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Side-by-side financial comparison of CLOVER HEALTH INVESTMENTS, CORP. (CLOV) and CURTISS WRIGHT CORP (CW). Click either name above to swap in a different company.

CURTISS WRIGHT CORP is the larger business by last-quarter revenue ($947.0M vs $487.7M, roughly 1.9× CLOVER HEALTH INVESTMENTS, CORP.). CURTISS WRIGHT CORP runs the higher net margin — 14.5% vs -10.1%, a 24.6% gap on every dollar of revenue. On growth, CLOVER HEALTH INVESTMENTS, CORP. posted the faster year-over-year revenue change (44.7% vs 14.9%). CURTISS WRIGHT CORP produced more free cash flow last quarter ($315.1M vs $-69.0M). Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (18.6% CAGR vs 15.2%).

Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.

The Curtiss-Wright Corporation is an American manufacturer and services provider headquartered in Davidson, North Carolina, with factories and operations in and outside the United States. Created in 1929 from the consolidation of Curtiss, Wright, and various supplier companies, the company was immediately the country's largest aviation firm and built more than 142,000 aircraft engines for the U.S. military during World War II.

CLOV vs CW — Head-to-Head

Bigger by revenue
CW
CW
1.9× larger
CW
$947.0M
$487.7M
CLOV
Growing faster (revenue YoY)
CLOV
CLOV
+29.9% gap
CLOV
44.7%
14.9%
CW
Higher net margin
CW
CW
24.6% more per $
CW
14.5%
-10.1%
CLOV
More free cash flow
CW
CW
$384.1M more FCF
CW
$315.1M
$-69.0M
CLOV
Faster 2-yr revenue CAGR
CLOV
CLOV
Annualised
CLOV
18.6%
15.2%
CW

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CLOV
CLOV
CW
CW
Revenue
$487.7M
$947.0M
Net Profit
$-49.3M
$137.0M
Gross Margin
37.5%
Operating Margin
-10.1%
19.2%
Net Margin
-10.1%
14.5%
Revenue YoY
44.7%
14.9%
Net Profit YoY
-123.2%
16.2%
EPS (diluted)
$3.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLOV
CLOV
CW
CW
Q4 25
$487.7M
$947.0M
Q3 25
$496.6M
$869.2M
Q2 25
$477.6M
$876.6M
Q1 25
$462.3M
$805.6M
Q4 24
$337.0M
$824.3M
Q3 24
$331.0M
$798.9M
Q2 24
$356.3M
$784.8M
Q1 24
$346.9M
$713.2M
Net Profit
CLOV
CLOV
CW
CW
Q4 25
$-49.3M
$137.0M
Q3 25
$-24.4M
$124.8M
Q2 25
$-10.6M
$121.1M
Q1 25
$-1.3M
$101.3M
Q4 24
$-22.1M
$117.9M
Q3 24
$-9.2M
$111.2M
Q2 24
$7.4M
$99.5M
Q1 24
$-19.2M
$76.5M
Gross Margin
CLOV
CLOV
CW
CW
Q4 25
37.5%
Q3 25
37.7%
Q2 25
37.2%
Q1 25
36.3%
Q4 24
38.5%
Q3 24
24.5%
37.3%
Q2 24
30.3%
36.2%
Q1 24
23.6%
35.6%
Operating Margin
CLOV
CLOV
CW
CW
Q4 25
-10.1%
19.2%
Q3 25
-4.9%
19.1%
Q2 25
-2.2%
17.8%
Q1 25
-0.3%
16.0%
Q4 24
-6.4%
18.8%
Q3 24
-2.7%
18.1%
Q2 24
2.0%
16.4%
Q1 24
-6.5%
14.0%
Net Margin
CLOV
CLOV
CW
CW
Q4 25
-10.1%
14.5%
Q3 25
-4.9%
14.4%
Q2 25
-2.2%
13.8%
Q1 25
-0.3%
12.6%
Q4 24
-6.6%
14.3%
Q3 24
-2.8%
13.9%
Q2 24
2.1%
12.7%
Q1 24
-5.5%
10.7%
EPS (diluted)
CLOV
CLOV
CW
CW
Q4 25
$3.69
Q3 25
$3.31
Q2 25
$3.19
Q1 25
$2.68
Q4 24
$3.09
Q3 24
$2.89
Q2 24
$2.58
Q1 24
$1.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLOV
CLOV
CW
CW
Cash + ST InvestmentsLiquidity on hand
$78.3M
Total DebtLower is stronger
$957.9M
Stockholders' EquityBook value
$308.7M
$2.5B
Total Assets
$541.0M
$5.2B
Debt / EquityLower = less leverage
0.38×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLOV
CLOV
CW
CW
Q4 25
$78.3M
Q3 25
Q2 25
Q1 25
$226.5M
Q4 24
$194.5M
$385.0M
Q3 24
$288.0M
Q2 24
$254.8M
Q1 24
$208.3M
$338.0M
Total Debt
CLOV
CLOV
CW
CW
Q4 25
$957.9M
Q3 25
$968.6M
Q2 25
$958.4M
Q1 25
$958.6M
Q4 24
$1.0B
Q3 24
$1.0B
Q2 24
$1.0B
Q1 24
$1.1B
Stockholders' Equity
CLOV
CLOV
CW
CW
Q4 25
$308.7M
$2.5B
Q3 25
$340.9M
$2.5B
Q2 25
$344.2M
$2.7B
Q1 25
$336.1M
$2.6B
Q4 24
$341.1M
$2.4B
Q3 24
$342.2M
$2.5B
Q2 24
$324.9M
$2.5B
Q1 24
$292.5M
$2.4B
Total Assets
CLOV
CLOV
CW
CW
Q4 25
$541.0M
$5.2B
Q3 25
$559.7M
$5.1B
Q2 25
$575.0M
$5.2B
Q1 25
$583.7M
$5.0B
Q4 24
$580.7M
$5.0B
Q3 24
$653.0M
$4.9B
Q2 24
$674.2M
$4.7B
Q1 24
$671.8M
$4.6B
Debt / Equity
CLOV
CLOV
CW
CW
Q4 25
0.38×
Q3 25
0.38×
Q2 25
0.35×
Q1 25
0.37×
Q4 24
0.43×
Q3 24
0.42×
Q2 24
0.43×
Q1 24
0.44×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLOV
CLOV
CW
CW
Operating Cash FlowLast quarter
$-66.9M
$352.7M
Free Cash FlowOCF − Capex
$-69.0M
$315.1M
FCF MarginFCF / Revenue
-14.1%
33.3%
Capex IntensityCapex / Revenue
0.4%
4.0%
Cash ConversionOCF / Net Profit
2.57×
TTM Free Cash FlowTrailing 4 quarters
$-69.2M
$553.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLOV
CLOV
CW
CW
Q4 25
$-66.9M
$352.7M
Q3 25
$12.1M
$192.8M
Q2 25
$5.4M
$136.6M
Q1 25
$-16.3M
$-38.8M
Q4 24
$34.8M
$301.3M
Q3 24
$50.0M
$177.3M
Q2 24
$44.8M
$111.3M
Q1 24
$25.9M
$-45.6M
Free Cash Flow
CLOV
CLOV
CW
CW
Q4 25
$-69.0M
$315.1M
Q3 25
$11.4M
$175.9M
Q2 25
$4.8M
$117.2M
Q1 25
$-16.5M
$-54.5M
Q4 24
$33.3M
$278.0M
Q3 24
$49.6M
$162.7M
Q2 24
$44.4M
$100.3M
Q1 24
$25.5M
$-57.7M
FCF Margin
CLOV
CLOV
CW
CW
Q4 25
-14.1%
33.3%
Q3 25
2.3%
20.2%
Q2 25
1.0%
13.4%
Q1 25
-3.6%
-6.8%
Q4 24
9.9%
33.7%
Q3 24
15.0%
20.4%
Q2 24
12.5%
12.8%
Q1 24
7.3%
-8.1%
Capex Intensity
CLOV
CLOV
CW
CW
Q4 25
0.4%
4.0%
Q3 25
0.1%
1.9%
Q2 25
0.1%
2.2%
Q1 25
0.0%
2.0%
Q4 24
0.5%
2.8%
Q3 24
0.1%
1.8%
Q2 24
0.1%
1.4%
Q1 24
0.1%
1.7%
Cash Conversion
CLOV
CLOV
CW
CW
Q4 25
2.57×
Q3 25
1.54×
Q2 25
1.13×
Q1 25
-0.38×
Q4 24
2.56×
Q3 24
1.59×
Q2 24
6.04×
1.12×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLOV
CLOV

Segment breakdown not available.

CW
CW

Naval Power$417.4M44%
Defense Electronics$268.3M28%
Aerospace Industrial$262.4M28%

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