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Side-by-side financial comparison of Clearfield, Inc. (CLFD) and Third Coast Bancshares, Inc. (TCBX). Click either name above to swap in a different company.
Third Coast Bancshares, Inc. is the larger business by last-quarter revenue ($57.7M vs $34.3M, roughly 1.7× Clearfield, Inc.). Third Coast Bancshares, Inc. runs the higher net margin — 28.4% vs -1.8%, a 30.2% gap on every dollar of revenue. Over the past eight quarters, Third Coast Bancshares, Inc.'s revenue compounded faster (17.5% CAGR vs -3.5%).
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.
CLFD vs TCBX — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $34.3M | $57.7M |
| Net Profit | $-614.0K | $16.4M |
| Gross Margin | 33.2% | — |
| Operating Margin | -5.3% | — |
| Net Margin | -1.8% | 28.4% |
| Revenue YoY | -3.2% | — |
| Net Profit YoY | 67.8% | 20.5% |
| EPS (diluted) | $-0.04 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $57.7M | ||
| Q4 25 | $34.3M | $56.5M | ||
| Q3 25 | $23.4M | $54.5M | ||
| Q2 25 | $49.9M | $52.0M | ||
| Q1 25 | $47.2M | $45.9M | ||
| Q4 24 | $29.7M | $46.3M | ||
| Q3 24 | $5.6M | $42.9M | ||
| Q2 24 | $48.8M | $41.7M |
| Q1 26 | — | $16.4M | ||
| Q4 25 | $-614.0K | $17.9M | ||
| Q3 25 | $-9.1M | $18.1M | ||
| Q2 25 | $1.6M | $16.7M | ||
| Q1 25 | $1.3M | $13.6M | ||
| Q4 24 | $-1.9M | $13.7M | ||
| Q3 24 | — | $12.8M | ||
| Q2 24 | $-447.0K | $10.8M |
| Q1 26 | — | — | ||
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | -5.3% | 38.1% | ||
| Q3 25 | 10.3% | 41.9% | ||
| Q2 25 | 3.0% | 40.5% | ||
| Q1 25 | 0.6% | 37.8% | ||
| Q4 24 | -6.9% | 38.7% | ||
| Q3 24 | — | 37.9% | ||
| Q2 24 | -4.7% | 34.1% |
| Q1 26 | — | 28.4% | ||
| Q4 25 | -1.8% | 31.7% | ||
| Q3 25 | -38.8% | 33.1% | ||
| Q2 25 | 3.2% | 32.2% | ||
| Q1 25 | 2.8% | 29.6% | ||
| Q4 24 | -6.4% | 29.7% | ||
| Q3 24 | — | 29.8% | ||
| Q2 24 | -0.9% | 25.9% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $-0.04 | $1.02 | ||
| Q3 25 | $-0.65 | $1.03 | ||
| Q2 25 | $0.11 | $0.96 | ||
| Q1 25 | $0.09 | $0.78 | ||
| Q4 24 | $-0.13 | $0.80 | ||
| Q3 24 | — | $0.74 | ||
| Q2 24 | $-0.04 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $96.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $249.7M | $650.5M |
| Total Assets | $268.1M | $6.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $96.4M | $175.2M | ||
| Q3 25 | $106.0M | $116.4M | ||
| Q2 25 | $117.2M | $113.1M | ||
| Q1 25 | $112.0M | $219.0M | ||
| Q4 24 | $113.0M | $371.2M | ||
| Q3 24 | $129.0M | $258.2M | ||
| Q2 24 | $123.8M | $241.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — |
| Q1 26 | — | $650.5M | ||
| Q4 25 | $249.7M | $531.0M | ||
| Q3 25 | $256.2M | $513.8M | ||
| Q2 25 | $264.5M | $496.1M | ||
| Q1 25 | $265.9M | $479.8M | ||
| Q4 24 | $267.4M | $460.7M | ||
| Q3 24 | $275.8M | $450.5M | ||
| Q2 24 | $274.6M | $435.0M |
| Q1 26 | — | $6.6B | ||
| Q4 25 | $268.1M | $5.3B | ||
| Q3 25 | $306.2M | $5.1B | ||
| Q2 25 | $314.7M | $4.9B | ||
| Q1 25 | $310.9M | $4.9B | ||
| Q4 24 | $303.2M | $4.9B | ||
| Q3 24 | $315.3M | $4.6B | ||
| Q2 24 | $318.1M | $4.5B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.4M | — |
| Free Cash FlowOCF − Capex | $-2.4M | — |
| FCF MarginFCF / Revenue | -7.1% | — |
| Capex IntensityCapex / Revenue | 2.9% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-1.4M | $50.8M | ||
| Q3 25 | — | $20.7M | ||
| Q2 25 | $7.9M | $13.9M | ||
| Q1 25 | $3.0M | $10.5M | ||
| Q4 24 | $7.2M | $35.1M | ||
| Q3 24 | $22.2M | $22.0M | ||
| Q2 24 | $4.0M | $7.3M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.4M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $7.5M | — | ||
| Q1 25 | $654.0K | — | ||
| Q4 24 | $5.1M | $33.4M | ||
| Q3 24 | $18.2M | — | ||
| Q2 24 | $2.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | -7.1% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 15.1% | — | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 17.1% | 72.1% | ||
| Q3 24 | 323.0% | — | ||
| Q2 24 | 5.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | — | ||
| Q3 25 | 2.0% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 5.1% | — | ||
| Q4 24 | 7.0% | 3.8% | ||
| Q3 24 | 71.4% | — | ||
| Q2 24 | 2.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.84× | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | 4.93× | 0.83× | ||
| Q1 25 | 2.30× | 0.77× | ||
| Q4 24 | — | 2.56× | ||
| Q3 24 | — | 1.72× | ||
| Q2 24 | — | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CLFD
Segment breakdown not available.
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
