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Side-by-side financial comparison of Cellectis S.A. (CLLS) and SB FINANCIAL GROUP, INC. (SBFG). Click either name above to swap in a different company.

SB FINANCIAL GROUP, INC. is the larger business by last-quarter revenue ($16.4M vs $9.5M, roughly 1.7× Cellectis S.A.). SB FINANCIAL GROUP, INC. runs the higher net margin — 23.9% vs -265.9%, a 289.7% gap on every dollar of revenue. On growth, Cellectis S.A. posted the faster year-over-year revenue change (375.0% vs 6.3%). Cellectis S.A. produced more free cash flow last quarter ($27.6M vs $21.4M).

Cellectis is a French biopharmaceutical company. It develops genome-edited chimeric antigen receptor T-cell technologies for cancer immunotherapy. It has offices in Paris, New York City, and Raleigh, North Carolina.

SB Financial Group, Inc. is a U.S.-headquartered financial holding company that provides a full suite of personal and commercial banking products and services, including deposit accounts, mortgage and consumer loans, small business financing, and wealth management solutions. It primarily serves retail customers and small to medium-sized enterprises across regional markets in the United States.

CLLS vs SBFG — Head-to-Head

Bigger by revenue
SBFG
SBFG
1.7× larger
SBFG
$16.4M
$9.5M
CLLS
Growing faster (revenue YoY)
CLLS
CLLS
+368.7% gap
CLLS
375.0%
6.3%
SBFG
Higher net margin
SBFG
SBFG
289.7% more per $
SBFG
23.9%
-265.9%
CLLS
More free cash flow
CLLS
CLLS
$6.2M more FCF
CLLS
$27.6M
$21.4M
SBFG

Income Statement — Q2 FY2024 vs Q4 FY2025

Metric
CLLS
CLLS
SBFG
SBFG
Revenue
$9.5M
$16.4M
Net Profit
$-25.3M
$3.9M
Gross Margin
Operating Margin
-181.1%
30.3%
Net Margin
-265.9%
23.9%
Revenue YoY
375.0%
6.3%
Net Profit YoY
-51.9%
7.8%
EPS (diluted)
$-0.28
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLLS
CLLS
SBFG
SBFG
Q4 25
$16.4M
Q3 25
$16.6M
Q2 25
$17.2M
Q1 25
$15.4M
Q4 24
$15.5M
Q3 24
$14.3M
Q2 24
$9.5M
$14.0M
Q1 24
$13.1M
Net Profit
CLLS
CLLS
SBFG
SBFG
Q4 25
$3.9M
Q3 25
$4.0M
Q2 25
$3.9M
Q1 25
$2.2M
Q4 24
$3.6M
Q3 24
$2.4M
Q2 24
$-25.3M
$3.1M
Q1 24
$2.4M
Operating Margin
CLLS
CLLS
SBFG
SBFG
Q4 25
30.3%
Q3 25
29.9%
Q2 25
27.5%
Q1 25
16.8%
Q4 24
29.3%
Q3 24
21.7%
Q2 24
-181.1%
24.0%
Q1 24
21.7%
Net Margin
CLLS
CLLS
SBFG
SBFG
Q4 25
23.9%
Q3 25
24.4%
Q2 25
22.4%
Q1 25
14.0%
Q4 24
23.5%
Q3 24
16.5%
Q2 24
-265.9%
22.2%
Q1 24
18.0%
EPS (diluted)
CLLS
CLLS
SBFG
SBFG
Q4 25
$0.62
Q3 25
$0.64
Q2 25
$0.60
Q1 25
$0.33
Q4 24
$0.55
Q3 24
$0.35
Q2 24
$-0.28
$0.47
Q1 24
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLLS
CLLS
SBFG
SBFG
Cash + ST InvestmentsLiquidity on hand
$149.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$148.6M
$141.2M
Total Assets
$407.1M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLLS
CLLS
SBFG
SBFG
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$149.0M
Q1 24
Total Debt
CLLS
CLLS
SBFG
SBFG
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$19.7M
Q3 24
$19.7M
Q2 24
Q1 24
Stockholders' Equity
CLLS
CLLS
SBFG
SBFG
Q4 25
$141.2M
Q3 25
$136.9M
Q2 25
$133.6M
Q1 25
$131.5M
Q4 24
$127.5M
Q3 24
$132.8M
Q2 24
$148.6M
$125.5M
Q1 24
$123.7M
Total Assets
CLLS
CLLS
SBFG
SBFG
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.4B
Q3 24
$1.4B
Q2 24
$407.1M
Q1 24
Debt / Equity
CLLS
CLLS
SBFG
SBFG
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.15×
Q3 24
0.15×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLLS
CLLS
SBFG
SBFG
Operating Cash FlowLast quarter
$28.9M
$24.0M
Free Cash FlowOCF − Capex
$27.6M
$21.4M
FCF MarginFCF / Revenue
290.5%
130.6%
Capex IntensityCapex / Revenue
13.2%
15.8%
Cash ConversionOCF / Net Profit
6.14×
TTM Free Cash FlowTrailing 4 quarters
$35.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLLS
CLLS
SBFG
SBFG
Q4 25
$24.0M
Q3 25
$12.7M
Q2 25
$-3.6M
Q1 25
$6.7M
Q4 24
$9.5M
Q3 24
$3.6M
Q2 24
$28.9M
$-434.0K
Q1 24
$308.0K
Free Cash Flow
CLLS
CLLS
SBFG
SBFG
Q4 25
$21.4M
Q3 25
$12.2M
Q2 25
$-4.2M
Q1 25
$5.8M
Q4 24
$8.2M
Q3 24
$3.2M
Q2 24
$27.6M
$-833.0K
Q1 24
$149.0K
FCF Margin
CLLS
CLLS
SBFG
SBFG
Q4 25
130.6%
Q3 25
73.8%
Q2 25
-24.2%
Q1 25
37.6%
Q4 24
53.2%
Q3 24
22.6%
Q2 24
290.5%
-5.9%
Q1 24
1.1%
Capex Intensity
CLLS
CLLS
SBFG
SBFG
Q4 25
15.8%
Q3 25
2.7%
Q2 25
3.1%
Q1 25
6.0%
Q4 24
8.0%
Q3 24
2.7%
Q2 24
13.2%
2.8%
Q1 24
1.2%
Cash Conversion
CLLS
CLLS
SBFG
SBFG
Q4 25
6.14×
Q3 25
3.14×
Q2 25
-0.94×
Q1 25
3.11×
Q4 24
2.60×
Q3 24
1.54×
Q2 24
-0.14×
Q1 24
0.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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