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Side-by-side financial comparison of CLOVER HEALTH INVESTMENTS, CORP. (CLOV) and Everus Construction Group, Inc. (ECG). Click either name above to swap in a different company.
Everus Construction Group, Inc. is the larger business by last-quarter revenue ($1.0B vs $749.2M, roughly 1.4× CLOVER HEALTH INVESTMENTS, CORP.). Everus Construction Group, Inc. runs the higher net margin — 5.5% vs 3.6%, a 1.8% gap on every dollar of revenue. On growth, CLOVER HEALTH INVESTMENTS, CORP. posted the faster year-over-year revenue change (62.0% vs 33.2%). Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (45.0% CAGR vs 27.1%).
Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.
CLOV vs ECG — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $749.2M | $1.0B |
| Net Profit | $27.3M | $55.3M |
| Gross Margin | — | 11.6% |
| Operating Margin | 3.6% | 6.8% |
| Net Margin | 3.6% | 5.5% |
| Revenue YoY | 62.0% | 33.2% |
| Net Profit YoY | — | 60.4% |
| EPS (diluted) | $0.05 | $1.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $749.2M | — | ||
| Q4 25 | $487.7M | $1.0B | ||
| Q3 25 | $496.6M | $986.8M | ||
| Q2 25 | $477.6M | $921.5M | ||
| Q1 25 | $462.3M | $826.6M | ||
| Q4 24 | $337.0M | $759.6M | ||
| Q3 24 | $331.0M | $761.0M | ||
| Q2 24 | $356.3M | $703.4M |
| Q1 26 | $27.3M | — | ||
| Q4 25 | $-49.3M | $55.3M | ||
| Q3 25 | $-24.4M | $57.0M | ||
| Q2 25 | $-10.6M | $52.8M | ||
| Q1 25 | $-1.3M | $36.7M | ||
| Q4 24 | $-22.1M | $34.5M | ||
| Q3 24 | $-9.2M | $41.8M | ||
| Q2 24 | $7.4M | $39.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.6% | ||
| Q3 25 | — | 12.6% | ||
| Q2 25 | — | 13.0% | ||
| Q1 25 | — | 11.2% | ||
| Q4 24 | — | 11.4% | ||
| Q3 24 | 24.5% | 11.8% | ||
| Q2 24 | 30.3% | 12.6% |
| Q1 26 | 3.6% | — | ||
| Q4 25 | -10.1% | 6.8% | ||
| Q3 25 | -4.9% | 7.3% | ||
| Q2 25 | -2.2% | 7.9% | ||
| Q1 25 | -0.3% | 6.2% | ||
| Q4 24 | -6.4% | 6.1% | ||
| Q3 24 | -2.7% | 7.1% | ||
| Q2 24 | 2.0% | 7.3% |
| Q1 26 | 3.6% | — | ||
| Q4 25 | -10.1% | 5.5% | ||
| Q3 25 | -4.9% | 5.8% | ||
| Q2 25 | -2.2% | 5.7% | ||
| Q1 25 | -0.3% | 4.4% | ||
| Q4 24 | -6.6% | 4.5% | ||
| Q3 24 | -2.8% | 5.5% | ||
| Q2 24 | 2.1% | 5.5% |
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | $1.09 | ||
| Q3 25 | — | $1.11 | ||
| Q2 25 | — | $1.03 | ||
| Q1 25 | — | $0.72 | ||
| Q4 24 | — | $0.68 | ||
| Q3 24 | — | $0.82 | ||
| Q2 24 | — | $0.76 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $177.6M | — |
| Total DebtLower is stronger | — | $281.5M |
| Stockholders' EquityBook value | $339.4M | $629.8M |
| Total Assets | $697.7M | $1.7B |
| Debt / EquityLower = less leverage | — | 0.45× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $177.6M | — | ||
| Q4 25 | $78.3M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $194.5M | — | ||
| Q3 24 | $288.0M | $553.0K | ||
| Q2 24 | $254.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $281.5M | ||
| Q3 25 | — | $285.1M | ||
| Q2 25 | — | $288.6M | ||
| Q1 25 | — | $292.1M | ||
| Q4 24 | — | $295.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $339.4M | — | ||
| Q4 25 | $308.7M | $629.8M | ||
| Q3 25 | $340.9M | $573.0M | ||
| Q2 25 | $344.2M | $514.4M | ||
| Q1 25 | $336.1M | $460.2M | ||
| Q4 24 | $341.1M | $422.6M | ||
| Q3 24 | $342.2M | $453.3M | ||
| Q2 24 | $324.9M | $490.0M |
| Q1 26 | $697.7M | — | ||
| Q4 25 | $541.0M | $1.7B | ||
| Q3 25 | $559.7M | $1.6B | ||
| Q2 25 | $575.0M | $1.5B | ||
| Q1 25 | $583.7M | $1.4B | ||
| Q4 24 | $580.7M | $1.3B | ||
| Q3 24 | $653.0M | $1.3B | ||
| Q2 24 | $674.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.45× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | — | 0.56× | ||
| Q1 25 | — | 0.63× | ||
| Q4 24 | — | 0.70× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $48.2M |
| Free Cash FlowOCF − Capex | — | $23.5M |
| FCF MarginFCF / Revenue | — | 2.3% |
| Capex IntensityCapex / Revenue | — | 2.4% |
| Cash ConversionOCF / Net Profit | — | 0.87× |
| TTM Free Cash FlowTrailing 4 quarters | — | $90.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-66.9M | $48.2M | ||
| Q3 25 | $12.1M | $76.2M | ||
| Q2 25 | $5.4M | $25.3M | ||
| Q1 25 | $-16.3M | $7.1M | ||
| Q4 24 | $34.8M | — | ||
| Q3 24 | $50.0M | $78.9M | ||
| Q2 24 | $44.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | $-69.0M | $23.5M | ||
| Q3 25 | $11.4M | $65.7M | ||
| Q2 25 | $4.8M | $12.3M | ||
| Q1 25 | $-16.5M | $-11.4M | ||
| Q4 24 | $33.3M | — | ||
| Q3 24 | $49.6M | $60.9M | ||
| Q2 24 | $44.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | -14.1% | 2.3% | ||
| Q3 25 | 2.3% | 6.7% | ||
| Q2 25 | 1.0% | 1.3% | ||
| Q1 25 | -3.6% | -1.4% | ||
| Q4 24 | 9.9% | — | ||
| Q3 24 | 15.0% | 8.0% | ||
| Q2 24 | 12.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 2.4% | ||
| Q3 25 | 0.1% | 1.1% | ||
| Q2 25 | 0.1% | 1.4% | ||
| Q1 25 | 0.0% | 2.2% | ||
| Q4 24 | 0.5% | — | ||
| Q3 24 | 0.1% | 2.4% | ||
| Q2 24 | 0.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.87× | ||
| Q3 25 | — | 1.34× | ||
| Q2 25 | — | 0.48× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.89× | ||
| Q2 24 | 6.04× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CLOV
Segment breakdown not available.
ECG
| Commercial | $594.5M | 59% |
| Utility | $203.5M | 20% |
| Industrial | $82.8M | 8% |
| Institutional | $66.1M | 7% |
| Service And Other | $28.4M | 3% |
| Transportation | $24.2M | 2% |
| Renewables | $19.8M | 2% |
