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Side-by-side financial comparison of Clearfield, Inc. (CLFD) and GREENE COUNTY BANCORP INC (GCBC). Click either name above to swap in a different company.
Clearfield, Inc. is the larger business by last-quarter revenue ($34.3M vs $22.2M, roughly 1.5× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -1.8%, a 48.1% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -3.2%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-2.4M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -3.5%).
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.
CLFD vs GCBC — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $34.3M | $22.2M |
| Net Profit | $-614.0K | $10.3M |
| Gross Margin | 33.2% | — |
| Operating Margin | -5.3% | 52.0% |
| Net Margin | -1.8% | 46.3% |
| Revenue YoY | -3.2% | 23.8% |
| Net Profit YoY | 67.8% | 37.4% |
| EPS (diluted) | $-0.04 | $0.60 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $34.3M | $22.2M | ||
| Q3 25 | $23.4M | $21.5M | ||
| Q2 25 | $49.9M | $20.5M | ||
| Q1 25 | $47.2M | $20.1M | ||
| Q4 24 | $29.7M | $17.9M | ||
| Q3 24 | $5.6M | $16.9M | ||
| Q2 24 | $48.8M | $16.6M | ||
| Q1 24 | $36.9M | $15.7M |
| Q4 25 | $-614.0K | $10.3M | ||
| Q3 25 | $-9.1M | $8.9M | ||
| Q2 25 | $1.6M | $9.3M | ||
| Q1 25 | $1.3M | $8.1M | ||
| Q4 24 | $-1.9M | $7.5M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | $-447.0K | $6.7M | ||
| Q1 24 | $-5.9M | $5.9M |
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
| Q4 25 | -5.3% | 52.0% | ||
| Q3 25 | 10.3% | 47.4% | ||
| Q2 25 | 3.0% | 53.5% | ||
| Q1 25 | 0.6% | 44.6% | ||
| Q4 24 | -6.9% | 45.0% | ||
| Q3 24 | — | 39.6% | ||
| Q2 24 | -4.7% | 41.2% | ||
| Q1 24 | -26.4% | 39.4% |
| Q4 25 | -1.8% | 46.3% | ||
| Q3 25 | -38.8% | 41.2% | ||
| Q2 25 | 3.2% | 45.6% | ||
| Q1 25 | 2.8% | 40.1% | ||
| Q4 24 | -6.4% | 41.7% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | -0.9% | 40.6% | ||
| Q1 24 | -16.0% | 37.3% |
| Q4 25 | $-0.04 | $0.60 | ||
| Q3 25 | $-0.65 | $0.52 | ||
| Q2 25 | $0.11 | $0.55 | ||
| Q1 25 | $0.09 | $0.47 | ||
| Q4 24 | $-0.13 | $0.44 | ||
| Q3 24 | — | $0.37 | ||
| Q2 24 | $-0.04 | $0.39 | ||
| Q1 24 | $-0.40 | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $96.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $249.7M | $258.3M |
| Total Assets | $268.1M | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $96.4M | — | ||
| Q3 25 | $106.0M | — | ||
| Q2 25 | $117.2M | — | ||
| Q1 25 | $112.0M | $155.5M | ||
| Q4 24 | $113.0M | $166.4M | ||
| Q3 24 | $129.0M | — | ||
| Q2 24 | $123.8M | $190.4M | ||
| Q1 24 | $142.9M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
| Q4 25 | $249.7M | $258.3M | ||
| Q3 25 | $256.2M | $248.2M | ||
| Q2 25 | $264.5M | $238.8M | ||
| Q1 25 | $265.9M | $229.0M | ||
| Q4 24 | $267.4M | $218.4M | ||
| Q3 24 | $275.8M | $216.3M | ||
| Q2 24 | $274.6M | $206.0M | ||
| Q1 24 | $279.2M | $199.2M |
| Q4 25 | $268.1M | $3.1B | ||
| Q3 25 | $306.2M | $3.1B | ||
| Q2 25 | $314.7M | $3.0B | ||
| Q1 25 | $310.9M | $3.0B | ||
| Q4 24 | $303.2M | $3.0B | ||
| Q3 24 | $315.3M | $2.9B | ||
| Q2 24 | $318.1M | $2.8B | ||
| Q1 24 | $315.4M | $2.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.4M | $6.4M |
| Free Cash FlowOCF − Capex | $-2.4M | $6.2M |
| FCF MarginFCF / Revenue | -7.1% | 28.0% |
| Capex IntensityCapex / Revenue | 2.9% | 0.9% |
| Cash ConversionOCF / Net Profit | — | 0.62× |
| TTM Free Cash FlowTrailing 4 quarters | — | $47.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.4M | $6.4M | ||
| Q3 25 | — | $7.0M | ||
| Q2 25 | $7.9M | $28.0M | ||
| Q1 25 | $3.0M | $7.3M | ||
| Q4 24 | $7.2M | $5.3M | ||
| Q3 24 | $22.2M | $2.1M | ||
| Q2 24 | $4.0M | $24.9M | ||
| Q1 24 | $-5.7M | $5.6M |
| Q4 25 | $-2.4M | $6.2M | ||
| Q3 25 | — | $6.5M | ||
| Q2 25 | $7.5M | $27.3M | ||
| Q1 25 | $654.0K | $7.3M | ||
| Q4 24 | $5.1M | $5.1M | ||
| Q3 24 | $18.2M | $2.0M | ||
| Q2 24 | $2.8M | $23.4M | ||
| Q1 24 | $-7.7M | $4.9M |
| Q4 25 | -7.1% | 28.0% | ||
| Q3 25 | — | 30.4% | ||
| Q2 25 | 15.1% | 133.3% | ||
| Q1 25 | 1.4% | 36.1% | ||
| Q4 24 | 17.1% | 28.6% | ||
| Q3 24 | 323.0% | 11.8% | ||
| Q2 24 | 5.8% | 141.2% | ||
| Q1 24 | -20.8% | 31.3% |
| Q4 25 | 2.9% | 0.9% | ||
| Q3 25 | 2.0% | 1.9% | ||
| Q2 25 | 0.8% | 3.4% | ||
| Q1 25 | 5.1% | 0.3% | ||
| Q4 24 | 7.0% | 1.0% | ||
| Q3 24 | 71.4% | 0.9% | ||
| Q2 24 | 2.5% | 9.1% | ||
| Q1 24 | 5.3% | 4.2% |
| Q4 25 | — | 0.62× | ||
| Q3 25 | — | 0.78× | ||
| Q2 25 | 4.93× | 3.00× | ||
| Q1 25 | 2.30× | 0.91× | ||
| Q4 24 | — | 0.71× | ||
| Q3 24 | — | 0.34× | ||
| Q2 24 | — | 3.70× | ||
| Q1 24 | — | 0.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
