding company based in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

CLBK vs SD — Head-to-Head

Bigger by revenue
CLBK
CLBK
1.7× larger
CLBK
$68.8M
$39.4M
SD
Growing faster (revenue YoY)
CLBK
CLBK
+28.6% gap
CLBK
29.7%
1.1%
SD
Higher net margin
SD
SD
32.1% more per $
SD
54.9%
22.8%
CLBK
More free cash flow
CLBK
CLBK
$44.1M more FCF
CLBK
$58.6M
$14.4M
SD
Faster 2-yr revenue CAGR
CLBK
CLBK
Annualised
CLBK
17.7%
14.1%
SD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CLBK
CLBK
SD
SD
Revenue
$68.8M
$39.4M
Net Profit
$15.7M
$21.6M
Gross Margin
Operating Margin
28.6%
38.5%
Net Margin
22.8%
54.9%
Revenue YoY
29.7%
1.1%
Net Profit YoY
173.9%
23.1%
EPS (diluted)
$0.15
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLBK
CLBK
SD
SD
Q4 25
$68.8M
$39.4M
Q3 25
$67.3M
$39.8M
Q2 25
$63.9M
$34.5M
Q1 25
$58.8M
$42.6M
Q4 24
$46.4M
$39.0M
Q3 24
$54.3M
$30.1M
Q2 24
$53.3M
$26.0M
Q1 24
$49.7M
$30.3M
Net Profit
CLBK
CLBK
SD
SD
Q4 25
$15.7M
$21.6M
Q3 25
$14.9M
$16.0M
Q2 25
$12.3M
$19.6M
Q1 25
$8.9M
$13.0M
Q4 24
$-21.2M
$17.6M
Q3 24
$6.2M
$25.5M
Q2 24
$4.5M
$8.8M
Q1 24
$-1.2M
$11.1M
Operating Margin
CLBK
CLBK
SD
SD
Q4 25
28.6%
38.5%
Q3 25
29.5%
37.8%
Q2 25
25.8%
53.7%
Q1 25
20.4%
28.6%
Q4 24
-57.6%
25.9%
Q3 24
13.5%
28.3%
Q2 24
9.0%
23.9%
Q1 24
-2.6%
27.8%
Net Margin
CLBK
CLBK
SD
SD
Q4 25
22.8%
54.9%
Q3 25
22.1%
40.1%
Q2 25
19.3%
56.6%
Q1 25
15.1%
30.6%
Q4 24
-45.7%
45.1%
Q3 24
11.4%
84.8%
Q2 24
8.5%
33.9%
Q1 24
-2.3%
36.7%
EPS (diluted)
CLBK
CLBK
SD
SD
Q4 25
$0.15
$0.59
Q3 25
$0.15
$0.43
Q2 25
$0.12
$0.53
Q1 25
$0.09
$0.35
Q4 24
$-0.20
$0.46
Q3 24
$0.06
$0.69
Q2 24
$0.04
$0.24
Q1 24
$-0.01
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLBK
CLBK
SD
SD
Cash + ST InvestmentsLiquidity on hand
$340.8M
$111.0M
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$1.2B
$510.9M
Total Assets
$11.0B
$644.0M
Debt / EquityLower = less leverage
1.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLBK
CLBK
SD
SD
Q4 25
$340.8M
$111.0M
Q3 25
$253.4M
$101.2M
Q2 25
$248.2M
$102.8M
Q1 25
$256.1M
$99.7M
Q4 24
$289.2M
$98.1M
Q3 24
$283.5M
$92.7M
Q2 24
$391.1M
$209.9M
Q1 24
$373.5M
$207.0M
Total Debt
CLBK
CLBK
SD
SD
Q4 25
$1.2B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$1.4B
Q2 24
$1.7B
Q1 24
$1.5B
Stockholders' Equity
CLBK
CLBK
SD
SD
Q4 25
$1.2B
$510.9M
Q3 25
$1.1B
$492.4M
Q2 25
$1.1B
$480.2M
Q1 25
$1.1B
$464.9M
Q4 24
$1.1B
$460.5M
Q3 24
$1.1B
$446.8M
Q2 24
$1.0B
$424.8M
Q1 24
$1.0B
$419.7M
Total Assets
CLBK
CLBK
SD
SD
Q4 25
$11.0B
$644.0M
Q3 25
$10.9B
$619.0M
Q2 25
$10.7B
$602.3M
Q1 25
$10.6B
$588.3M
Q4 24
$10.5B
$581.5M
Q3 24
$10.7B
$565.2M
Q2 24
$10.8B
$529.6M
Q1 24
$10.6B
$527.4M
Debt / Equity
CLBK
CLBK
SD
SD
Q4 25
1.02×
Q3 25
1.11×
Q2 25
1.14×
Q1 25
1.01×
Q4 24
1.00×
Q3 24
1.32×
Q2 24
1.61×
Q1 24
1.47×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLBK
CLBK
SD
SD
Operating Cash FlowLast quarter
$68.4M
$31.7M
Free Cash FlowOCF − Capex
$58.6M
$14.4M
FCF MarginFCF / Revenue
85.1%
36.6%
Capex IntensityCapex / Revenue
14.3%
43.8%
Cash ConversionOCF / Net Profit
4.36×
1.46×
TTM Free Cash FlowTrailing 4 quarters
$95.1M
$41.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLBK
CLBK
SD
SD
Q4 25
$68.4M
$31.7M
Q3 25
$31.0M
$25.3M
Q2 25
$14.6M
$22.9M
Q1 25
$-1.6M
$20.3M
Q4 24
$33.3M
$26.0M
Q3 24
$-28.3M
$20.8M
Q2 24
$18.6M
$11.4M
Q1 24
$14.1M
$15.7M
Free Cash Flow
CLBK
CLBK
SD
SD
Q4 25
$58.6M
$14.4M
Q3 25
$28.1M
$5.9M
Q2 25
$12.9M
$7.3M
Q1 25
$-4.5M
$13.9M
Q4 24
$25.9M
$13.2M
Q3 24
$-31.1M
$10.8M
Q2 24
$17.2M
$9.0M
Q1 24
$12.5M
$14.6M
FCF Margin
CLBK
CLBK
SD
SD
Q4 25
85.1%
36.6%
Q3 25
41.8%
14.9%
Q2 25
20.2%
21.0%
Q1 25
-7.6%
32.7%
Q4 24
55.7%
33.8%
Q3 24
-57.3%
36.1%
Q2 24
32.3%
34.5%
Q1 24
25.1%
48.1%
Capex Intensity
CLBK
CLBK
SD
SD
Q4 25
14.3%
43.8%
Q3 25
4.2%
48.6%
Q2 25
2.7%
45.2%
Q1 25
4.9%
15.0%
Q4 24
16.0%
32.9%
Q3 24
5.1%
33.3%
Q2 24
2.6%
9.4%
Q1 24
3.4%
3.7%
Cash Conversion
CLBK
CLBK
SD
SD
Q4 25
4.36×
1.46×
Q3 25
2.08×
1.58×
Q2 25
1.19×
1.17×
Q1 25
-0.18×
1.56×
Q4 24
1.48×
Q3 24
-4.57×
0.82×
Q2 24
4.09×
1.30×
Q1 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLBK
CLBK

Segment breakdown not available.

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

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